Sold STC Terraced

20 IPSWICH ROAD

IPSWICH, NEEDHAM MARKET, SUFFOLK IP6 8EH

2 beds 1 baths 678 sq ft Listed 25 Mar 2026 (-75d)

£200,000

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Property details

Tenure

FREEHOLD

Floor area

63 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£145,000 Dec 2023

Price per m²

£3,175/m²

Local average

£235,078 (-14.9%)

Deprivation

Decile 9 (29,165 of 33,755)

Street crime

29 incidents within 1 mile (Mar 2026)

Key features

  • No Onward Chain
  • Close To Local Amenities
  • Terraced Property
  • Renovated Through-Out
  • Two Bedrooms
  • Two Reception Rooms
  • Rear Garden
  • Gas Central Heating

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
No parking
Garden
Yes

Description

Being offered to market with no onward chain sits this charming two-bedroom terraced property located in the popular town of Needham Market. The property has been tastefully renovated and updated and is in excellent condition throughout with attention to detail to include solid oak step thresholds, solid oak windowsills throughout, underfloor heating in the kitchen and bathroom and beams between the living room and dining room. The property benefits from a new gas central heating system, some double-glazing and a rear garden. As agents, we recommend the earliest possible internal viewing to appreciate the quality of accommodation on offer which comprises living room, opening with beams through to the dining room, kitchen, lobby and bathroom on the ground floor, whilst to the first floor there are two bedrooms. The property is within walking distance to the train station, high street, needham lake and local amenities including a dentist, doctors and traditional high street shops.

Needham Market is an expanding town in mid Suffolk situated between the towns of Ipswich and Bury St Edmunds with the East Anglia Main Line railway running through the town providing trains to Ipswich and Cambridge. Needham Market offers all the usual amenities such as shops, including a new large Co-op; doctors; dentists; pubs and restaurants; together with Bosmere Primary School. The town lies in the Gipping valley and the River Gipping flows through it. The whole High Street is designated a Conservation Area. In Needham Market you will find the fantastic Needham Lake where there are some fabulous countryside and riverside walks. Walking along the River Gipping, you pass woodlands, lakes and wildflower meadows and you can marvel at the historic bridges locks and watermills. Needham Lake is popular with families, fishermen and model boat enthusiasts and is also a haven for wildlife.

Listed by

Suffolk

Palmer & Partners

Reference: 173687615

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/07/2023

Current heating cost: £1,747/year

Potential heating cost: £998/year

Est. upgrade cost to C: £23,900

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Upgrade heating controls (£350 - £450)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6878978

Property Details

Street: 20 Ipswich Road

Town: Needham Market

Postcode: IP6 8EH

Installation Details

Items: 2 windows

Certificate Issued: 06/10/2009

Work Completed: 24/08/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Listed for sale — £200,000 +37.9%
Sold 05/12/2023 (2 years ago) £145,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
17 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AL £350,000 17/12/2025 Terraced
FOX MALTINGS 1 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AP £178,000 20/06/2025 Terraced
FOX MALTINGS 4 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AP £195,000 31/03/2025 Terraced
17 IPSWICH ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EQ £205,000 28/03/2025 Terraced
53 PINECROFT WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8HB £200,000 15/12/2023 Terraced
18 MORRIS WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8TD £210,000 29/09/2023 Terraced
97 HARGRAVE AVENUE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8ES £270,000 19/05/2023 Terraced
26 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AP £421,000 21/04/2023 Terraced
2 MORRIS WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8TD £155,000 30/03/2023 Terraced
18 LUPIN WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8TA £232,500 16/12/2022 Terraced
37 JUBILEE CRESCENT, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AT £320,000 30/11/2022 Terraced
8 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AP £350,000 18/10/2022 Terraced
20 PINECROFT WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8HB £283,000 16/09/2022 Terraced
7 PHILLIPS CRESCENT, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8TF £297,500 08/09/2022 Terraced
Same street THE OLD PUMPING STATION FLAT A IPSWICH ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EH £210,000 07/09/2022 Flat
THE COTTAGE, 14 JUBILEE CRESCENT, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AT £410,000 05/08/2022 Terraced
19 JACKSON WAY, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8TJ £215,000 09/06/2022 Terraced
1 CODDENHAM ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AU £198,000 13/05/2022 Terraced
19 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AL £400,500 07/01/2022 Terraced
23 HIGH STREET, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8AL £405,000 07/01/2022 Terraced
5 BARKING ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EN £225,000 09/12/2021 Terraced
Same street 26 IPSWICH ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EH £188,000 15/07/2021 Terraced

Street average: £199,000 (2 sales)

Area average: £276,025 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.5%
10y growth 7.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Mid Suffolk. Series: Terraced. As of March 2026.

1y (index) 2.2%
5y (index) 11.6%
10y (index) 33.3%

Rental Range

Estimated market rent for Mid Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £885/mo
Realistic £983/mo
Optimistic £1,081/mo

Based on Local Authority from postcode lookup → Mid Suffolk.

LHA (30th percentile) floor for Ipswich: £715/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP6 8EH

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Coop Daily 0.1 miles
Shop Charity Shop 0.1 miles
Bus stop The Swan 0.1 miles
Train station Needham Market 0.2 miles
Train station Stowmarket 3.6 miles
University Suffolk Rural Campus (Suffolk New College) 6.9 miles
University University of Suffolk 8.3 miles
Hospital Ipswich Hospital 8.8 miles
Hospital Nuffield Hospital Ipswich 10.2 miles

Street-level crime

Category Count
Violence and sexual offences 9
Anti-social behaviour 5
Vehicle crime 5
Shoplifting 4
Public order 3
Bicycle theft 1
Other crime 1
Other theft 1
Total incidents 29

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Bosmere Community Primary School Primary 0.3 miles Good — 12 Feb 2020
Creeting St Mary Church of England Voluntary Aided Primary School Primary 1.4 miles Good — 24 May 2012
Trinity Church of England Voluntary Aided Primary School Primary 2.8 miles Good — 23 Jun 2019
Combs Ford Primary School Primary 2.9 miles Good — 21 Jul 2011
Ringshall School Primary 3.2 miles Good — 2 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Stowmarket Road, IP6 £925/mo 2 0.42 miles OpenRent
2 Bed Terraced House, Victoria Gardens, IP6 £1,100/mo 2 0.53 miles OpenRent

Average rent: £1,013/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%
Max investor price (0.8%) £126,625
Target investor price (1%) £101,300
Gross yield 6.1%
Cost-to-rent ratio 16.5×
Monthly cashflow £99/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).