# 2 bedroom semi-detached house for sale (L21 4LW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 82 CHURCH ROAD, LIVERPOOL, SEAFORTH, MERSEYSIDE L21 4LW |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £140,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/08/2035
- **Current heating cost:** £1,029/year
- **Est. upgrade cost to C:** £28,698

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- E (£90 - £105)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6235-0828-7500-0131-3292)

## Description

NO CHAIN

This delighted extended two-bedroom end terraced house presents an excellent opportunity for both first-time buyers and those seeking a comfortable family home. The property boasts a well-maintained interior, featuring front inviting reception room that serves as a perfect space for relaxation or entertaining guests. To the rear there is a kitchen area leading to a conservatory.

The two spacious bedrooms offer ample room and ideal for adding own personalisation, while the bathroom is a good size. The house benefits from gas-fired central heating and UPVC double glazing, providing warmth and energy efficiency throughout the year.

Outside, the property is complemented by gardens to the front and rear, offering a lovely outdoor space for gardening enthusiasts or for enjoying sunny days with family and friends. Additionally, the inclusion of a garage adds convenience and extra storage options, making this home even more appealing.

With its prime location in Seaforth, residents will enjoy easy access to local amenities, schools, and transport links, making it an ideal choice for those looking to settle in a vibrant community. This charming house is a wonderful blend of comfort, modern living, and outdoor space, making it a must-see for anyone in search of their next home.

## Property Photos

- ![image00032.jpeg](/listings/photos/170410892/1186086) - image00032.jpeg
- ![image00022.jpeg](/listings/photos/170410892/1186087) - image00022.jpeg
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- ![image00012.jpeg](/listings/photos/170410892/1186094) - image00012.jpeg
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- ![image00016.jpeg](/listings/photos/170410892/1186096) - image00016.jpeg
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- ![image00011.jpeg](/listings/photos/170410892/1186098) - image00011.jpeg
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- ![image00001.jpeg](/listings/photos/170410892/1186100) - image00001.jpeg
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- ![image00029.jpeg](/listings/photos/170410892/1186105) - image00029.jpeg
- ![image00033.jpeg](/listings/photos/170410892/1186106) - image00033.jpeg

## Floorplans

- ![21churchroad-High (4).jpg](/listings/photos/170410892/1186107) - 21churchroad-High (4).jpg

## EPC Graphs

- ![EE Rating](/listings/photos/170410892/1186108) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £140,000 | 23/03/2026 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £109,000 | 30/11/2007 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £54,000 | 09/12/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £153,000 | 17/10/2025 | Terraced |
| 68 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BZ | £116,000 | 27/10/2023 | Semi-detached |
| [Same street] 94 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £60,000 | 20/02/2023 | Terraced |
| [Same street] 76 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £128,000 | 05/04/2022 | Terraced |
| 29 HARROWBY ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DP | £122,000 | 25/02/2022 | Semi-detached |

**Street average:** £113,667 (3 sales)
**Area average:** £119,000 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £215,440 (26 Semi-detached, L21, 2024–2026)
- **Deviation:** -35%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £835/mo
- **Realistic:** £928/mo
- **Optimistic:** £1,021/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Verdi Avenue, L21 | £800/mo | 2 | 0.2 miles | OpenRent |
| 2 Bed Terraced House, Pope Street, L20 | £880/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £840/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £105,000
- **Target investor price (1%):** £84,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £840/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £180/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.2%
- **10y growth:** 83.4%

## House Price Index (HM Land Registry)

*Official index for Sefton; Semi-detached series; as of April 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 26.8%
- **10y growth (index):** 61%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)