Sold House

173 MILL HILL

CLEATOR MOOR, CUMBERLAND CA25 5SB

3 beds 850 sq ft Listed 23 Oct 2007 (-6819d)

£85,000

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# 3 bedroom house for sale (CA25 5SB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 173 MILL HILL, CLEATOR MOOR, CUMBERLAND CA25 5SB |
| Price | £85,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 79 m² |
| Last sold | £110,000 Jun 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/03/2033
- **Current heating cost:** £1,026/year
- **Est. upgrade cost to C:** £10,615

### Recommendations
- B (£500 - £1,500)
- D (£80 - £120)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2312-7948-9420-3169-1731)

## Description

A three bedroom mid link house having central heating, double glazing & garden situated on a residential estate within Cleator Moor. Suit first time buyer.

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 173 MILL HILL, CLEATOR MOOR, CUMBERLAND, CA25 5SB | £110,000 | 08/06/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 169 MILL HILL, CLEATOR MOOR, CUMBERLAND, CA25 5SB | £90,000 | 29/03/2023 | Terraced |
| [Same street] 159 MILL HILL, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5SB | £115,000 | 05/09/2022 | Terraced |

**Street average:** £102,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £57,500 (2 Other, CA25, 2024–2026)
- **Deviation:** +47.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,076/m²

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Property details

Floor area

79 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£110,000 Jun 2023

Price per m²

£1,076/m²

Local average

£57,500 (+47.8%)

Deprivation

Decile 6 (20,200 of 33,755)

Street crime

24 incidents within 1 mile (Apr 2026)

Description

A three bedroom mid link house having central heating, double glazing & garden situated on a residential estate within Cleator Moor. Suit first time buyer.

Listed by

Covering Whitehaven

Hunters Property Group Ltd

Reference: 16074451

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/03/2023

Expiry date: 06/03/2033

Current heating cost: £1,026/year

Potential heating cost: £829/year

Est. upgrade cost to C: £10,615

Recommendations

Cavity wall insulation (£500 - £1,500)
Draughtproof single-glazed windows (£80 - £120)
Low energy lighting for all fixed outlets (£15)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	08/06/2023 (3 years ago)	£110,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 169 MILL HILL, CLEATOR MOOR, CUMBERLAND, CA25 5SB	£90,000	29/03/2023	Terraced
Same street 159 MILL HILL, CLEATOR MOOR, COPELAND, CUMBRIA, CA25 5SB	£115,000	05/09/2022	Terraced

Street average: £102,500 (2 sales)

Capital growth trend

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: All dwelling types. As of March 2026.

1y (index) -0.8%

5y (index) 22%

10y (index) 63.2%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA25 5SB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Whitehaven Road at Whinney Hill (E bound)	0.1 miles
Bus stop	Whitehaven Road at Whinney Hill (W bound)	0.1 miles
Shop	Travis Perkins	0.4 miles
Shop	KC Motor Smart	0.4 miles
University	UCLan Westlakes Campus	1.0 miles
Train station	Corkickle	2.2 miles
Train station	Whitehaven	2.8 miles
Hospital	Workington Community Hospital	8.0 miles
Hospital	Cockermouth Community Hospital	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	15
Possession of weapons	3
Criminal damage and arson	2
Drugs	1
Other crime	1
Other theft	1
Shoplifting	1
Total incidents	24

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Moor Row Community Primary School	Primary	1.0 miles	Good — 10 Jul 2024
St Patrick's Catholic Primary School	Primary	1.1 miles	Good — 30 Oct 2019
Montreal CofE Primary School	Primary	1.2 miles	Good — 16 Sep 2019
Cleator Moor Nursery School	Nursery	1.2 miles	Requires improvement — 21 May 2024
The Whitehaven Academy	Secondary	1.3 miles	Good — 12 Jul 2023

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.12%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).