# 3 bedroom semi-detached house for sale (CW12 4SP) ## Property Details | Key | Value | |-----|-------| | Address | Holmes Chapel Road, Somerford, CW12, CW12 4SP | | Price | £375,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | ## Description Welcome to this charming three-bedroom semi-detached home, offered with no onward chain and nestled in one of Cheshire’s most sought-after country locations. From the moment you arrive, you’ll appreciate the established character and welcoming feel of this property, set on a generous plot to three sides that opens up fantastic possibilities for future extension (subject to planning permission). Step inside and discover a well-proportioned lounge, perfect for relaxing evenings, and a spacious dining kitchen that’s ideal for family meals or entertaining friends. Upstairs, three comfortable bedrooms and a family bathroom provide plenty of space for everyone to unwind. The gated driveway leads you to the front, while the large private gardens to the rear offer a sense of peace and seclusion that’s hard to find. This home enjoys a truly enviable position, neighbouring the exclusive Somerford Equestrian Park, offering a unique blend of rural tranquillity and easy access to the vibrant communities of Holmes Chapel and Congleton. Whether you’re looking for countryside walks, excellent schools, or convenient commuter links, you’ll find it all within easy reach, surrounded by some of Cheshire’s most beautiful scenery. This is a rare opportunity to secure a home that combines comfort, potential, and a fantastic lifestyle. Browse our photos, videos, and floor plans to get a real feel for what’s on offer, and don’t hesitate to contact us for more information or to arrange your personal viewing. Your next chapter could begin right here. EPC Rating: E**Parking - Driveway** ## Property Photos - ![Photo](/listings/photos/92978103/2295947) - ![Photo](/listings/photos/92978103/2295948) - ![Photo](/listings/photos/92978103/2295949) - ![Photo](/listings/photos/92978103/2295950) - ![Photo](/listings/photos/92978103/2295951) - ![Photo](/listings/photos/92978103/2295952) - ![Photo](/listings/photos/92978103/2295953) - ![Photo](/listings/photos/92978103/2295954) - ![Photo](/listings/photos/92978103/2295955) - ![Photo](/listings/photos/92978103/2295956) - ![Photo](/listings/photos/92978103/2295957) - ![Photo](/listings/photos/92978103/2295958) - ![Photo](/listings/photos/92978103/2295959) - ![Photo](/listings/photos/92978103/2295960) - ![Photo](/listings/photos/92978103/2295961) - ![Photo](/listings/photos/92978103/2295962) - ![Photo](/listings/photos/92978103/2295963) - ![Photo](/listings/photos/92978103/2295964) - ![Photo](/listings/photos/92978103/2295965) ## Floorplans - ![All](/listings/photos/92978103/2295966) - All - ![Site Plan](/listings/photos/92978103/2295967) - Site Plan ## EPC Graphs - ![EPC 1](/listings/photos/92978103/2295968) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 9 BRERETON HEATH LANE, BRERETON HEATH, CONGLETON, CHESHIRE EAST, CW12 4SZ | £280,000 | 30/11/2021 | Semi-detached | **Area average:** £280,000 (1 sale) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £254,417 (70 Semi-detached, CW12, 2024–2026) - **Deviation:** +47.4% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £886/mo - **Realistic:** £984/mo - **Optimistic:** £1,082/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Holmes Chapel Road, Congleton, CW12](http://87.117.209.195:8080/listings/2b54e49) | £1,700/mo | 3 | 2.39 miles | Rightmove | | [Thorsten Way, Congleton](http://87.117.209.195:8080/listings/06e597e) | £1,500/mo | 3 | 2.77 miles | Rightmove | | [Lower Meadow Drive, Congleton, CW12](http://87.117.209.195:8080/listings/7e363f0) | £1,295/mo | 3 | 3.03 miles | Rightmove | | [Dane Street, Congleton](http://87.117.209.195:8080/listings/e5c743e) | £1,000/mo | 3 | 3.09 miles | Rightmove | | [Galloway Green, Congleton, CW12](http://87.117.209.195:8080/listings/b1c4b17) | £1,400/mo | 3 | 3.46 miles | Rightmove | | [Buxton Road, Congleton, CW12](http://87.117.209.195:8080/listings/c27d3d2) | £875/mo | — | 3.76 miles | Rightmove | | [Kensington Drive, Congleton](http://87.117.209.195:8080/listings/a5f545f) | £1,100/mo | 3 | 3.98 miles | Rightmove | | [Havannah Lane, Congleton, CW12](http://87.117.209.195:8080/listings/1773463) | £1,300/mo | 3 | 4.09 miles | Rightmove | | [Leek Road, Congleton, CW12](http://87.117.209.195:8080/listings/11d427a) | £1,300/mo | 3 | 4.52 miles | Rightmove | | [Church Lane, North Rode, CW12](http://87.117.209.195:8080/listings/8d24742) | £1,300/mo | 3 | 5.26 miles | Rightmove | | [Tunstall Road, Congleton, CW12](http://87.117.209.195:8080/listings/813e3e4) | £1,495/mo | 3 | 5.66 miles | Rightmove | | [Overton Road, Congleton, CW12](http://87.117.209.195:8080/listings/a7a8619) | £1,400/mo | 3 | 5.97 miles | Rightmove | **Average rent: £1,305/mo (12 listings)** ## 1% Rule - **Rent ratio:** 0.35% (weak for cashflow) - **Max investor price (0.8%):** £162,500 - **Target investor price (1%):** £130,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,300/mo).* - **Gross yield:** 4.2% - **Cost-to-rent:** 24× - **Monthly cashflow:** £-332/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.7% - **10y growth:** 45.2% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Semi-detached series; as of June 2026.* - **1y growth (index):** 5.9% - **5y growth (index):** 23.8% - **10y growth (index):** 52.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)