Sold STC Semi-detached

27 BRIARS LANE

ORMSKIRK, LATHOM, LANCASHIRE L40 5TG

3 beds 3 baths 2,153 sq ft Listed 9 Jan 2024 (-888d)

£400,000

Offers in Excess of

Reduced on 29 Apr 2024

Save

# 3 bedroom semi-detached house for sale (L40 5TG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 BRIARS LANE, ORMSKIRK, LATHOM, LANCASHIRE L40 5TG |
| Price | £400,000 |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Council tax | D |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 200 m² |
| Last sold | £387,500 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 04/10/2026
- **Current heating cost:** £1,303/year

### Recommendations
- A2 (1,500)
- B (1,500)
- W2 (6,000)
- E (65)
- G (450)
- U (8,000)
- V2 (25,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9348-2875-7506-9606-5425)

## Description

The Property

Welcome to 27 Briars Lane, a charming 3-bedroom semi-detached property nestled in the picturesque town of Burscough Lancashire. This residence is uniquely positioned, boasting a serene backdrop as it backs onto a calming canal, offering a peaceful and idyllic setting.

This property presents an exciting opportunity for those looking to add their personal touch, as some updating is required. The downstairs of the property comprises of a porch, hall, lounge, kitchen, dining room, a second reception room, shower room, utility, living room and utility.

Upstairs, three bedrooms await your personalization. Each room offers a comfortable retreat, with the master bedroom providing a glimpse of the tranquil canal views. The bathroom, though requiring some updates, holds the promise of becoming a stylish and rejuvenating space.

One of the standout features of this property is its rear garden, extending to the canal's edge. While some attention may be needed to bring out its full potential, the opportunity to transform this outdoor space into a peaceful oasis is unmistakable. Imagine enjoying your morning coffee or evening gatherings with the calming sound of water in the background.

Located in the sought-after area of Briars Lane, this property offers both the tranquility of canal-side living and the convenience of proximity to local amenities. Burscoughs vibrant town center, renowned for its market and diverse shopping options, is easily accessible.

The house waste is emptied into a Septic tank which is shared with nextdoor. The septic tank is located at the side of the garage. A local company empties the tank yearly via a existing contract.

A private mooring licence was previously granted by the cancel and river authority for this property where the old owners moored a boat at the bottom of the garden for over 10 years

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.

If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

## Property Photos

- ![Photo](/listings/photos/86706249/247456)
- ![Photo](/listings/photos/86706249/247457)
- ![Photo](/listings/photos/86706249/247458)
- ![Photo](/listings/photos/86706249/247459)
- ![Photo](/listings/photos/86706249/247460)
- ![Photo](/listings/photos/86706249/247461)
- ![Photo](/listings/photos/86706249/247462)
- ![Photo](/listings/photos/86706249/247463)
- ![Photo](/listings/photos/86706249/247464)
- ![Photo](/listings/photos/86706249/247465)
- ![Photo](/listings/photos/86706249/247466)
- ![Photo](/listings/photos/86706249/247467)
- ![Photo](/listings/photos/86706249/247468)
- ![Photo](/listings/photos/86706249/247469)
- ![Photo](/listings/photos/86706249/247470)
- ![Photo](/listings/photos/86706249/247471)
- ![Photo](/listings/photos/86706249/247472)
- ![Photo](/listings/photos/86706249/247473)
- ![Photo](/listings/photos/86706249/247474)

## Floorplans

- ![Floorplan 1](/listings/photos/86706249/247475) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/86706249/247476) - epc

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6447788
- **Address:** 27 Briars Lane, Lathom, L40 5TG
- **Certificate Issued:** 30/03/2009
- **Work Completed:** 23/03/2009
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG | £387,500 | 24/01/2025 | Semi-detached |
| 27 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG | £92,000 | 10/10/1997 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SZ | £208,000 | 24/11/2023 | Semi-detached |
| 43 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY | £240,000 | 20/11/2023 | Semi-detached |
| 25 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU | £226,000 | 05/07/2023 | Semi-detached |
| [Same street] 12 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG | £400,000 | 12/06/2023 | Detached |
| 31 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA | £280,000 | 26/05/2023 | Semi-detached |
| 31 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU | £115,000 | 13/04/2023 | Semi-detached |
| 18 WHEAT LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 4BX | £364,000 | 06/12/2022 | Semi-detached |
| 44 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SZ | £228,000 | 28/10/2022 | Semi-detached |
| 1 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB | £230,000 | 07/10/2022 | Semi-detached |
| 14 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU | £299,950 | 05/09/2022 | Semi-detached |
| 87 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY | £215,000 | 25/05/2022 | Semi-detached |
| 75 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY | £148,000 | 14/04/2022 | Semi-detached |
| 4 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB | £250,000 | 06/04/2022 | Semi-detached |
| 3 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA | £247,500 | 17/03/2022 | Semi-detached |
| 4 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU | £230,000 | 11/02/2022 | Semi-detached |
| 22 WHEAT LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 4BX | £336,500 | 28/01/2022 | Semi-detached |
| 81 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY | £189,950 | 30/09/2021 | Semi-detached |
| 115 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA | £230,000 | 27/09/2021 | Semi-detached |
| 29 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU | £190,000 | 10/09/2021 | Semi-detached |
| 5 PRIMROSE CLOSE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5BW | £190,000 | 16/08/2021 | Semi-detached |
| 25 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB | £187,000 | 30/07/2021 | Semi-detached |
| [Same street] 3 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG | £290,000 | 30/06/2021 | Semi-detached |

**Street average:** £345,000 (2 sales)
**Area average:** £230,245 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £280,591 (38 Semi-detached, L40, 2024–2026)
- **Deviation:** +42.6%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £717/mo
- **Realistic:** £797/mo
- **Optimistic:** £877/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Junction Lane, L40 | £950/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Detached House, Ainscough Drive, L40 | £1,250/mo | 3 | 0.44 miles | OpenRent |
| 3 Bed End Terrace, Victoria Street, L40 | £900/mo | 3 | 0.8 miles | OpenRent |
| 3 Bed Semi-Detached House, Canal View Drive, L40 | £1,600/mo | 3 | 0.94 miles | OpenRent |

**Average rent: £1,175/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 3.3%
- **Cost-to-rent:** 30.3×
- **Monthly cashflow:** £-610/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 39.2%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 26.3%
- **10y growth (index):** 47.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17 Photo 18 Photo 19

/ 19

Property details

Tenure

FREEHOLD

Floor area

200 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£387,500 Jan 2025

Price per m²

£2,000/m²

Local average

£280,591 (+42.6%)

Deprivation

Decile 10 (30,935 of 33,755)

Street crime

46 incidents within 1 mile (Apr 2026)

Key features

Detached Property
Three Bedrooms
Large Single Garage
Off Road Parking
Request Viewings 24/7
Canal View
Semi Detached Property
No Chain

Additional details

Heating: Gas central
Parking: Garage, Driveway
Garden: Private garden

Description

The Property
Welcome to 27 Briars Lane, a charming 3-bedroom semi-detached property nestled in the picturesque town of Burscough Lancashire. This residence is uniquely positioned, boasting a serene backdrop as it backs onto a calming canal, offering a peaceful and idyllic setting.

This property presents an exciting opportunity for those looking to add their personal touch, as some updating is required. The downstairs of the property comprises of a porch, hall, lounge, kitchen, dining room, a second reception room, shower room, utility, living room and utility.

Upstairs, three bedrooms await your personalization. Each room offers a comfortable retreat, with the master bedroom providing a glimpse of the tranquil canal views. The bathroom, though requiring some updates, holds the promise of becoming a stylish and rejuvenating space.

One of the standout features of this property is its rear garden, extending to the canal's edge. While some attention may be needed to bring out its full potential, the opportunity to transform this outdoor space into a peaceful oasis is unmistakable. Imagine enjoying your morning coffee or evening gatherings with the calming sound of water in the background.

Located in the sought-after area of Briars Lane, this property offers both the tranquility of canal-side living and the convenience of proximity to local amenities. Burscoughs vibrant town center, renowned for its market and diverse shopping options, is easily accessible.

The house waste is emptied into a Septic tank which is shared with nextdoor. The septic tank is located at the side of the garage. A local company empties the tank yearly via a existing contract.

A private mooring licence was previously granted by the cancel and river authority for this property where the old owners moored a boat at the bottom of the garden for over 10 years

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.
If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

Listed by

covering Liverpool

Purplebricks

Reference: 86706249

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: A

Inspection date: 05/10/2016

Expiry date: 04/10/2026

Current heating cost: £1,303/year

Potential heating cost: £840/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (1,500)
Cavity wall insulation (1,500)
Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (65)
Time and temperature zone control (450)
Solar photovoltaic panels, 2.5 kWp (8,000)
Wind turbine (25,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

epc

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6447788

Property Details

Street: 27 Briars Lane

Town: Lathom

Postcode: L40 5TG

Installation Details

Items: 1 door

Certificate Issued: 30/03/2009

Work Completed: 23/03/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

321% since 1997

Event	Date	Price	% change
Sold	24/01/2025 (1 year ago)	£387,500	+321.2%
Sold	10/10/1997 (28 years ago)	£92,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
18 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SZ	£208,000	24/11/2023	Semi-detached
43 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY	£240,000	20/11/2023	Semi-detached
25 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU	£226,000	05/07/2023	Semi-detached
Same street 12 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG	£400,000	12/06/2023	Detached
31 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA	£280,000	26/05/2023	Semi-detached
31 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU	£115,000	13/04/2023	Semi-detached
18 WHEAT LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 4BX	£364,000	06/12/2022	Semi-detached
44 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SZ	£228,000	28/10/2022	Semi-detached
1 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB	£230,000	07/10/2022	Semi-detached
14 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU	£299,950	05/09/2022	Semi-detached
87 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY	£215,000	25/05/2022	Semi-detached
75 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY	£148,000	14/04/2022	Semi-detached
4 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB	£250,000	06/04/2022	Semi-detached
3 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA	£247,500	17/03/2022	Semi-detached
4 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU	£230,000	11/02/2022	Semi-detached
22 WHEAT LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 4BX	£336,500	28/01/2022	Semi-detached
81 ELLERBROOK DRIVE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SY	£189,950	30/09/2021	Semi-detached
115 GLOVERS WAY, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5AA	£230,000	27/09/2021	Semi-detached
29 ABBEYDALE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5SU	£190,000	10/09/2021	Semi-detached
5 PRIMROSE CLOSE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5BW	£190,000	16/08/2021	Semi-detached
25 CROFT AVENUE, BURSCOUGH, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TB	£187,000	30/07/2021	Semi-detached
Same street 3 BRIARS LANE, LATHOM, ORMSKIRK, WEST LANCASHIRE, LANCASHIRE, L40 5TG	£290,000	30/06/2021	Semi-detached

Street average: £345,000 (2 sales)

Area average: £230,245 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.5%

10y growth 39.2%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lancashire. Series: Semi-detached. As of March 2026.

1y (index) 5.5%

5y (index) 26.3%

10y (index) 47.6%

Rental Range

Estimated market rent for West Lancashire. Low = conservative, Realistic = average, Optimistic = best case.

Low £717/mo

Realistic £797/mo

Optimistic £877/mo

Based on Local Authority from postcode lookup → West Lancashire.

LHA (30th percentile) floor for Southport: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View L40 5TG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Burscough opp Wheat Lane	0.1 miles
Bus stop	Burscough by Wheat Lane	0.1 miles
Train station	Burscough Junction	0.4 miles
Shop	Spar	0.5 miles
Shop	Taylor's Farm Shop	0.6 miles
Train station	Burscough Bridge	0.8 miles
Hospital	Children's Outpatients Department	2.6 miles
Hospital	Children's A&E	2.6 miles
University	Milton House	2.8 miles
University	Edge Hill University	3.0 miles

Street-level crime

Category	Count
Violence and sexual offences	20
Anti-social behaviour	12
Vehicle crime	3
Criminal damage and arson	2
Other theft	2
Public order	2
Burglary	1
Drugs	1
Other crime	1
Shoplifting	1
Theft from the person	1
Total incidents	46

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Burscough Lordsgate Township Church of England Primary School	Primary	0.6 miles	Good — 16 Dec 2014
St John's Catholic Primary School, Burscough	Primary	0.6 miles	Good — 20 Mar 2023
Burscough Village Primary School	Primary	0.6 miles	Good — 5 Mar 2019
Burscough Bridge St John's Church of England Primary School	Primary	0.6 miles	Good — 6 Sep 2017
Burscough Priory Academy	Secondary	0.7 miles	Good — 22 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Junction Lane, L40	£950/mo	3	0.39 miles	OpenRent
3 Bed Detached House, Ainscough Drive, L40	£1,250/mo	3	0.44 miles	OpenRent
3 Bed End Terrace, Victoria Street, L40	£900/mo	3	0.8 miles	OpenRent
3 Bed Semi-Detached House, Canal View Drive, L40	£1,600/mo	3	0.94 miles	OpenRent

Average rent: £1,175/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.28%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 3.3%

Cost-to-rent ratio 30.3×

Monthly cashflow £-610/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure