Sold House

21 CUMBERLAND STREET

MACCLESFIELD, CHESHIRE EAST SK10 1DD

3 beds 93 m² Listed 3 Jul 2014 (-4400d)

£141,000

Reduced on 30 Sep 2014

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# 3 bedroom house for sale (SK10 1DD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST SK10 1DD |
| Price | £141,000 |
| Bedrooms | 3 |
| Last sold | £170,000 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 09/07/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,257/year
- **Est. upgrade cost to C:** £25,410

### Recommendations
- Q (£4,000 - £14,000)
- W (£800 - £1,200)
- E (£10)
- G (£350 - £450)
- I (£2,200 - £3,000)
- T2 (£900)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0671-2810-6232-9694-6645)

## Description

***CALL US UP TO 9PM TO ARRANGE VIEWINGS, 7 DAYS A WEEK*** This size-able END TERRACE home is situated conveniently for the TOWN CENTRE and Macclesfield Railway Station on a NO-THROUGH ROAD offering THREE BEDROOMS and an ADDITIONAL BASEMENT ROOM. Recently re-decorated the property has also been re-carpeted to some of the accommodation and we believe the home to have the potential to be a good buy to let investment not to mention the accommodation being suitable for a family buyer. The ground floor accommodation comprises of a living room, open plan dining area/breakfast kitchen with stairs to the basement room and first floor. The first floor landing reveals the three bedrooms and the bathroom. uPVC double glazing and gas central heating are installed. EPC Grade E

Living Room14' 10" (maximum into chimney breast recess)  x 11' 4" (maximum)   (4.52m (maximum into chimney breast recess)  x 3.45m (maximum)) uPVC double glazed window. Radiator. Three wall light points. Alarm unit. Meter cupboard.

Dining Area12' 1"  x 10' 10"   (3.68m  x 3.3m) (Open plan to the fitted kitchen) uPVC double glazed window. Inset down lighting. Radiator. Display recess set in the chimney breast. Stairs to the basement and first floor.

Breakfast Kitchen10' 9"  x 8' 2"   (3.28m  x 2.49m) uPVC double glazed window. Door to rear. Range of base, wall and drawer units with work-surfaces over incorporating a one bowl stainless steel sink unit and drainer, an integrated four ring gas hob with built in oven below. Plumbing for washing machine and dishwasher. Space for further appliances. Tiled floor. Inset down lighting.

Basement Room11' 9"  x 9' 9"   (3.58m  x 2.97m) Radiator. Painted and carpeted.

First Floor LandingLoft hatch. Storage cupboard. Storage alcove.

Master Bedroom14' 10" (maximum into chiney breast recess)  x 11' 1" (maximum)   (4.52m (maximum into chiney breast recess)  x 3.38m (maximum)) uPVC double glazed window. Radiator.

Bedroom Two8' 0"  x 10' 10"   (2.44m  x 3.3m) uPVC double glazed window. Radiator.

Bedroom Three7' 11"  x 7' 0"   (2.41m  x 2.13m) uPVC double glazed window. Radiator.

Bathroom10' 11" (maximum)  x 4' 5"   (3.33m (maximum)  x 1.35m) Radiator. White bathroom suite comprising of a pedestal wash basin with tiled splash backs, WC and a 'D' shape bath unit with stainless steel mixer tap and a shower head attachment. Further fitted shower unit over. Tiled bath surround. Extractor.

OutsideShared yard. Ginnel access to Brock Street.

Agents NoteThe bay parking is for permit holders only for the convenience of the residents. For further details please contact the Cheshire East Council.

Directions :-

By car from the Reeds Rains office proceed down the hill turning left on to Sunderland Street. At the lights turn left on to the Silk Road. At the roundabout take the first exit on to Hibel Road and proceed up the hill to the first set of lights. Turn left on to Jordangate and take the next right on to Cumberland Street where the property can be clearly identified by our Reeds Rains for sale board on the right hand side.F1

## Property Photos

- ![Main Image](/listings/photos/31256202/1080050) - Main Image
- ![Image 2](/listings/photos/31256202/1080052) - Image 2
- ![Image 3](/listings/photos/31256202/1080054) - Image 3
- ![Image 4](/listings/photos/31256202/1080058) - Image 4
- ![Image 5](/listings/photos/31256202/1080062) - Image 5
- ![Image 6](/listings/photos/31256202/1080067) - Image 6
- ![Image 7](/listings/photos/31256202/1080073) - Image 7
- ![Image 8](/listings/photos/31256202/1080077) - Image 8
- ![Image 9](/listings/photos/31256202/1080080) - Image 9

## Floorplans

- ![Floor Plan](/listings/photos/31256202/1080085) - Floor Plan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £170,000 | 05/04/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COMPLETE HOUSE, 19 - 21 KING EDWARD STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1AQ | £2,300,000 | 12/11/2025 | Other |
| [Same street] ABACUS HOUSE, 35 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £450 | 04/10/2022 | Other |
| [Same street] ABACUS HOUSE, 35 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £170,000 | 04/10/2022 | Other |
| 47 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1BY | £4,050,000 | 04/05/2022 | Other |
| 49 POWNALL STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DF | £600,000 | 04/05/2022 | Other |
| [Same street] 16 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £95,000 | 13/04/2022 | Terraced |
| 32 POWNALL STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DF | £850 | 24/01/2022 | Other |
| [Same street] 11 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £170,000 | 03/12/2021 | Terraced |
| [Same street] 12 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD | £152,950 | 30/07/2021 | Terraced |

**Street average:** £117,680 (5 sales)
**Area average:** £1,737,713 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,415,975 (16 Other, SK10, 2024–2026)
- **Deviation:** -90%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £992/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Queen Victoria St, SK11 | £1,325/mo | 3 | 0.27 miles | OpenRent |

**Average rent: £1,325/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.94% (okay)
- **Max investor price (0.8%):** £165,625
- **Target investor price (1%):** £132,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,325/mo).*

- **Gross yield:** 11.3%
- **Cost-to-rent:** 8.9×
- **Monthly cashflow:** £612/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,516/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.9%
- **10y growth:** 687.6%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; All dwelling types series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 20.4%
- **10y growth (index):** 48.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

93 m²

EPC rating

Last sold

£170,000 Apr 2023

Price per m²

£1,516/m²

Local average

£1,415,975 (-90%)

Deprivation

Decile 3 (8,675 of 33,755)

Street crime

287 incidents within 1 mile (May 2026)

Key features

THREE BEDROOMS
END TERRACE
Usable Basement Room
EPC Grade E
Open Plan Dining Area+Kitchen
Situated In The Town Centre
Handy For Railway Station
Recently Re-decorated

Additional details

Parking: Yes
Garden: Yes

Description

*CALL US UP TO 9PM TO ARRANGE VIEWINGS, 7 DAYS A WEEK* This size-able END TERRACE home is situated conveniently for the TOWN CENTRE and Macclesfield Railway Station on a NO-THROUGH ROAD offering THREE BEDROOMS and an ADDITIONAL BASEMENT ROOM. Recently re-decorated the property has also been re-carpeted to some of the accommodation and we believe the home to have the potential to be a good buy to let investment not to mention the accommodation being suitable for a family buyer. The ground floor accommodation comprises of a living room, open plan dining area/breakfast kitchen with stairs to the basement room and first floor. The first floor landing reveals the three bedrooms and the bathroom. uPVC double glazing and gas central heating are installed. EPC Grade E
Living Room14' 10" (maximum into chimney breast recess) x 11' 4" (maximum) (4.52m (maximum into chimney breast recess) x 3.45m (maximum)) uPVC double glazed window. Radiator. Three wall light points. Alarm unit. Meter cupboard.
Dining Area12' 1" x 10' 10" (3.68m x 3.3m) (Open plan to the fitted kitchen) uPVC double glazed window. Inset down lighting. Radiator. Display recess set in the chimney breast. Stairs to the basement and first floor.
Breakfast Kitchen10' 9" x 8' 2" (3.28m x 2.49m) uPVC double glazed window. Door to rear. Range of base, wall and drawer units with work-surfaces over incorporating a one bowl stainless steel sink unit and drainer, an integrated four ring gas hob with built in oven below. Plumbing for washing machine and dishwasher. Space for further appliances. Tiled floor. Inset down lighting.
Basement Room11' 9" x 9' 9" (3.58m x 2.97m) Radiator. Painted and carpeted.
First Floor LandingLoft hatch. Storage cupboard. Storage alcove.
Master Bedroom14' 10" (maximum into chiney breast recess) x 11' 1" (maximum) (4.52m (maximum into chiney breast recess) x 3.38m (maximum)) uPVC double glazed window. Radiator.
Bedroom Two8' 0" x 10' 10" (2.44m x 3.3m) uPVC double glazed window. Radiator.
Bedroom Three7' 11" x 7' 0" (2.41m x 2.13m) uPVC double glazed window. Radiator.
Bathroom10' 11" (maximum) x 4' 5" (3.33m (maximum) x 1.35m) Radiator. White bathroom suite comprising of a pedestal wash basin with tiled splash backs, WC and a 'D' shape bath unit with stainless steel mixer tap and a shower head attachment. Further fitted shower unit over. Tiled bath surround. Extractor.
OutsideShared yard. Ginnel access to Brock Street.
Agents NoteThe bay parking is for permit holders only for the convenience of the residents. For further details please contact the Cheshire East Council.
Directions :-

By car from the Reeds Rains office proceed down the hill turning left on to Sunderland Street. At the lights turn left on to the Silk Road. At the roundabout take the first exit on to Hibel Road and proceed up the hill to the first set of lights. Turn left on to Jordangate and take the next right on to Cumberland Street where the property can be clearly identified by our Reeds Rains for sale board on the right hand side.F1

Listed by

Macclesfield

Favsco 23 Ltd - LSL Franchise

Reference: 31256202

EPC Rating & Upgrade Cost

This certificate expired on 09/07/2024. A new EPC may be required before the property can be marketed or let.

Current rating: E

Potential rating: C

Inspection date: 10/07/2014

Expiry date: 09/07/2024 (expired)

Current heating cost: £1,257/year

Potential heating cost: £651/year

Est. upgrade cost to C: £25,410

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£10)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Flue gas heat recovery in conjunction with boiler (£900)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

Price history

Event	Date	Price	% change
Sold	05/04/2023 (3 years ago)	£170,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
COMPLETE HOUSE, 19 - 21 KING EDWARD STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1AQ	£2,300,000	12/11/2025	Other
Same street ABACUS HOUSE, 35 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD	£450	04/10/2022	Other
Same street ABACUS HOUSE, 35 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD	£170,000	04/10/2022	Other
47 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1BY	£4,050,000	04/05/2022	Other
49 POWNALL STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DF	£600,000	04/05/2022	Other
Same street 16 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD	£95,000	13/04/2022	Terraced
32 POWNALL STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DF	£850	24/01/2022	Other
Same street 11 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD	£170,000	03/12/2021	Terraced
Same street 12 CUMBERLAND STREET, MACCLESFIELD, CHESHIRE EAST, SK10 1DD	£152,950	30/07/2021	Terraced

Street average: £117,680 (5 sales)

Area average: £1,737,713 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.9%

10y growth 687.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: All dwelling types. As of April 2026.

1y (index) 1%

5y (index) 20.4%

10y (index) 48.8%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £881/mo

Realistic £979/mo

Optimistic £1,077/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for East Cheshire: £992/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK10 1DD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Magnet	0.1 miles
Bus stop	Macclesfield, King Edward Street / Market Place Alighting Only	0.1 miles
Shop	Basement Traxx	0.1 miles
Bus stop	Macclesfield, Churchill Way / King Edward Street	0.1 miles
Train station	Macclesfield	0.3 miles
Hospital	Rosemount Resource Centre	0.8 miles
Train station	Prestbury	2.3 miles
Hospital	Corbar hall	8.5 miles
University	University of Derby, Buxton	8.7 miles
University	Tovell Building, Buxton & Leek College	11.5 miles

Street-level crime

Category	Count
Violence and sexual offences	114
Shoplifting	54
Anti-social behaviour	30
Public order	26
Vehicle crime	22
Criminal damage and arson	11
Burglary	7
Drugs	6
Other crime	6
Other theft	5
Possession of weapons	4
Bicycle theft	1
Robbery	1
Total incidents	287

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Parkroyal Community School	Primary	0.4 miles	Good — 29 Mar 2017
Tytherington School	Secondary	0.5 miles	Good — 1 Dec 2011
Beech Hall School	Other	0.6 miles	— (No rating)
The Fermain Academy	Other	0.6 miles	Outstanding — 18 Jul 2018
Puss Bank School and Nursery	Primary	0.7 miles	Good — 30 Jun 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Queen Victoria St, SK11	£1,325/mo	3	0.27 miles	OpenRent

Average rent: £1,325/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.94%

Max investor price (0.8%) £165,625

Target investor price (1%) £132,500

Gross yield 11.3%

Cost-to-rent ratio 8.9×

Monthly cashflow £612/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 18%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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