# 4 bedroom detached house for sale (IP14 4JN) ## Property Details | Key | Value | |-----|-------| | Address | HOLLY COTTAGE, WALSHAM ROAD, STOWMARKET, FINNINGHAM, SUFFOLK IP14 4JN | | Price | £375,000 | | Bedrooms | 4 | | Last sold | £355,000 Jul 2008 | ## Description Holly Cottage is an attractive period home with modern extensions which include period materials standing in a rural location with extensive farmland views on a quiet country road in the village of Finningham approximately ten miles to the north of Stowmarket. The property occupies a two third acre plot which includes an excellent garage and stable block with a small paddock to the rear recently used for a horse. Local facilities include a public house at Finningham and a post office stores and primary school in the adjacent village of Gislingham. The twin villages of Rickinghall and Botesdale are approximately five miles away and offer further local amenities. Due to its central Suffolk location Finningham offers access to a number of larger towns, Stowmarket and Diss are both approximately ten miles away and both have a main line service to London Liverpool Street with journey times of approximately eighty five and one hundred and five minutes respectively. The county town of Ipswich is approximately twenty miles away and offers all the social, shopping and leisure facilities associated with a city sized centre and historic Bury St Edmunds is a similar distance. Local road links are via the A140 approximately four miles away which offers access southerly to the A14 and northerly to Norfolk's county city Norwich which has a regional airport. ## Property Photos - ![Photo](/listings/photos/20363252/617806) - ![Photo](/listings/photos/20363252/617809) - ![Photo](/listings/photos/20363252/617812) - ![Photo](/listings/photos/20363252/617817) - ![Photo](/listings/photos/20363252/617825) - ![Photo](/listings/photos/20363252/617829) - ![Photo](/listings/photos/20363252/617832) - ![Photo](/listings/photos/20363252/617834) - ![Photo](/listings/photos/20363252/617837) - ![Photo](/listings/photos/20363252/617840) - ![Photo](/listings/photos/20363252/617842) - ![Photo](/listings/photos/20363252/617845) - ![Photo](/listings/photos/20363252/617849) - ![Photo](/listings/photos/20363252/617852) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | HOLLY COTTAGE WALSHAM ROAD, FINNINGHAM, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4JN | £355,000 | 09/07/2008 | Semi-detached | | HOLLY COTTAGE WALSHAM ROAD, FINNINGHAM, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4JN | £360,000 | 20/06/2007 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 POND FARM BUNGALOWS, OLD NEWTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4EL | £235,000 | 23/01/2026 | Detached | | FIELD VIEW RECTORY ROAD, WYVERSTONE, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4SH | £325,000 | 19/12/2025 | Detached | | HOLLIS HOUSE WICKHAM ROAD, FINNINGHAM, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4HT | £485,000 | 19/12/2025 | Detached | | THE CHURCHFIELDS 3 RECTORY ROAD, WYVERSTONE, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4SH | £410,000 | 04/12/2025 | Detached | | THE HOLLIES FINNINGHAM ROAD, OLD NEWTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4EG | £225,000 | 22/07/2025 | Detached | | 35 FINNINGHAM ROAD, OLD NEWTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4EG | £335,000 | 21/07/2025 | Detached | | 15 WOODWARD AVENUE, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4LS | £300,000 | 27/06/2025 | Detached | | 16 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £296,875 | 28/05/2025 | Detached | | 24 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £299,250 | 01/05/2025 | Detached | | 1 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £500,000 | 25/04/2025 | Detached | | 25 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £380,000 | 25/04/2025 | Detached | | 19 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £541,500 | 28/03/2025 | Detached | | 32 ACORN WAY, STOWUPLAND, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FG | £300,000 | 07/03/2025 | Detached | | 18 DUKE STREET, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FY | £299,250 | 28/02/2025 | Detached | | 4 FOWLES WAY, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4UT | £525,000 | 14/02/2025 | Detached | | ELLIS BARN COLLEGE ROAD, WYVERSTONE, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4SD | £685,000 | 12/12/2024 | Detached | | 4 EARLSBROOK, BACTON, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4UA | £500,000 | 15/12/2023 | Detached | | 10 CHAMOMILE CLOSE, STOWUPLAND, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FE | £315,000 | 15/12/2023 | Detached | | 10 CORNFLOWER CLOSE, STOWUPLAND, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4EW | £332,000 | 07/12/2023 | Detached | | 19 DAISY WAY, STOWUPLAND, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4FT | £425,000 | 10/11/2023 | Detached | | [Same street] WIND CHIMES WALSHAM ROAD, FINNINGHAM, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 4JN | £675,000 | 17/02/2023 | Other | **Street average:** £675,000 (1 sale) **Area average:** £385,694 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £387,967 (72 Detached, IP14, 2024–2026) - **Deviation:** -3.3% ## Rental Range *ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £885/mo - **Realistic:** £983/mo - **Optimistic:** £1,081/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,147/mo ## 1% Rule - **Rent ratio:** 0.26% (weak for cashflow) - **Max investor price (0.8%):** £122,875 - **Target investor price (1%):** £98,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -11.7% - **10y growth:** 15.9% ## House Price Index (HM Land Registry) *Official index for Mid Suffolk; Detached series; as of March 2026.* - **1y growth (index):** 2.5% - **5y growth (index):** 11.8% - **10y growth (index):** 33.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)