Sold STC End of terrace

125 MAGDALEN STREET

COLCHESTER, ESSEX CO1 2LF

2 beds 1 baths 76 m² Listed 31 Mar 2025 (-436d)

£190,000

Offers in Excess of

Reduced on 6 May 2025

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# 2 bedroom end of terrace house for sale (CO1 2LF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 125 MAGDALEN STREET, COLCHESTER, ESSEX CO1 2LF |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £187,500 Nov 2025 |

## Description

Upon entering, you are welcomed into a bright and airy lounge leading to a separate dining area - both ideal for entertaining or relaxing. The kitchen offers direct access to the enclosed rear garden, designed for easy maintenance and year-round enjoyment.

The first floor features a generously sized double bedroom and a modern family bathroom, while the top floor boasts a spacious main bedroom complete with a dressing area.

Local Amenities & Transport Links

Transport:  The property enjoys fantastic connectivity with nearby train stations, both offering direct routes to London Liverpool Street. Regular bus services also provide easy access to the city centre and surrounding areas.

Shopping & Dining:  Colchester city centre is within walking distance, boasting a variety of shops, cafés, restaurants, and entertainment options. Lion Walk shopping centre and Culver Square offer a mix of high street and independent retailers.

Schools & Education:  Families will appreciate the selection of highly-rated schools in the area, including St James’ Primary School, Colchester Academy, and The Sixth Form College, Colchester.

Leisure & Recreation – Enjoy scenic walks along the nearby River Colne, or visit Castle Park, a historic green space ideal for picnics and outdoor activities. The area is also home to leisure facilities such as Colchester Leisure World and the acclaimed Mercury Theatre.

This charming home is an excellent choice for first-time buyers, professionals, or investors looking for a well-connected property in a sought-after location. Early viewing is highly recommended!

## Property Photos

- ![Front](/listings/photos/160043882/533609) - Front
- ![Picture 2](/listings/photos/160043882/533612) - Picture 2
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- ![Picture 12](/listings/photos/160043882/533649) - Picture 12
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- ![Picture 19](/listings/photos/160043882/533665) - Picture 19
- ![Picture 20](/listings/photos/160043882/533667) - Picture 20

## Floorplans

- ![Picture 21](/listings/photos/160043882/533669) - Picture 21

## EPC Graphs

- ![Picture 22](/listings/photos/160043882/533672) - Picture 22

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #3310320
- **Address:** 125 Magdalen Street, COLCHESTER, CO1 2LF
- **Certificate Issued:** 12/12/2005
- **Work Completed:** 25/11/2005
- **Items:** 6 window(s), 1 door(s)

### FENSA Certificate #15384930
- **Address:** 125 Magdalen Street, COLCHESTER, CO1 2LF
- **Certificate Issued:** 11/09/2022
- **Work Completed:** 22/08/2022
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £187,500 | 26/11/2025 | Terraced |
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £155,000 | 06/07/2021 | Terraced |
| 125 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £55,995 | 08/12/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £240,000 | 11/12/2025 | Terraced |
| 12 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP | £188,000 | 28/11/2025 | Terraced |
| 18 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £182,000 | 28/11/2025 | Terraced |
| 51 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £184,000 | 17/10/2025 | Terraced |
| 2 VICTORIA PLACE, COLCHESTER, ESSEX, CO1 2DZ | £220,000 | 20/11/2023 | Terraced |
| 6 WIMPOLE ROAD, COLCHESTER, ESSEX, CO1 2BX | £250,000 | 27/10/2023 | Terraced |
| 53 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £175,000 | 16/10/2023 | Terraced |
| 49 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £170,000 | 06/09/2023 | Terraced |
| 27 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £220,000 | 18/05/2023 | Terraced |
| 90 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £305,000 | 12/12/2022 | Terraced |
| 82 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £355,000 | 09/12/2022 | Terraced |
| 33 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £235,000 | 21/10/2022 | Terraced |
| 46 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN | £245,000 | 26/09/2022 | Terraced |
| BRETTS BUILDINGS 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LE | £244,000 | 19/08/2022 | Terraced |
| [Same street] THE BEER HOUSE, 126 FLAT 1 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £118,500 | 01/07/2022 | Flat |
| 47 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £195,000 | 01/07/2022 | Terraced |
| 14 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL | £235,600 | 24/06/2022 | Terraced |
| 110 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BU | £235,000 | 21/04/2022 | Terraced |
| 43 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL | £195,000 | 17/03/2022 | Terraced |
| 50 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN | £205,000 | 18/02/2022 | Terraced |
| 14 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP | £210,000 | 28/01/2022 | Terraced |
| [Same street] THE BEER HOUSE, 126 FLAT 2 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £97,000 | 18/01/2022 | Flat |
| [Same street] 124 FLAT 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF | £90,000 | 20/12/2021 | Flat |

**Street average:** £101,833 (3 sales)
**Area average:** £224,430 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £245,855 (31 Terraced, CO1, 2024–2026)
- **Deviation:** -22.7%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Kendall Road, C01 | £1,200/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Terraced House, Winnock Road, CO1 | £1,095/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed End Terrace, Military Road, CO1 | £3,300/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Semi-Detached House, East Bay, CO1 | £1,150/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Sergeant Street, CO2 | £1,150/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Hythe Hill, CO1 | £1,100/mo | 2 | 0.34 miles | OpenRent |
| [Blueprint House, 21 Arclight Way, Colchester, Essex, CO1](http://87.117.209.195:8080/listings/054f0a3) | £1,200/mo | 2 | 1.01 miles | Rightmove |

**Average rent: £1,456/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £262/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.3%
- **10y growth:** 34.6%

## House Price Index (HM Land Registry)

*Official index for Colchester; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 15.9%
- **10y growth (index):** 38.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

76 m²

Council tax band

Last sold

£187,500 Nov 2025

Local average

£245,855 (-22.7%)

Street crime

640 incidents within 1 mile (Apr 2026)

Key features

Three storey end of terrace home
Two spacious reception areas
First floor double bedroom
Modern family bathroom
Second floor main bedroom with dressing area
Enclosed, low-maintenance rear garden
Convenient access to Colchester city centre and transport links

Additional details

Garden: Yes

Description

Charming three storey end of terrace home nestled in the heart of Colchester. This beautifully presented two bedroom home offers a perfect blend of character and modern convenience. Situated just a short distance from the city centre, it benefits from excellent local amenities, transport links, and green spaces.

Upon entering, you are welcomed into a bright and airy lounge leading to a separate dining area - both ideal for entertaining or relaxing. The kitchen offers direct access to the enclosed rear garden, designed for easy maintenance and year-round enjoyment.

The first floor features a generously sized double bedroom and a modern family bathroom, while the top floor boasts a spacious main bedroom complete with a dressing area.

Local Amenities & Transport Links

Transport: The property enjoys fantastic connectivity with nearby train stations, both offering direct routes to London Liverpool Street. Regular bus services also provide easy access to the city centre and surrounding areas.

Shopping & Dining: Colchester city centre is within walking distance, boasting a variety of shops, cafés, restaurants, and entertainment options. Lion Walk shopping centre and Culver Square offer a mix of high street and independent retailers.

Schools & Education: Families will appreciate the selection of highly-rated schools in the area, including St James’ Primary School, Colchester Academy, and The Sixth Form College, Colchester.

Leisure & Recreation – Enjoy scenic walks along the nearby River Colne, or visit Castle Park, a historic green space ideal for picnics and outdoor activities. The area is also home to leisure facilities such as Colchester Leisure World and the acclaimed Mercury Theatre.

This charming home is an excellent choice for first-time buyers, professionals, or investors looking for a well-connected property in a sought-after location. Early viewing is highly recommended!

Listed by

Colchester

Beresfords Residential

Reference: 160043882

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Picture 21

EPC Graphs

Picture 22

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3310320

Property Details

Street: 125 Magdalen Street

Town: COLCHESTER

Postcode: CO1 2LF

Installation Details

Items: 6 windows and 1 door

Certificate Issued: 12/12/2005

Work Completed: 25/11/2005

This certificate data was retrieved from FENSA's database

FENSA Certificate #15384930 Recent

Property Details

Street: 125 Magdalen Street

Town: COLCHESTER

Postcode: CO1 2LF

Installation Details

Items: 4 windows

Certificate Issued: 11/09/2022

Work Completed: 22/08/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

235% since 2000

Event	Date	Price	% change
Sold	26/11/2025 (6 months ago)	£187,500	+21%
Sold	06/07/2021 (4 years ago)	£155,000	+176.8%
Sold	08/12/2000 (25 years ago)	£55,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
43 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL	£240,000	11/12/2025	Terraced
12 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP	£188,000	28/11/2025	Terraced
18 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL	£182,000	28/11/2025	Terraced
51 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL	£184,000	17/10/2025	Terraced
2 VICTORIA PLACE, COLCHESTER, ESSEX, CO1 2DZ	£220,000	20/11/2023	Terraced
6 WIMPOLE ROAD, COLCHESTER, ESSEX, CO1 2BX	£250,000	27/10/2023	Terraced
53 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL	£175,000	16/10/2023	Terraced
49 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL	£170,000	06/09/2023	Terraced
27 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL	£220,000	18/05/2023	Terraced
90 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ	£305,000	12/12/2022	Terraced
82 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ	£355,000	09/12/2022	Terraced
33 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL	£235,000	21/10/2022	Terraced
46 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN	£245,000	26/09/2022	Terraced
BRETTS BUILDINGS 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LE	£244,000	19/08/2022	Terraced
Same street THE BEER HOUSE, 126 FLAT 1 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF	£118,500	01/07/2022	Flat
47 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL	£195,000	01/07/2022	Terraced
14 CHARLES STREET, COLCHESTER, ESSEX, CO1 2BL	£235,600	24/06/2022	Terraced
110 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BU	£235,000	21/04/2022	Terraced
43 BARRACK STREET, COLCHESTER, ESSEX, CO1 2LL	£195,000	17/03/2022	Terraced
50 KENDALL ROAD, COLCHESTER, ESSEX, CO1 2BN	£205,000	18/02/2022	Terraced
14 JAMES STREET, COLCHESTER, ESSEX, CO1 2BP	£210,000	28/01/2022	Terraced
Same street THE BEER HOUSE, 126 FLAT 2 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF	£97,000	18/01/2022	Flat
Same street 124 FLAT 3 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2LF	£90,000	20/12/2021	Flat

Street average: £101,833 (3 sales)

Area average: £224,430 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.3%

10y growth 34.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Colchester. Series: Terraced. As of March 2026.

1y (index) 1.3%

5y (index) 15.9%

10y (index) 38.8%

Rental Range

Estimated market rent for Colchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,095/mo

Realistic £1,217/mo

Optimistic £1,339/mo

Based on Local Authority from postcode lookup → Colchester.

LHA (30th percentile) floor for Colchester: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO1 2LF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Wimpole Road	0.0 miles
Shop	SP Thai Massage	0.0 miles
Bus stop	Cannon Street	0.1 miles
Shop	Animal Magic Dog & Cat Grooming	0.2 miles
Train station	Colchester Town	0.3 miles
Train station	Hythe (Colchester)	0.7 miles
University	The Meadows	1.2 miles
Hospital	Chavasse V C House	1.4 miles
University	University of Essex	1.5 miles
Hospital	Colchester General Hospital	1.7 miles

Street-level crime

Category	Count
Violence and sexual offences	251
Anti-social behaviour	93
Shoplifting	82
Public order	42
Criminal damage and arson	35
Other theft	33
Drugs	28
Vehicle crime	26
Bicycle theft	16
Burglary	10
Other crime	8
Theft from the person	8
Possession of weapons	4
Robbery	4
Total incidents	640

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Thomas More's Catholic Primary School, Colchester	Primary	0.3 miles	Outstanding — 8 Feb 2024
St. George's School	Primary	0.4 miles	Good — 15 Jan 2024
St James' Church of England Primary School	Primary	0.5 miles	Good — 9 Oct 2019
St John's Green Primary School	Primary	0.6 miles	Good — 4 Dec 2017
Kendall Church of England Primary School	Primary	0.6 miles	Good — 15 Jul 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed End Terrace, Kendall Road, C01	£1,200/mo	2	0.12 miles	OpenRent
2 Bed Terraced House, Winnock Road, CO1	£1,095/mo	2	0.16 miles	OpenRent
2 Bed End Terrace, Military Road, CO1	£3,300/mo	2	0.21 miles	OpenRent
2 Bed Semi-Detached House, East Bay, CO1	£1,150/mo	2	0.3 miles	OpenRent
2 Bed Flat, Sergeant Street, CO2	£1,150/mo	2	0.32 miles	OpenRent
2 Bed Flat, Hythe Hill, CO1	£1,100/mo	2	0.34 miles	OpenRent
Blueprint House, 21 Arclight Way, Colchester, Essex, CO1	£1,200/mo	2	1.01 miles	Rightmove

Average rent: £1,456/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.61%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 7.3%

Cost-to-rent ratio 13.8×

Monthly cashflow £262/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).