Sold STC Flat

12B

MILTON ROAD, LONDON, GREATER LONDON N6 5QD

1 beds 1 baths Listed 23 May 2025 (-386d)

£450,000

Offers in Excess of

Reduced on 4 Aug 2025

Save

# 1 bedroom flat for sale (N6 5QD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12B, MILTON ROAD, LONDON, GREATER LONDON N6 5QD |
| Price | £450,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £585,000 Aug 2025 |

## Description

An exceptional period conversion situated on the raised ground floor of this victorian building comprising double bedroom, bright reception room, modern fitted kitchen and bathroom

Milton Road is a popular tree lined road, close to the Parkland Walk and offers excellent access to Highgate Underground Station and the village. With an array of local shops and cafes nearby.

## Property Photos

- ![Picture No. 15](/listings/photos/162359756/634655) - Picture No. 15
- ![Picture No. 9](/listings/photos/162359756/634656) - Picture No. 9
- ![Picture No. 10](/listings/photos/162359756/634657) - Picture No. 10
- ![Picture No. 1](/listings/photos/162359756/634658) - Picture No. 1
- ![Picture No. 12](/listings/photos/162359756/634660) - Picture No. 12
- ![Picture No. 34](/listings/photos/162359756/634661) - Picture No. 34
- ![Picture No. 35](/listings/photos/162359756/634662) - Picture No. 35
- ![Picture No. 36](/listings/photos/162359756/634663) - Picture No. 36
- ![Picture No. 38](/listings/photos/162359756/634665) - Picture No. 38
- ![Picture No. 37](/listings/photos/162359756/634666) - Picture No. 37

## Floorplans

- ![Floor Plan](/listings/photos/162359756/634668) - Floor Plan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/162359756/634669) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4748878
- **Address:** 12b Milton Road, LONDON, N6 5QD
- **Certificate Issued:** 29/05/2007
- **Work Completed:** 02/05/2007
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12B MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £585,000 | 29/08/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 FLAT 17 STANHOPE ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5LP | £500,000 | 06/11/2025 | Flat |
| 26 LOWER AND GROUND FLOOR FLAT AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £939,000 | 25/10/2024 | Flat |
| KNIGHTSWOOD COURT, 11 FLAT 10 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5XP | £535,000 | 15/12/2023 | Flat |
| KINGSMEAD COURT, 17 FLAT 3 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DU | £590,000 | 29/09/2023 | Flat |
| 9 PARKGATE MEWS, LONDON, HARINGEY, GREATER LONDON, N6 5NB | £670,000 | 29/09/2023 | Flat |
| PRINCESS COURT, 105 FLAT 14 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5XD | £540,000 | 22/09/2023 | Flat |
| PRINCESS COURT, 105 FLAT 23 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5XD | £652,000 | 21/08/2023 | Flat |
| 54 GARDEN FLAT AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR | £940,000 | 11/08/2023 | Flat |
| 36 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £500,000 | 27/07/2023 | Flat |
| 38 FLAT 2 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £335,000 | 18/04/2023 | Flat |
| 38 FLAT 5 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £335,000 | 18/04/2023 | Flat |
| 38 FLAT 8 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £320,000 | 18/04/2023 | Flat |
| 38 FLAT 7 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £320,000 | 18/04/2023 | Flat |
| 56A AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR | £355,000 | 11/04/2023 | Flat |
| 2 FLAT 3 STANHOPE ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5LP | £505,000 | 31/03/2023 | Flat |
| [Same street] 24 GARDEN FLAT MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £1,400,000 | 20/02/2023 | Terraced |
| 24B AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW | £466,900 | 12/01/2023 | Flat |
| [Same street] 13 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £645,000 | 16/12/2022 | Flat |
| 58 FLAT 4 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR | £390,000 | 08/12/2022 | Flat |
| KINGSMEAD COURT, 17 FLAT 10 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DU | £675,000 | 18/11/2022 | Flat |
| 6 RIDGEWAY GARDENS, LONDON, HARINGEY, GREATER LONDON, N6 5XR | £770,000 | 17/11/2022 | Flat |
| MARBLEFORD COURT FLAT 7 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5NJ | £424,000 | 04/11/2022 | Flat |
| [Same street] 14 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £660,000 | 22/07/2022 | Flat |
| [Same street] 19 FLAT A MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £662,000 | 20/07/2022 | Flat |
| [Same street] 12C MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £520,000 | 01/07/2022 | Flat |
| [Same street] 6 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £12,000,000 | 01/07/2022 | Other |
| [Same street] 23 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £657,000 | 24/06/2022 | Flat |
| [Same street] 16 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £660,000 | 16/06/2022 | Flat |
| [Same street] 7 FLAT 2 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £440,000 | 01/06/2022 | Flat |
| [Same street] 9 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £665,000 | 24/01/2022 | Flat |
| [Same street] 21B MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £438,000 | 27/10/2021 | Flat |
| [Same street] 23 FLAT 2 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £437,500 | 29/06/2021 | Flat |
| [Same street] 2 FLAT 3 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £575,000 | 29/06/2021 | Flat |
| [Same street] 8A MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £890,000 | 28/06/2021 | Flat |
| [Same street] 17 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD | £597,063 | 28/06/2021 | Flat |

**Street average:** £1,416,438 (15 sales)
**Area average:** £538,095 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £709,615 (39 Flat, N6, 2024–2026)
- **Deviation:** -36.6%

## Rental Range

*ONS Price Index of Private Rents (Haringey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,993/mo
- **Realistic:** £2,214/mo
- **Optimistic:** £2,435/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Archway Road, N6 | £1,200/mo | 1 | 0.35 miles | OpenRent |
| 1 Bed Flat, Archway Road, N6 | £1,950/mo | 1 | 0.42 miles | OpenRent |
| Studio Flat, Cromwell Avenue, N6 | £1,520/mo | 1 | 0.44 miles | OpenRent |
| Studio Flat, Linden Mansions, N6 | £1,600/mo | 1 | 0.52 miles | OpenRent |
| Studio Flat, Courtauld Road, N19 | £1,500/mo | 1 | 0.52 miles | OpenRent |
| Studio Flat, Archway Road, N6 | £1,450/mo | 1 | 0.57 miles | OpenRent |
| Studio Flat, Holloway Road, N19 | £950/mo | 1 | 0.68 miles | OpenRent |
| Studio Flat, Archway, N19 | £950/mo | 1 | 0.68 miles | OpenRent |
| 1 Bed Flat, Hill House, N19 | £2,250/mo | 1 | 0.7 miles | OpenRent |
| 1 Bed Flat, Highgate, N6 | £3,200/mo | 1 | 0.81 miles | OpenRent |

**Average rent: £1,657/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £188,750
- **Target investor price (1%):** £151,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,510/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.8×
- **Monthly cashflow:** £-438/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.4%
- **10y growth:** 3.5%

## House Price Index (HM Land Registry)

*Official index for Haringey; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.8%
- **5y growth (index):** 3.8%
- **10y growth (index):** 10.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 15 Picture No. 9 Picture No. 10 Picture No. 1 Picture No. 12 Picture No. 34 Picture No. 35 Picture No. 36 Picture No. 38 Picture No. 37

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Property details

Tenure

SHARE_OF_FREEHOLD

Council tax band

Last sold

£585,000 Aug 2025

Local average

£709,615 (-36.6%)

Deprivation

Decile 7 (22,058 of 33,755)

Street crime

837 incidents within 1 mile (Apr 2026)

Key features

Double bedroom
Reception room
Kitchen
Bathroom
Raised ground floor
No onward chain
EPC rating D

Description

An exceptional period conversion situated on the raised ground floor of this victorian building comprising double bedroom, bright reception room, modern fitted kitchen and bathroom

Milton Road is a popular tree lined road, close to the Parkland Walk and offers excellent access to Highgate Underground Station and the village. With an array of local shops and cafes nearby.

Listed by

Highgate

The Lomond Group

Reference: 162359756

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4748878

Property Details

Street: 12b Milton Road

Town: LONDON

Postcode: N6 5QD

Installation Details

Items: 1 window

Certificate Issued: 29/05/2007

Work Completed: 02/05/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	29/08/2025 (9 months ago)	£585,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
2 FLAT 17 STANHOPE ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5LP	£500,000	06/11/2025	Flat
26 LOWER AND GROUND FLOOR FLAT AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£939,000	25/10/2024	Flat
KNIGHTSWOOD COURT, 11 FLAT 10 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5XP	£535,000	15/12/2023	Flat
KINGSMEAD COURT, 17 FLAT 3 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DU	£590,000	29/09/2023	Flat
9 PARKGATE MEWS, LONDON, HARINGEY, GREATER LONDON, N6 5NB	£670,000	29/09/2023	Flat
PRINCESS COURT, 105 FLAT 14 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5XD	£540,000	22/09/2023	Flat
PRINCESS COURT, 105 FLAT 23 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5XD	£652,000	21/08/2023	Flat
54 GARDEN FLAT AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR	£940,000	11/08/2023	Flat
36 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£500,000	27/07/2023	Flat
38 FLAT 2 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£335,000	18/04/2023	Flat
38 FLAT 5 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£335,000	18/04/2023	Flat
38 FLAT 8 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£320,000	18/04/2023	Flat
38 FLAT 7 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£320,000	18/04/2023	Flat
56A AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR	£355,000	11/04/2023	Flat
2 FLAT 3 STANHOPE ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5LP	£505,000	31/03/2023	Flat
Same street 24 GARDEN FLAT MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£1,400,000	20/02/2023	Terraced
24B AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DW	£466,900	12/01/2023	Flat
Same street 13 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£645,000	16/12/2022	Flat
58 FLAT 4 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DR	£390,000	08/12/2022	Flat
KINGSMEAD COURT, 17 FLAT 10 AVENUE ROAD, HIGHGATE, LONDON, HARINGEY, GREATER LONDON, N6 5DU	£675,000	18/11/2022	Flat
6 RIDGEWAY GARDENS, LONDON, HARINGEY, GREATER LONDON, N6 5XR	£770,000	17/11/2022	Flat
MARBLEFORD COURT FLAT 7 HORNSEY LANE, LONDON, HARINGEY, GREATER LONDON, N6 5NJ	£424,000	04/11/2022	Flat
Same street 14 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£660,000	22/07/2022	Flat
Same street 19 FLAT A MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£662,000	20/07/2022	Flat
Same street 12C MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£520,000	01/07/2022	Flat
Same street 6 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£12,000,000	01/07/2022	Other
Same street 23 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£657,000	24/06/2022	Flat
Same street 16 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£660,000	16/06/2022	Flat
Same street 7 FLAT 2 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£440,000	01/06/2022	Flat
Same street 9 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£665,000	24/01/2022	Flat
Same street 21B MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£438,000	27/10/2021	Flat
Same street 23 FLAT 2 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£437,500	29/06/2021	Flat
Same street 2 FLAT 3 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£575,000	29/06/2021	Flat
Same street 8A MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£890,000	28/06/2021	Flat
Same street 17 FLAT 1 MILTON ROAD, LONDON, HARINGEY, GREATER LONDON, N6 5QD	£597,063	28/06/2021	Flat

Street average: £1,416,438 (15 sales)

Area average: £538,095 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.4%

10y growth 3.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Haringey. Series: Flats and maisonettes. As of March 2026.

1y (index) -1.8%

5y (index) 3.8%

10y (index) 10.4%

Rental Range

Estimated market rent for Haringey. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,993/mo

Realistic £2,214/mo

Optimistic £2,435/mo

Based on Local Authority from postcode lookup → Haringey.

LHA (30th percentile) floor for Huntingdon: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View N6 5QD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hornsey Lane	0.1 miles
Shop	Rewild	0.2 miles
Shop	Tarn Bakery	0.3 miles
Train station	Highgate	0.6 miles
Train station	Archway	0.7 miles
University	Central Belsize Square	2.5 miles
University	Paris Dauphine University - London Campus	3.2 miles
Hospital	Moorfields at Hoxton	3.3 miles
Hospital	Proton International @ UCLH	3.5 miles

Street-level crime

Category	Count
Anti-social behaviour	229
Violence and sexual offences	183
Shoplifting	91
Vehicle crime	82
Other theft	60
Criminal damage and arson	34
Public order	33
Theft from the person	28
Burglary	27
Robbery	24
Drugs	18
Bicycle theft	10
Other crime	10
Possession of weapons	8
Total incidents	837

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Whitehall Park School	Primary	0.2 miles	Good — 24 May 2017
Coleridge Primary School	Primary	0.2 miles	Outstanding — 20 Apr 2015
Margaret McMillan Nursery School	Nursery	0.4 miles	Good — 4 Mar 2013
Ashmount Primary School	Primary	0.4 miles	Good — 9 Jul 2023
St Aloysius RC College	Secondary	0.4 miles	Good — 20 Jul 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Archway Road, N6	£1,200/mo	1	0.35 miles	OpenRent
1 Bed Flat, Archway Road, N6	£1,950/mo	1	0.42 miles	OpenRent
Studio Flat, Cromwell Avenue, N6	£1,520/mo	1	0.44 miles	OpenRent
Studio Flat, Linden Mansions, N6	£1,600/mo	1	0.52 miles	OpenRent
Studio Flat, Courtauld Road, N19	£1,500/mo	1	0.52 miles	OpenRent
Studio Flat, Archway Road, N6	£1,450/mo	1	0.57 miles	OpenRent
Studio Flat, Holloway Road, N19	£950/mo	1	0.68 miles	OpenRent
Studio Flat, Archway, N19	£950/mo	1	0.68 miles	OpenRent
1 Bed Flat, Hill House, N19	£2,250/mo	1	0.7 miles	OpenRent
1 Bed Flat, Highgate, N6	£3,200/mo	1	0.81 miles	OpenRent

Average rent: £1,657/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £188,750

Target investor price (1%) £151,000

Gross yield 4%

Cost-to-rent ratio 24.8×

Monthly cashflow £-438/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).