Sold STC Terraced

100 HIGH STREET

BEDFORD, CRANFIELD, CENTRAL BEDFORDSHIRE MK43 0DG

1 beds 1 baths 452 sq ft Listed 27 May 2025 (-384d)

£230,000

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Reduced on 12 Jun 2025

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# 1 bedroom terraced house for sale (MK43 0DG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 100 HIGH STREET, BEDFORD, CRANFIELD, CENTRAL BEDFORDSHIRE MK43 0DG |
| Price | £230,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 42 m² |
| Last sold | £206,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 20/06/2034
- **Current heating cost:** £642/year
- **Est. upgrade cost to C:** £28,275

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2734-3426-6300-0169-9226)

## Description

**Living Room** - 5.16m x 3.81m (max) (16'11 x 12'6 (max)) -

**Kitchen/ Breakfast Room** - 3.66m x 2.46m (12' x 8'1) -

**Landing** -

**Bedroom** - 3.96m x 2.03m (13' x 6'8) -

**Shower Room** -

**Rear Garden** -

**Front Garden** -

**Cranfield** - Cranfield is a village and civil parish in north west Bedfordshire. A quintessentially English village, Cranfield has a number of amenities including two pubs, 2 supermarkets, a surgery, a dentist's practice and pharmacy. The village is also home to the highly rated Cranfield University. Cranfield offers good access to the A421 and is located less than 10 minutes to the A1.

## Property Photos

- ![Photo](/listings/photos/162474947/319882)
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- ![Photo](/listings/photos/162474947/319892)
- ![Photo](/listings/photos/162474947/319894)
- ![Photo](/listings/photos/162474947/319896)
- ![Photo](/listings/photos/162474947/319897)
- ![Photo](/listings/photos/162474947/319899)
- ![Photo](/listings/photos/162474947/319900)
- ![Photo](/listings/photos/162474947/319901)
- ![Photo](/listings/photos/162474947/319902)
- ![Photo](/listings/photos/162474947/319903)

## Floorplans

- ![floorplan.jpg](/listings/photos/162474947/319904) - floorplan.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/162474947/319905) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #3066182
- **Address:** 100 High Street, Cranfield, MK43 0DG
- **Certificate Issued:** 26/09/2005
- **Work Completed:** 01/09/2005
- **Items:** 4 window(s), 2 door(s)

### FENSA Certificate #14573366
- **Address:** 100 High Street, Cranfield, MK43 0DG
- **Certificate Issued:** 09/05/2021
- **Work Completed:** 13/04/2021
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £206,000 | 28/03/2025 | Terraced |
| 100 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £188,000 | 12/11/2021 | Terraced |
| 100 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £150,000 | 30/08/2019 | Terraced |
| 100 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £118,000 | 09/09/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 HOME CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0GF | £120,000 | 07/12/2023 | Terraced |
| 23 BERRY YARD, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YQ | £155,000 | 01/12/2023 | Terraced |
| [Same street] 98 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £346,000 | 05/06/2023 | Terraced |
| 81 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DP | £338,000 | 19/12/2022 | Terraced |
| 139A HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0HZ | £261,000 | 18/11/2022 | Terraced |
| 9 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL | £302,000 | 18/11/2022 | Terraced |
| 127 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0HZ | £212,000 | 07/11/2022 | Terraced |
| 56 THILLANS, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0WP | £265,000 | 28/10/2022 | Terraced |
| 64 THILLANS, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0WP | £277,000 | 18/07/2022 | Terraced |
| 23 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF | £95,000 | 30/05/2022 | Terraced |
| 8 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL | £312,500 | 06/05/2022 | Terraced |
| [Same street] 92 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £202,000 | 04/03/2022 | Semi-detached |
| 16 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF | £97,500 | 24/11/2021 | Terraced |
| 21 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF | £97,500 | 26/10/2021 | Terraced |
| [Same street] 90 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG | £220,000 | 28/09/2021 | Semi-detached |
| 8 BERRY YARD, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YQ | £130,000 | 14/09/2021 | Terraced |
| 6 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL | £295,000 | 30/06/2021 | Terraced |

**Street average:** £256,000 (3 sales)
**Area average:** £211,250 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £293,910 (25 Terraced, MK43, 2024–2026)
- **Deviation:** -21.7%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, High Street, MK43 | £1,250/mo | 1 | 0 miles | OpenRent |
| Studio Flat, Studio, MK43 | £975/mo | 1 | 0.85 miles | OpenRent |

**Average rent: £1,113/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £139,125
- **Target investor price (1%):** £111,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,113/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.2×
- **Monthly cashflow:** £71/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,476/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.8%
- **10y growth:** 24.9%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Terraced series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 19.8%
- **10y growth (index):** 38.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

42 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£206,000 Mar 2025

Price per m²

£5,476/m²

Local average

£293,910 (-21.7%)

Deprivation

Decile 8 (26,930 of 33,755)

Street crime

29 incidents within 1 mile (Apr 2026)

Key features

1 Bedroom Cottage
Village Location
Open Planned Living
Immaculate Condition Throughout
Modern Kitchen Breakfast Room
Modern Shower Room
Stunning Enclosed South Facing Garden
Character Cottage
Walking Distance To Local Amenities
Including Bosch Washing Machine & New Fridge Freezer

Additional details

Garden: Yes

Description

A beautifully presented rarely available 1 bedroom cottage ideally located in the highly popular village of Cranfield. Having undergone various improvements by the current owner, this superb property offers spacious living accommodation including a tastefully decorated light an airy lounge with newly fitted carpets and fitted understairs storage cupboards which leads through to an impressive modern kitchen breakfast room with a door out to the rear garden. Upstairs you will find a double bedroom with a fitted wardrobe and a stylish shower room. Externally the property boasts a beautifully landscaped south facing rear garden with a patio seating area, perfect for entertaining and a gate leading out to a decked seating area overlooking the rest of the lawned garden. Being just a short walk to local amenities and countryside walks, this village cottage would make an ideal started home. The property purchase will also include the Bosch washing machine and new fridge freezer!

Living Room - 5.16m x 3.81m (max) (16'11 x 12'6 (max)) -

Kitchen/ Breakfast Room - 3.66m x 2.46m (12' x 8'1) -

Landing -

Bedroom - 3.96m x 2.03m (13' x 6'8) -

Shower Room -

Rear Garden -

Front Garden -

Cranfield - Cranfield is a village and civil parish in north west Bedfordshire. A quintessentially English village, Cranfield has a number of amenities including two pubs, 2 supermarkets, a surgery, a dentist's practice and pharmacy. The village is also home to the highly rated Cranfield University. Cranfield offers good access to the A421 and is located less than 10 minutes to the A1.

Listed by

Bedford

Taylor Made New Homes Limited

Reference: 162474947

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: A

Inspection date: 21/06/2024

Expiry date: 20/06/2034

Current heating cost: £642/year

Potential heating cost: £393/year

Est. upgrade cost to C: £28,275

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

floorplan.jpg

EPC Graphs

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3066182

Property Details

Street: 100 High Street

Town: Cranfield

Postcode: MK43 0DG

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 26/09/2005

Work Completed: 01/09/2005

This certificate data was retrieved from FENSA's database

FENSA Certificate #14573366

Property Details

Street: 100 High Street

Town: Cranfield

Postcode: MK43 0DG

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 09/05/2021

Work Completed: 13/04/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

75% since 2009

Event	Date	Price	% change
Sold	28/03/2025 (1 year ago)	£206,000	+9.6%
Sold	12/11/2021 (4 years ago)	£188,000	+25.3%
Sold	30/08/2019 (6 years ago)	£150,000	+27.1%
Sold	09/09/2009 (16 years ago)	£118,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
5 HOME CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0GF	£120,000	07/12/2023	Terraced
23 BERRY YARD, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YQ	£155,000	01/12/2023	Terraced
Same street 98 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG	£346,000	05/06/2023	Terraced
81 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DP	£338,000	19/12/2022	Terraced
139A HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0HZ	£261,000	18/11/2022	Terraced
9 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL	£302,000	18/11/2022	Terraced
127 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0HZ	£212,000	07/11/2022	Terraced
56 THILLANS, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0WP	£265,000	28/10/2022	Terraced
64 THILLANS, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0WP	£277,000	18/07/2022	Terraced
23 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF	£95,000	30/05/2022	Terraced
8 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL	£312,500	06/05/2022	Terraced
Same street 92 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG	£202,000	04/03/2022	Semi-detached
16 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF	£97,500	24/11/2021	Terraced
21 LOWER COXS CLOSE, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YF	£97,500	26/10/2021	Terraced
Same street 90 HIGH STREET, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DG	£220,000	28/09/2021	Semi-detached
8 BERRY YARD, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0YQ	£130,000	14/09/2021	Terraced
6 FOLLY FARM, CRANFIELD, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 0DL	£295,000	30/06/2021	Terraced

Street average: £256,000 (3 sales)

Area average: £211,250 (14 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.8%

10y growth 24.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Central Bedfordshire. Series: Terraced. As of March 2026.

1y (index) 2.6%

5y (index) 19.8%

10y (index) 38.2%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: STERLING PROPERTY MANAGEMENT MK LIMITED (14696447)

Rental Range

Estimated market rent for Central Bedfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,118/mo

Realistic £1,242/mo

Optimistic £1,366/mo

Based on Local Authority from postcode lookup → Central Bedfordshire.

LHA (30th percentile) floor for Bedford: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK43 0DG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Co-op Food	0.1 miles
Bus stop	War Memorial	0.1 miles
Shop	Cranfield Newsagents	0.1 miles
University	Cranfield University	0.8 miles
Train station	Lidlington	2.8 miles
Train station	Ridgmont	2.9 miles
Hospital	Brooklands Health Centre	3.2 miles
Hospital	Willen Hospice	4.7 miles
University	The Open University	5.1 miles

Street-level crime

Category	Count
Violence and sexual offences	21
Anti-social behaviour	3
Burglary	2
Drugs	1
Other theft	1
Vehicle crime	1
Total incidents	29

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cranfield Church of England Academy	Primary	0.2 miles	Good — 17 Oct 2019
Holywell School	Primary	0.3 miles	Good — 4 Nov 2014
Cranfield University	Other	0.9 miles	— (No rating)
North Crawley CofE School	Primary	2.4 miles	Good — 16 Oct 2018
Shelton Lower School	Primary	2.6 miles	Good — 6 Dec 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Terraced House, High Street, MK43	£1,250/mo	1	0 miles	OpenRent
Studio Flat, Studio, MK43	£975/mo	1	0.85 miles	OpenRent

Average rent: £1,113/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.5% gross yield avg £232,400 sale, £1,250/mo rent

Rent ratio 0.48%

Max investor price (0.8%) £139,125

Target investor price (1%) £111,300

Gross yield 5.8%

Cost-to-rent ratio 17.2×

Monthly cashflow £71/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.3%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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