# 2 bedroom apartment for sale (SL9 8GZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 6, RUTHERFORD HOUSE, PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE SL9 8GZ |
| Price | £565,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | F |
| Last sold | £540,000 Sep 2025 |

## Description

Introducing this charming two-bedroom apartment located in a sought-after neighbourhood. This modern property boasts a bright and comfortable living space, perfect for a small family or professionals. 

The apartment features a balcony offering stunning views, ideal for relaxing evenings or entertaining guests. There are two allocated parking spaces, ensuring convenience for all residents. The interior is clean and well-maintained, providing a welcoming atmosphere for anyone looking for a new home.

With its convenient location close to local amenities, schools, and transport links, this property offers the perfect blend of comfort and practicality.

## Property Photos

- ![Picture No. 38](/listings/photos/157582232/748030) - Picture No. 38
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- ![Picture No. 47](/listings/photos/157582232/748048) - Picture No. 47
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- ![Picture No. 36](/listings/photos/157582232/748051) - Picture No. 36
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## Floorplans

- ![1139254 L.jpg](/listings/photos/157582232/748053) - 1139254 L.jpg

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/157582232/748054) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| RUTHERFORD HOUSE FLAT 6 PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8GZ | £540,000 | 30/09/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| BROWNS COURT FLAT 1 STATION ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8ES | £270,000 | 12/01/2026 | Flat |
| 50A PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8EF | £180,000 | 14/11/2023 | Flat |
| 5 THE PARK, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8FG | £1,200,000 | 07/11/2023 | Flat |
| BAYTREES, 20 FLAT 1 SOUTH PARK VIEW, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8HN | £680,000 | 01/09/2023 | Flat |
| LONGCROFT, 84 APARTMENT 4 PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8JG | £405,000 | 28/04/2023 | Flat |
| THE LODGE, 86 FLAT 4 PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8JG | £365,000 | 14/04/2023 | Flat |
| PENN HAVEN, 3 FLAT 6 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BY | £640,000 | 16/12/2022 | Flat |
| PARK HOUSE, 6 FLAT 1 SOUTH PARK CRESCENT, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8HJ | £620,000 | 16/12/2022 | Flat |
| CLAREMONT COURT, 76 FLAT 5 PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8HY | £730,000 | 15/12/2022 | Flat |
| 81A PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8PQ | £500,000 | 07/10/2022 | Flat |
| [Same street] RUTHERFORD HOUSE FLAT 13 PACKHORSE ROAD, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8GZ | £625,000 | 14/09/2022 | Flat |
| LYNBURY PLACE, 14 4 SOUTH PARK CRESCENT, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8HJ | £1,275,000 | 16/06/2022 | Flat |
| 7 THE PARK, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8FG | £1,250,000 | 25/03/2022 | Flat |
| OAK END COURT, 34 FLAT 3 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £260,000 | 11/03/2022 | Flat |
| OAK END COURT, 34 FLAT 2 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £260,000 | 11/03/2022 | Flat |
| OAK END COURT, 34 FLAT 9 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £250,000 | 03/03/2022 | Flat |
| 28 FLAT 1 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £150,000 | 26/01/2022 | Flat |
| 28 FLAT 2 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £150,000 | 26/01/2022 | Flat |
| OAK END COURT, 34 FLAT 1 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £345,000 | 21/01/2022 | Flat |
| OAK END COURT, 34 FLAT 8 OAK END WAY, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8BR | £310,000 | 17/12/2021 | Flat |
| 11 THE PARK, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 8FG | £1,000,000 | 07/12/2021 | Flat |

**Street average:** £625,000 (1 sale)
**Area average:** £542,000 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £427,375 (12 Flat, SL9, 2024–2026)
- **Deviation:** +32.2%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,329/mo
- **Realistic:** £1,477/mo
- **Optimistic:** £1,625/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Orche Hill Chambers, SL9 | £2,000/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Penthouse, Optimal House, SL9 | £3,500/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Penthouse, Optimal House, SL9 | £4,500/mo | 2 | 0.23 miles | OpenRent |

**Average rent: £3,333/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £437,500
- **Target investor price (1%):** £350,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,500/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.5×
- **Monthly cashflow:** £900/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -13.2%
- **10y growth:** 80.1%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -5.3%
- **5y growth (index):** 2.9%
- **10y growth (index):** 10.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)