Sold STC Terraced

6 HODGSON TERRACE

MILLOM, THE HILL, CUMBERLAND LA18 5HB

2 beds 1 baths 667 sq ft Listed 18 Nov 2022 (-1296d)

£80,000

Offers in Region of

Reduced on 3 Feb 2023

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# 2 bedroom terraced house for sale (LA18 5HB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 6 HODGSON TERRACE, MILLOM, THE HILL, CUMBERLAND LA18 5HB |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 62 m² |
| Last sold | £75,000 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** G
- **Potential rating:** C
- **Current heating cost:** £1,758/year
- **Est. upgrade cost to C:** £30,178

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£30)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- X (£500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8539-8929-8109-0389-0202)

## Description

A Two bedroom cottage style terraced house in a rural village location, just a short drive from all local amenities.

Accommodation is comprised of a lounge, a good size kitchen/diner, upstairs is two bedrooms and a bathroom. With the added benefit of a garden to the rear of the property and stone built coal house.

Ideal Investment opportunity -  Early viewings recommended

**Summary** - A Two bedroom cottage style terraced house in a rural village location, just a short drive from all local amenities.

Accommodation is comprised of a lounge, a good size kitchen/diner, upstairs is two bedrooms and a bathroom. With the added benefit of a garden to the rear of the property and stone built coal house.

Ideal Investment opportunity -  Early viewings recommended

**Reception Room** - 3.633 x 3.103 (11'11" x 10'2") -

**Kitchen** - 4.093 x 3.625 (13'5" x 11'10") -

**Bathroom** - 3.165 x 1.665 (10'4" x 5'5") -

**Bedroom One** - 4.821 x 3.131 (15'9" x 10'3") -

**Bedroom Two** - 3.955 x 3.020 (12'11" x 9'10") -

## Property Photos

- ![IMG_7772.JPG](/listings/photos/129219902/628779) - IMG_7772.JPG
- ![DSC_7753.JPG](/listings/photos/129219902/628782) - DSC_7753.JPG
- ![DSC_7747.JPG](/listings/photos/129219902/628783) - DSC_7747.JPG
- ![DSC_7754.JPG](/listings/photos/129219902/628785) - DSC_7754.JPG
- ![DSC_7742.JPG](/listings/photos/129219902/628786) - DSC_7742.JPG
- ![DSC_7734.JPG](/listings/photos/129219902/628787) - DSC_7734.JPG
- ![DSC_7738.JPG](/listings/photos/129219902/628789) - DSC_7738.JPG
- ![DSC_7760.JPG](/listings/photos/129219902/628791) - DSC_7760.JPG
- ![DSC_7761.JPG](/listings/photos/129219902/628792) - DSC_7761.JPG

## Floorplans

- ![6 Hodgson Terrace, MILLOM. LA18 5HB.JPG](/listings/photos/129219902/628793) - 6 Hodgson Terrace, MILLOM. LA18 5HB.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/129219902/628795) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 HODGSON TERRACE, THE HILL, MILLOM, CUMBERLAND, LA18 5HB | £75,000 | 28/04/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 2 HODGSON TERRACE, THE HILL, MILLOM, COPELAND, CUMBRIA, LA18 5HB | £120,000 | 12/08/2022 | Terraced |

**Street average:** £120,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £129,639 (18 Terraced, LA18, 2024–2026)
- **Deviation:** -38.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## 1% Rule

- **Rent ratio:** 1.19% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,290/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 70.9%
- **10y growth:** 106%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_7772.JPG DSC_7753.JPG DSC_7747.JPG DSC_7754.JPG DSC_7742.JPG DSC_7734.JPG DSC_7738.JPG DSC_7760.JPG DSC_7761.JPG

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Property details

Tenure

FREEHOLD

Floor area

62 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£75,000 Apr 2023

Price per m²

£1,290/m²

Local average

£129,639 (-38.3%)

Deprivation

Decile 4 (12,807 of 33,755)

Street crime

2 incidents within 1 mile (Mar 2026)

Key features

Investment opportunity
2 bedrooms
Rear garden
Rural Village location
EPC G
Shared Septic Tank

Additional details

Garden: Yes

Description

A Two bedroom cottage style terraced house in a rural village location, just a short drive from all local amenities.
Accommodation is comprised of a lounge, a good size kitchen/diner, upstairs is two bedrooms and a bathroom. With the added benefit of a garden to the rear of the property and stone built coal house.
Ideal Investment opportunity - Early viewings recommended

Summary - A Two bedroom cottage style terraced house in a rural village location, just a short drive from all local amenities.
Accommodation is comprised of a lounge, a good size kitchen/diner, upstairs is two bedrooms and a bathroom. With the added benefit of a garden to the rear of the property and stone built coal house.
Ideal Investment opportunity - Early viewings recommended

Reception Room - 3.633 x 3.103 (11'11" x 10'2") -

Kitchen - 4.093 x 3.625 (13'5" x 11'10") -

Bathroom - 3.165 x 1.665 (10'4" x 5'5") -

Bedroom One - 4.821 x 3.131 (15'9" x 10'3") -

Bedroom Two - 3.955 x 3.020 (12'11" x 9'10") -

Listed by

Millom

Corrie and Co Ltd

Reference: 129219902

EPC Rating & Upgrade Cost

Current rating: G

Potential rating: C

Inspection date: 01/11/2021

Current heating cost: £1,758/year

Potential heating cost: £650/year

Est. upgrade cost to C: £30,178

EPC G or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Floor insulation (solid floor) (£4,000 - £6,000)
Increase hot water cylinder insulation (£15 - £30)
Low energy lighting for all fixed outlets (£30)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
High performance external doors (£500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

6 Hodgson Terrace, MILLOM. LA18 5HB.JPG

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Sold	28/04/2023 (3 years ago)	£75,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 2 HODGSON TERRACE, THE HILL, MILLOM, COPELAND, CUMBRIA, LA18 5HB	£120,000	12/08/2022	Terraced

Street average: £120,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 70.9%

10y growth 106%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £499/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA18 5HB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	White Horse Inn (S bound)	0.0 miles
Bus stop	White Horse Inn (N bound)	0.1 miles
Train station	Green Road	0.9 miles
Shop	JT Atkinson	1.8 miles
Train station	Millom	1.8 miles
Hospital	Millom Community Hospital	2.0 miles
Shop	Melville Tyson	3.5 miles
Hospital	Furness General Hospital	7.3 miles

Street-level crime

Category	Count
Violence and sexual offences	2
Total incidents	2

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Thwaites School	Primary	1.5 miles	Requires improvement — 28 Mar 2023
Millom School	Secondary	1.7 miles	Good — 14 Jul 2022
St James' Catholic Primary School	Primary	1.8 miles	Good — 14 Oct 2014
Parkview Nursery School	Nursery	1.9 miles	Good — 11 Dec 2014
Millom Infant School	Primary	2.0 miles	Inadequate — 24 Sep 2023

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.19%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).