# 2 bedroom terraced house for sale (CF5 1ES)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 FERN STREET, CARDIFF, CARDIFF CF5 1ES |
| Price | £290,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | D |
| Construction age | England and Wales: before 1900 |
| Floor area | 73 m² |
| Last sold | £280,000 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/08/2029
- **Current heating cost:** £456/year
- **Est. upgrade cost to C:** £18,510

### Recommendations
- Q (£4,000 - £14,000)
- E (£10)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8751-6228-6420-4082-7926)

## Description

This modernised two bedroom terraced house is situated close to Victoria Park, local shops, restaurants and public transport links to the city centre. The property briefly comprises of an entrance hall leading onto the lounge/diner with  access to a low maintenance garden which enjoys a sunny aspect, there is a modern kitchen with a door to the garden. The upstairs consists of a two double bedrooms and a large modern bathroom with a bath and a separate shower cubicle. The property benefits from Gas central heating and double glazing.  NO ONWARD CHAIN.

EPC Rating; D

Council Tax; Band: D

VIEWING DATE 28th JULY 2023

**Entrance Hall** - 

**Living Room** - 3.02m x 6.93m (9'11 x 22'9) - 

**Kitchen** - 2.59m x 3.02m (8'6 x 9'11) - 

**First Floor Landing** - 

**Bedroom 1** - 5.38m x 2.95m (17'8 x 9'8) - 

**Bedroom 2** - 

**Bathroom** - 

**Outside** - Good size garden enjoying a sunny aspect.

**Tenure** - We are informed by the owners that the property is Freehold, this is to be confirmed by your legal advisor.

**Council Tax** - 

**Epc Rating** - 

Located on a small quiet street, just moments from Victoria Park.

## Property Photos

- ![Fern Street 1 (1 of 14).jpg](/listings/photos/141248591/233506) - Fern Street 1 (1 of 14).jpg
- ![Fern Street 1 (6 of 14).jpg](/listings/photos/141248591/233507) - Fern Street 1 (6 of 14).jpg
- ![Fern Street 1 (7 of 14).jpg](/listings/photos/141248591/233508) - Fern Street 1 (7 of 14).jpg
- ![Fern Street 1 (5 of 14).jpg](/listings/photos/141248591/233509) - Fern Street 1 (5 of 14).jpg
- ![Fern Street 1 (3 of 14).jpg](/listings/photos/141248591/233510) - Fern Street 1 (3 of 14).jpg
- ![Fern Street 1 (4 of 14).jpg](/listings/photos/141248591/233511) - Fern Street 1 (4 of 14).jpg
- ![Fern Street 1 (12 of 14).jpg](/listings/photos/141248591/233512) - Fern Street 1 (12 of 14).jpg
- ![Fern Street 1 (13 of 14).jpg](/listings/photos/141248591/233513) - Fern Street 1 (13 of 14).jpg
- ![Fern Street 1 (9 of 14).jpg](/listings/photos/141248591/233514) - Fern Street 1 (9 of 14).jpg
- ![Fern Street 1 (10 of 14).jpg](/listings/photos/141248591/233515) - Fern Street 1 (10 of 14).jpg
- ![Fern Street 1 (11 of 14).jpg](/listings/photos/141248591/233516) - Fern Street 1 (11 of 14).jpg
- ![Fern Street 1 (14 of 14).jpg](/listings/photos/141248591/233517) - Fern Street 1 (14 of 14).jpg
- ![Fern Street 1 (8 of 14).jpg](/listings/photos/141248591/233518) - Fern Street 1 (8 of 14).jpg
- ![Fern Street 1 (2 of 14).jpg](/listings/photos/141248591/233519) - Fern Street 1 (2 of 14).jpg

## Floorplans

- ![Floorplan 1](/listings/photos/141248591/233520) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/141248591/233521) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 FERN STREET, CARDIFF, CF5 1ES | £280,000 | 27/10/2023 | Terraced |
| 1 FERN STREET, CARDIFF, CF5 1ES | £185,000 | 20/02/2015 | Terraced |
| 1 FERN STREET, CARDIFF, CF5 1ES | £147,000 | 23/09/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 59 CONYBEARE ROAD, CARDIFF, CF5 1GB | £340,000 | 12/12/2025 | Terraced |
| 39 CLIVE ROAD, CANTON, CARDIFF, CF5 1HG | £150,000 | 04/12/2025 | Terraced |
| 30 FORREST ROAD, CARDIFF, CF5 1HR | £365,000 | 04/12/2025 | Terraced |
| 38 DAISY STREET, CARDIFF, CF5 1EP | £277,500 | 20/11/2025 | Terraced |
| 44 FORREST ROAD, CARDIFF, CF5 1HR | £290,000 | 06/06/2025 | Terraced |
| 89 DAISY STREET, CARDIFF, CF5 1EQ | £299,950 | 27/02/2025 | Terraced |
| 11 MAES YR ANNEDD, CARDIFF, CF5 1GR | £277,500 | 13/12/2023 | Terraced |
| 46 ETHEL STREET, CARDIFF, CF5 1EL | £255,000 | 12/12/2023 | Terraced |
| 83 DAISY STREET, CARDIFF, CF5 1EQ | £268,500 | 24/11/2023 | Terraced |
| 16 ROMILLY ROAD WEST, CARDIFF, CF5 1FT | £355,000 | 09/11/2023 | Terraced |
| 31 FORREST ROAD, CARDIFF, CF5 1HP | £332,500 | 02/11/2023 | Terraced |
| 95 ROMILLY ROAD, CARDIFF, CF5 1FN | £550,000 | 20/10/2023 | Terraced |
| [Same street] 18 FERN STREET, CARDIFF, CF5 1ES | £130,000 | 29/08/2023 | Other |
| 79 ETHEL STREET, CARDIFF, CF5 1EN | £272,000 | 04/08/2023 | Terraced |
| 28 DAISY STREET, CARDIFF, CF5 1EP | £290,000 | 21/07/2023 | Terraced |
| 71 DAISY STREET, CARDIFF, CF5 1EQ | £247,000 | 06/07/2023 | Terraced |
| 27 PRESWYLFA STREET, CARDIFF, CF5 1FS | £378,000 | 30/06/2023 | Terraced |
| 17 STAINES STREET, CARDIFF, CF5 1GP | £375,000 | 23/06/2023 | Terraced |
| 13 FORREST ROAD, CARDIFF, CF5 1HP | £270,000 | 20/06/2023 | Terraced |
| 86 CLIVE ROAD, CANTON, CARDIFF, CF5 1HH | £332,000 | 02/06/2023 | Terraced |
| 40 HALSBURY ROAD, CARDIFF, CF5 1FY | £385,000 | 21/04/2023 | Terraced |

**Street average:** £130,000 (1 sale)
**Area average:** £315,498 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £294,658 (82 Terraced, CF5, 2024–2026)
- **Deviation:** -1.6%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Bartley Wilson Way, CF11 | £1,800/mo | 2 | 0.94 miles | OpenRent |
| 2 Bed Terraced House, St. Donats Road, CF11 | £2,000/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Flat, Cardiff, CF11 | £1,100/mo | 2 | 1.04 miles | OpenRent |
| 2 Bed Flat, Cowbridge Road East, CF11 | £1,100/mo | 2 | 1.06 miles | OpenRent |
| 2 Bed Flat, Lower Cathedral Road, CF11 | £1,050/mo | 2 | 1.12 miles | OpenRent |
| 2 Bed Flat, Clare Street, CF11 | £1,050/mo | 2 | 1.23 miles | OpenRent |

**Average rent: £1,350/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 22×
- **Monthly cashflow:** £-177/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,973/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.1%
- **10y growth:** 53.1%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Terraced series; as of March 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 23.4%
- **10y growth (index):** 50.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)