# 2 bedroom end of terrace house for sale (CO1 2LF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 125 MAGDALEN STREET, COLCHESTER, ESSEX CO1 2LF |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £187,500 Nov 2025 |

## Description

Charming three storey end of terrace home nestled in the heart of Colchester. This beautifully presented two bedroom home offers a perfect blend of character and modern convenience. Situated just a short distance from the city centre, it benefits from excellent local amenities, transport links, and green spaces.

Upon entering, you are welcomed into a bright and airy lounge leading to a separate dining area - both ideal for entertaining or relaxing. The kitchen offers direct access to the enclosed rear garden, designed for easy maintenance and year-round enjoyment.

The first floor features a generously sized double bedroom and a modern family bathroom, while the top floor boasts a spacious main bedroom complete with a dressing area.

Local Amenities & Transport Links

Transport:  The property enjoys fantastic connectivity with nearby train stations, both offering direct routes to London Liverpool Street. Regular bus services also provide easy access to the city centre and surrounding areas.

Shopping & Dining:  Colchester city centre is within walking distance, boasting a variety of shops, cafés, restaurants, and entertainment options. Lion Walk shopping centre and Culver Square offer a mix of high street and independent retailers.

Schools & Education:  Families will appreciate the selection of highly-rated schools in the area, including St James’ Primary School, Colchester Academy, and The Sixth Form College, Colchester.

Leisure & Recreation – Enjoy scenic walks along the nearby River Colne, or visit Castle Park, a historic green space ideal for picnics and outdoor activities. The area is also home to leisure facilities such as Colchester Leisure World and the acclaimed Mercury Theatre.

This charming home is an excellent choice for first-time buyers, professionals, or investors looking for a well-connected property in a sought-after location. Early viewing is highly recommended!

## Property Photos

- ![Front](/listings/photos/160043882/533609) - Front
- ![Picture 2](/listings/photos/160043882/533612) - Picture 2
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- ![Picture 9](/listings/photos/160043882/533644) - Picture 9
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- ![Picture 11](/listings/photos/160043882/533647) - Picture 11
- ![Picture 12](/listings/photos/160043882/533649) - Picture 12
- ![Picture 13](/listings/photos/160043882/533650) - Picture 13
- ![Picture 14](/listings/photos/160043882/533653) - Picture 14
- ![Picture 15](/listings/photos/160043882/533657) - Picture 15
- ![Picture 16](/listings/photos/160043882/533660) - Picture 16
- ![Picture 17](/listings/photos/160043882/533662) - Picture 17
- ![Picture 18](/listings/photos/160043882/533663) - Picture 18
- ![Picture 19](/listings/photos/160043882/533665) - Picture 19
- ![Picture 20](/listings/photos/160043882/533667) - Picture 20

## Floorplans

- ![Picture 21](/listings/photos/160043882/533669) - Picture 21

## EPC Graphs

- ![Picture 22](/listings/photos/160043882/533672) - Picture 22

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #3310320
- **Address:** 125 Magdalen Street, COLCHESTER, CO1 2LF
- **Certificate Issued:** 12/12/2005
- **Work Completed:** 25/11/2005
- **Items:** 6 window(s), 1 door(s)

### FENSA Certificate #15384930
- **Address:** 125 Magdalen Street, COLCHESTER, CO1 2LF
- **Certificate Issued:** 11/09/2022
- **Work Completed:** 22/08/2022
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £187,500 | 26/11/2025 | Terraced |
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £155,000 | 06/07/2021 | Terraced |
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £55,995 | 08/12/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £240,000 | 11/12/2025 | Terraced |
| 12 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP | £188,000 | 28/11/2025 | Terraced |
| 18 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £182,000 | 28/11/2025 | Terraced |
| 51 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £184,000 | 17/10/2025 | Terraced |
| 2 VICTORIA PLACE, COLCHESTER, ESSEX, CO1 2DZ | £220,000 | 20/11/2023 | Terraced |
| 6 WIMPOLE ROAD, COLCHESTER, ESSEX, CO1 2BX | £250,000 | 27/10/2023 | Terraced |
| 53 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £175,000 | 16/10/2023 | Terraced |
| 49 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £170,000 | 06/09/2023 | Terraced |
| 27 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £220,000 | 18/05/2023 | Terraced |
| 90 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £305,000 | 12/12/2022 | Terraced |
| 82 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £355,000 | 09/12/2022 | Terraced |
| 33 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £235,000 | 21/10/2022 | Terraced |
| 46 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN | £245,000 | 26/09/2022 | Terraced |
| BRETTS BUILDINGS 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LE | £244,000 | 19/08/2022 | Terraced |
| [Same street] THE BEER HOUSE, 126 FLAT 1 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £118,500 | 01/07/2022 | Flat |
| 47 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £195,000 | 01/07/2022 | Terraced |
| 14 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £235,600 | 24/06/2022 | Terraced |
| 110 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BU | £235,000 | 21/04/2022 | Terraced |
| 43 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £195,000 | 17/03/2022 | Terraced |
| 50 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN | £205,000 | 18/02/2022 | Terraced |
| 14 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP | £210,000 | 28/01/2022 | Terraced |
| [Same street] THE BEER HOUSE, 126 FLAT 2 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £97,000 | 18/01/2022 | Flat |
| [Same street] 124 FLAT 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £90,000 | 20/12/2021 | Flat |

**Street average:** £101,833 (3 sales)
**Area average:** £224,430 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £245,855 (31 Terraced, CO1, 2024–2026)
- **Deviation:** -22.7%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Kendall Road, C01 | £1,200/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Terraced House, Winnock Road, CO1 | £1,095/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed End Terrace, Military Road, CO1 | £3,300/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Semi-Detached House, East Bay, CO1 | £1,150/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Sergeant Street, CO2 | £1,150/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Hythe Hill, CO1 | £1,100/mo | 2 | 0.34 miles | OpenRent |
| [Blueprint House, 21 Arclight Way, Colchester, Essex, CO1](http://87.117.209.195:8080/listings/054f0a3) | £1,200/mo | 2 | 1.01 miles | Rightmove |

**Average rent: £1,456/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £262/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.3%
- **10y growth:** 34.6%

## House Price Index (HM Land Registry)

*Official index for Colchester; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 15.9%
- **10y growth (index):** 38.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)