Sold Detached

33 GERNON ROAD

LETCHWORTH GARDEN CITY, HERTFORDSHIRE SG6 3HL

3 beds 2 baths 883 sq ft Listed 5 Jun 2017 (-3292d)

£550,000

Guide Price

Reduced on 22 Jun 2017

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# 3 bedroom detached bungalow for sale (SG6 3HL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 33 GERNON ROAD, LETCHWORTH GARDEN CITY, HERTFORDSHIRE SG6 3HL |
| Price | £550,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 82 m² |
| Last sold | £245,000 Dec 2012 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £914/year
- **Est. upgrade cost to C:** £21,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0603-2811-7453-9903-9235)

## Description

A particularly spacious THREE bedroom early Garden City detached bungalow having been the subject of a comprehensive programme of modernisation and refurbishment -sympathetically improved but still retaining much of the original charm and character!

Property ref: 121_306_4426141

## Property Photos

- ![Photo](/listings/photos/66844793/556496)
- ![Photo](/listings/photos/66844793/556500)
- ![Photo](/listings/photos/66844793/556505)
- ![Photo](/listings/photos/66844793/556509)
- ![Photo](/listings/photos/66844793/556515)
- ![Photo](/listings/photos/66844793/556519)
- ![Photo](/listings/photos/66844793/556524)
- ![Photo](/listings/photos/66844793/556528)
- ![Photo](/listings/photos/66844793/556530)
- ![Photo](/listings/photos/66844793/556535)

## Floorplans

- ![Floorplan 1](/listings/photos/66844793/556538) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10133365
- **Address:** 33 Gernon Road, LETCHWORTH GARDEN CITY, SG6 3HL
- **Certificate Issued:** 03/03/2014
- **Work Completed:** 01/02/2014
- **Items:** 1 door(s)

### FENSA Certificate #9627304
- **Address:** 33 Gernon Road, LETCHWORTH GARDEN CITY, SG6 3HL
- **Certificate Issued:** 24/06/2013
- **Work Completed:** 14/06/2013
- **Items:** 12 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL | £245,000 | 21/12/2012 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] TEELING COURT APARTMENT 5 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL | £350,000 | 17/03/2023 | Flat |
| [Same street] TEELING COURT APARTMENT 2 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL | £250,000 | 10/03/2023 | Flat |
| [Same street] TEELING COURT APARTMENT 8 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL | £252,000 | 16/02/2023 | Flat |

**Street average:** £284,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £607,781 (16 Detached, SG6, 2024–2026)
- **Deviation:** -9.5%

## Rental Range

*ONS Price Index of Private Rents (North Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,274/mo
- **Realistic:** £1,415/mo
- **Optimistic:** £1,557/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Swanstand, SG6 | £1,350/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 2.9%
- **Cost-to-rent:** 34×
- **Monthly cashflow:** £-976/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,707/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.3%
- **10y growth:** 27.6%

## House Price Index (HM Land Registry)

*Official index for North Hertfordshire; Detached series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 15.7%
- **10y growth (index):** 31.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

82 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£245,000 Dec 2012

Price per m²

£6,707/m²

Local average

£607,781 (-9.5%)

Deprivation

Decile 6 (20,065 of 33,755)

Street crime

186 incidents within 1 mile (Apr 2026)

Key features

Fully refurbished and modernised
Attractive early Garden City design
Modern kitchen/diner
Contemporary design bathroom
Large reception hall
Spacious lounge
Three bedrooms
Well maintained gardens
Close to town centre and railway station

Additional details

Garden: Yes

Description

Listed by

Letchworth

Satchells Estate Agents

Reference: 66844793

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 09/05/2017

Current heating cost: £914/year

Potential heating cost: £528/year

Est. upgrade cost to C: £21,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10133365

Property Details

Street: 33 Gernon Road

Town: LETCHWORTH GARDEN CITY

Postcode: SG6 3HL

Installation Details

Items: 1 door

Certificate Issued: 03/03/2014

Work Completed: 01/02/2014

This certificate data was retrieved from FENSA's database

FENSA Certificate #9627304

Property Details

Street: 33 Gernon Road

Town: LETCHWORTH GARDEN CITY

Postcode: SG6 3HL

Installation Details

Items: 12 windows

Certificate Issued: 24/06/2013

Work Completed: 14/06/2013

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	21/12/2012 (13 years ago)	£245,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street TEELING COURT APARTMENT 5 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL	£350,000	17/03/2023	Flat
Same street TEELING COURT APARTMENT 2 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL	£250,000	10/03/2023	Flat
Same street TEELING COURT APARTMENT 8 GERNON ROAD, LETCHWORTH GARDEN CITY, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG6 3HL	£252,000	16/02/2023	Flat

Street average: £284,000 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26.3%

10y growth 27.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North Hertfordshire. Series: Detached. As of March 2026.

1y (index) 0.4%

5y (index) 15.7%

10y (index) 31.7%

Rental Range

Estimated market rent for North Hertfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,274/mo

Realistic £1,415/mo

Optimistic £1,557/mo

Based on Local Authority from postcode lookup → North Hertfordshire.

LHA (30th percentile) floor for Stevenage & North Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SG6 3HL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gernon Road	0.0 miles
Bus stop	Plinston Hall	0.1 miles
Shop	Lapz	0.1 miles
Shop	Garden House Hospice Care	0.1 miles
Train station	Letchworth Garden City	0.2 miles
Train station	Baldock	2.1 miles
Hospital	Unknown	6.6 miles
University	University of Bedfordshire : Putteridge Bury Campus	7.8 miles
University	University of Bedfordshire	8.0 miles
Hospital	Spire Hospital	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	68
Anti-social behaviour	56
Criminal damage and arson	14
Other theft	12
Shoplifting	6
Burglary	5
Other crime	5
Public order	5
Vehicle crime	5
Drugs	4
Possession of weapons	2
Robbery	2
Theft from the person	2
Total incidents	186

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pixmore Junior School	Primary	0.3 miles	Good — 21 Oct 2015
St Francis College	Other	0.4 miles	— (No rating)
Hillshott Infant School and Nursery	Primary	0.4 miles	Good — 16 Feb 2011
St Christopher School	Other	0.6 miles	— (No rating)
Wilbury Junior School	Primary	0.6 miles	Good — 8 Sep 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Swanstand, SG6	£1,350/mo	3	1.22 miles	OpenRent

Average rent: £1,350/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.25%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 2.9%

Cost-to-rent ratio 34×

Monthly cashflow £-976/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -7.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).