# 4 bedroom semi-detached house for sale (ME2 4XF) ## Property Details | Key | Value | |-----|-------| | Address | 11 MARGETTS PLACE, ROCHESTER, LOWER UPNOR, MEDWAY ME2 4XF | | Price | £400,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | E | | Last sold | £400,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 10/03/2032 - **Current heating cost:** £439/year - **Est. upgrade cost to C:** £14,500 ### Recommendations - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3914-5112-9002-0297-6706) ## Description Tucked away in a peaceful cul-de-sac in the charming village of Lower Upnor, Rochester, this spacious four-bedroom townhouse in Margetts Place offers versatile living in a sought-after location. The property features a welcoming porch, a convenient ground floor cloakroom, a separate utility room, and a well-equipped kitchen/breakfast room ideal for casual dining. To the rear, a generous open-plan living and dining room provides a bright and inviting space for relaxing or entertaining, with French doors leading out to a low-maintenance garden complete with raised decking – perfect for outdoor living. Upstairs, the first-floor landing leads to four well-proportioned bedrooms, including a principal bedroom with built-in wardrobes, and a modern family bathroom with a stylish four-piece suite including a separate shower and bath. Additional benefits include a tandem-length double garage offering secure parking or extra storage, and the tranquil cul-de-sac location provides a safe, community-oriented setting within easy reach of riverside walks, countryside, and Rochester's historic town centre. This well-presented home is ideal for families or professionals seeking a balance of village charm and modern convenience. ## Property Photos - ![Front of the Property](/listings/photos/164116937/1143617) - Front of the Property - ![Kitchen](/listings/photos/164116937/1143618) - Kitchen - ![Kitchen](/listings/photos/164116937/1143619) - Kitchen - ![Utility Room](/listings/photos/164116937/1143620) - Utility Room - ![Living Dining Room](/listings/photos/164116937/1143621) - Living Dining Room - ![Living Dining Room](/listings/photos/164116937/1143622) - Living Dining Room - ![Living Dining Room](/listings/photos/164116937/1143623) - Living Dining Room - ![Living Dining Room](/listings/photos/164116937/1143624) - Living Dining Room - ![Entrance Hall](/listings/photos/164116937/1143625) - Entrance Hall - ![Bedroom](/listings/photos/164116937/1143626) - Bedroom - ![Bedroom](/listings/photos/164116937/1143627) - Bedroom - ![Bedroom](/listings/photos/164116937/1143628) - Bedroom - ![Bedroom](/listings/photos/164116937/1143629) - Bedroom - ![Bedroom](/listings/photos/164116937/1143630) - Bedroom - ![Bedroom](/listings/photos/164116937/1143631) - Bedroom - ![Bathroom](/listings/photos/164116937/1143632) - Bathroom - ![Garden](/listings/photos/164116937/1143633) - Garden - ![Garden](/listings/photos/164116937/1143634) - Garden - ![Garden](/listings/photos/164116937/1143635) - Garden - ![Garden](/listings/photos/164116937/1143636) - Garden - ![Driveway and Garage](/listings/photos/164116937/1143637) - Driveway and Garage ## Floorplans - ![Ground Floor](/listings/photos/164116937/1143638) - Ground Floor - ![First Floor](/listings/photos/164116937/1143639) - First Floor - ![Second Floor](/listings/photos/164116937/1143640) - Second Floor - ![Whole of the Property](/listings/photos/164116937/1143641) - Whole of the Property ## EPC Graphs - ![EPC 1](/listings/photos/164116937/1143642) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #11408769 - **Address:** 11 Margetts Place, Lower Upnor, ME2 4XF - **Certificate Issued:** 13/01/2016 - **Work Completed:** 15/12/2015 - **Items:** 7 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 11 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £400,000 | 20/02/2026 | Semi-detached | | 11 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £382,000 | 08/12/2022 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 18 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW | £340,000 | 05/08/2022 | Semi-detached | | 35 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £430,000 | 28/04/2022 | Semi-detached | | 12 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £395,000 | 03/03/2022 | Semi-detached | | [Same street] 12 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £390,000 | 28/01/2022 | Semi-detached | | 47 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 29/11/2021 | Semi-detached | | 45 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 19/11/2021 | Semi-detached | | 41 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £350,000 | 29/10/2021 | Semi-detached | | 43 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £350,000 | 27/10/2021 | Semi-detached | | 10 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £487,500 | 15/09/2021 | Semi-detached | | 31 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 10/09/2021 | Semi-detached | | 29 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £300,000 | 10/09/2021 | Semi-detached | | 8 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW | £450,000 | 06/08/2021 | Semi-detached | **Street average:** £390,000 (1 sale) **Area average:** £366,591 (11 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £344,829 (38 Semi-detached, ME2, 2024–2026) - **Deviation:** +16% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,114/mo - **Realistic:** £1,238/mo - **Optimistic:** £1,362/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,296/mo ## 1% Rule - **Rent ratio:** 0.31% (weak for cashflow) - **Max investor price (0.8%):** £154,750 - **Target investor price (1%):** £123,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £3,361/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 5.7% - **10y growth:** 17.3% ## House Price Index (HM Land Registry) *Official index for Medway; Semi-detached series; as of April 2026.* - **1y growth (index):** 1% - **5y growth (index):** 17.5% - **10y growth (index):** 40.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)