# 3 bedroom terraced house for sale (L15 3HX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 79 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE L15 3HX |
| Price | £150,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £140,000 Jul 2024 |

## Description

This three-bedroom terraced property in Liverpool is for sale and offers well-proportioned accommodation suited to first time buyers and investors. The ground floor features two reception rooms, one with a bay window providing additional natural light and space, and the other benefitting from a fireplace as a focal point, and a spacious kitchen. Upstairs, there are two double bedrooms and one single bedroom, offering flexibility for family living, home working or storage, as well as a fitted bathroom with a three piece suite. 

The property is located in an urban area with a range of local amenities nearby, including shops, cafés and everyday services found around Wavertree and the Smithdown Road area. Green space can be accessed at nearby Wavertree Playground and Sefton Park, both offering open areas for walking and recreation.

Public transport links are readily available. Regular bus services run towards Liverpool city centre, providing straightforward access to the wider retail, business and leisure facilities of the city. Edge Hill and Wavertree Technology Park railway stations are within reach, offering routes into Liverpool Lime Street in around 10 minutes and onward connections across the region.

The home has an EPC rating of C and falls within Council Tax Band A, which may appeal to buyers looking to manage running costs. Overall, this terraced house presents an opportunity to purchase a three-bedroom property in a well-connected part of Liverpool, with good access to local amenities and transport links.

This property is **for sale by Modern Method of Auction**, allowing the buyer and seller to complete within a 56-day Reservation Period. Interested parties’ personal data will be shared with the auctioneer (iamsold Ltd). If considering a mortgage, you should inspect and consider the property carefully with your lender before bidding. A **Buyer Information Pack** is provided and must be viewed before bidding; the buyer is responsible for the Pack fee and should contact the iamsold team for the most recent information on this fee.

The buyer signs a **Reservation Agreement** and pays a **Non-Refundable Reservation Fee** of 4.5% of the purchase price including VAT, subject to a minimum of £6,600 including VAT. This fee is paid in addition to the purchase price to reserve the property during the Reservation Period and is considered within stamp duty calculations. Services may be recommended by the Agent/Auctioneer, from which they may receive payment of up to £960 including VAT if taken; these services are optional.

For information on broadband or mobile coverage in the area, please visit checker.ofcom.org.uk. Should you require EV charging, we advise that you get clarification as to whether the property can support an EV charger. To know if there is a risk of flood at this property, please visit gov.uk/check-long-term-flood-risk.

We have taken every care to ensure that the particulars listed are accurate; however, this cannot be guaranteed. Therefore, we advise that prior to a viewing, any potential tenants or buyers carry out research on the property and let us know if you have any queries we can help with. 

EPC rating: C. Tenure: Freehold,

## Property Photos

- ![Photo](/listings/photos/89449905/956268)
- ![Photo](/listings/photos/89449905/956270)
- ![Photo](/listings/photos/89449905/956271)
- ![Photo](/listings/photos/89449905/956272)
- ![Photo](/listings/photos/89449905/956273)
- ![Photo](/listings/photos/89449905/956274)
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- ![Photo](/listings/photos/89449905/956276)
- ![Photo](/listings/photos/89449905/956277)
- ![Photo](/listings/photos/89449905/956278)
- ![Photo](/listings/photos/89449905/956279)
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## Floorplans

- ![Floorplan](/listings/photos/89449905/956282) - Floorplan
- ![Floorplan](/listings/photos/89449905/956283) - Floorplan

## EPC Graphs

- ![EPC Graph](/listings/photos/89449905/956284) - EPC Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE, L15 3HX | £140,000 | 23/07/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 103 BLANTYRE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HT | £197,500 | 23/01/2026 | Terraced |
| 168 LAWRENCE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HA | £237,500 | 04/08/2025 | Terraced |
| 19 GORDON STREET, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 0ED | £80,000 | 16/05/2025 | Terraced |
| 99 BARRINGTON ROAD, LIVERPOOL, MERSEYSIDE, L15 3HR | £236,000 | 21/12/2023 | Terraced |
| 108 BLANTYRE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HT | £230,000 | 08/12/2023 | Terraced |
| 20 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ | £64,000 | 27/11/2023 | Terraced |
| 178 LAWRENCE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HA | £245,000 | 29/09/2023 | Terraced |
| 34 WELLINGTON AVENUE, LIVERPOOL, MERSEYSIDE, L15 0EJ | £135,000 | 22/09/2023 | Terraced |
| 1 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ | £190,000 | 31/07/2023 | Terraced |
| 96 BLANTYRE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HT | £205,000 | 14/07/2023 | Terraced |
| 110 BLANTYRE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HT | £199,000 | 13/07/2023 | Terraced |
| [Same street] MOSTYN HALL 4 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE, L15 3HX | £352,000 | 26/06/2023 | Terraced |
| 66 BARRINGTON ROAD, LIVERPOOL, MERSEYSIDE, L15 3HR | £125,000 | 09/06/2023 | Terraced |
| [Same street] 54 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE, L15 3HX | £201,000 | 05/05/2023 | Terraced |
| 36 GORDON STREET, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 0ED | £113,000 | 17/02/2023 | Terraced |
| 97 BARRINGTON ROAD, LIVERPOOL, MERSEYSIDE, L15 3HR | £235,000 | 16/12/2022 | Terraced |
| 86 BARRINGTON ROAD, LIVERPOOL, MERSEYSIDE, L15 3HR | £205,000 | 18/11/2022 | Terraced |
| 2 FINGLAND ROAD, LIVERPOOL, MERSEYSIDE, L15 0ES | £120,000 | 04/11/2022 | Terraced |
| 70 BLANTYRE ROAD, LIVERPOOL, MERSEYSIDE, L15 3HT | £210,000 | 02/11/2022 | Terraced |
| 36 LAWRENCE GROVE, LIVERPOOL, MERSEYSIDE, L15 0EP | £108,500 | 01/11/2022 | Terraced |
| 15 GORDON STREET, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 0ED | £114,000 | 14/10/2022 | Terraced |
| 102 CLAREMONT ROAD, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 3HL | £260,000 | 29/09/2022 | Terraced |
| [Same street] 62 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE, L15 3HX | £145,000 | 15/08/2022 | Terraced |
| [Same street] 63 GAINSBOROUGH ROAD, LIVERPOOL, MERSEYSIDE, L15 3HX | £150,000 | 20/01/2022 | Terraced |

**Street average:** £212,000 (4 sales)
**Area average:** £175,475 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £240,049 (91 Terraced, L15, 2024–2026)
- **Deviation:** -37.5%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Cinema Drive, L15 | £1,200/mo | 3 | 0.47 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 9.6%
- **Cost-to-rent:** 10.4×
- **Monthly cashflow:** £464/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.3%
- **10y growth:** 36.6%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Terraced series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 31.1%
- **10y growth (index):** 79.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)