# 3 bedroom terraced house for rent (ST4 4EH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 WINDSMOOR STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 4EH |
| Price | £433 pcm |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | A |
| Last sold | £18,250 Aug 1996 |

## Description

Nicholas Humphreys are pleased to offer this beautifully presented 3 bedroom student home! EPC rating: C.

## Property Photos

- ![Photo](/listings/photos/171453362/7561)
- ![Photo](/listings/photos/171453362/7563)
- ![Photo](/listings/photos/171453362/7565)
- ![Photo](/listings/photos/171453362/7567)
- ![Photo](/listings/photos/171453362/7578)
- ![Photo](/listings/photos/171453362/7582)
- ![Photo](/listings/photos/171453362/7593)
- ![Photo](/listings/photos/171453362/7597)
- ![Photo](/listings/photos/171453362/7606)

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #13489061
- **Address:** 10 Windsmoor Street, STOKE-ON-TRENT, ST4 4EH
- **Certificate Issued:** 09/04/2019
- **Work Completed:** 15/03/2019
- **Items:** 2 window(s)

### FENSA Certificate #11685024
- **Address:** 10 Windsmoor Street, STOKE-ON-TRENT, ST4 4EH
- **Certificate Issued:** 20/06/2016
- **Work Completed:** 12/10/2015
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WINDSMOOR STREET, STOKE-ON-TRENT, ST4 4EH | £18,250 | 23/08/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 KEARY STREET, STOKE-ON-TRENT, ST4 4AT | £92,000 | 17/03/2026 | Terraced |
| 78 FIELDING STREET, STOKE-ON-TRENT, ST4 4HB | £110,000 | 12/12/2025 | Terraced |
| 123 FLETCHER ROAD, STOKE-ON-TRENT, ST4 4BB | £133,000 | 17/11/2025 | Terraced |
| 92 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4DU | £130,000 | 13/11/2025 | Terraced |
| 27 CORPORATION STREET, STOKE-ON-TRENT, ST4 4AU | £105,000 | 29/08/2025 | Terraced |
| 191 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4EL | £105,000 | 18/08/2025 | Terraced |
| 159 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4EL | £125,000 | 25/07/2025 | Terraced |
| 209 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4EL | £112,000 | 18/07/2025 | Terraced |
| 55 KEARY STREET, STOKE-ON-TRENT, ST4 4AS | £105,000 | 27/03/2025 | Terraced |
| 19 NICHOLLS STREET, STOKE-ON-TRENT, ST4 4EJ | £60,000 | 19/12/2023 | Terraced |
| 116 FLETCHER ROAD, STOKE-ON-TRENT, ST4 4AJ | £97,500 | 08/12/2023 | Terraced |
| 168 FLETCHER ROAD, STOKE-ON-TRENT, ST4 4BA | £105,000 | 23/10/2023 | Terraced |
| 16 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4DU | £95,000 | 20/10/2023 | Terraced |
| 32 CORPORATION STREET, STOKE-ON-TRENT, ST4 4AU | £104,000 | 20/10/2023 | Terraced |
| 135 CAMPBELL ROAD, STOKE-ON-TRENT, ST4 4EL | £115,000 | 27/09/2023 | Terraced |
| 39 JOHN RITCHIE STREET, STOKE-ON-TRENT, ST4 4FF | £152,500 | 30/08/2023 | Terraced |
| 3 BIRKS STREET, STOKE-ON-TRENT, ST4 4HE | £80,000 | 01/08/2023 | Terraced |
| 16 FLETCHER ROAD, STOKE-ON-TRENT, ST4 4AJ | £90,000 | 26/07/2023 | Terraced |
| 5 CORPORATION STREET, STOKE-ON-TRENT, ST4 4AU | £74,500 | 17/07/2023 | Terraced |
| 12 BOB MCGRORY STREET, STOKE-ON-TRENT, ST4 4FH | £152,000 | 13/07/2023 | Terraced |
| [Same street] 9 WINDSMOOR STREET, STOKE-ON-TRENT, ST4 4EH | £83,000 | 22/06/2022 | Terraced |
| [Same street] 4 WINDSMOOR STREET, STOKE-ON-TRENT, ST4 4EH | £100,000 | 06/08/2021 | Terraced |

**Street average:** £91,500 (2 sales)
**Area average:** £107,125 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Frank Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/4d4e513) | £895/mo | 3 | 0.27 miles | Rightmove |
| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.47 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.73 miles | Rightmove |
| [Northcote Avenue, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/654c027) | £895/mo | 3 | 0.75 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.75 miles | Rightmove |
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.94 miles | Rightmove |
| [Godwin Way, Trent Vale, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c27c830) | £1,195/mo | 3 | 1 miles | Rightmove |
| [Duke Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/ae4626e) | £950/mo | 3 | 1.04 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.21 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.21 miles | Rightmove |
| [Leawood Road, Trent Vale, ST4](http://87.117.209.195:8080/listings/483ca66) | £800/mo | 3 | 1.21 miles | Rightmove |
| [Ashlands Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6f32041) | £1,350/mo | 3 | 1.24 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 1.26 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.45 miles | Rightmove |
| [The Avenue, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5308e6f) | £1,495/mo | 3 | 1.48 miles | Rightmove |
| [Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ce3e6e8) | £1,495/mo | 3 | 1.52 miles | Rightmove |
| [Uxbridge Crescent, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/1b82bf3) | £1,350/mo | 3 | 1.78 miles | Rightmove |
| [Newmount Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d9c27d7) | £900/mo | 3 | 1.8 miles | Rightmove |
| [Chessington Crescent, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/db1d43b) | £1,295/mo | 3 | 1.93 miles | Rightmove |

**Average rent: £1,068/mo (19 listings)**

## 1% Rule

- **Rent ratio:** 219.4% (strong)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 2632.8%
- **Monthly cashflow:** £828/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7915.5%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 18%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)