Sold STC Semi-detached

82 CHURCH ROAD

LIVERPOOL, SEAFORTH, MERSEYSIDE L21 4LW

2 beds 1 baths 70 m² Listed 18 Dec 2025 (-215d)

£140,000

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# 2 bedroom semi-detached house for sale (L21 4LW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 82 CHURCH ROAD, LIVERPOOL, SEAFORTH, MERSEYSIDE L21 4LW |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £140,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/08/2035
- **Current heating cost:** £1,029/year
- **Est. upgrade cost to C:** £28,698

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- E (£90 - £105)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6235-0828-7500-0131-3292)

## Description

NO CHAIN

This delighted extended two-bedroom end terraced house presents an excellent opportunity for both first-time buyers and those seeking a comfortable family home. The property boasts a well-maintained interior, featuring front inviting reception room that serves as a perfect space for relaxation or entertaining guests. To the rear there is a kitchen area leading to a conservatory.

The two spacious bedrooms offer ample room and ideal for adding own personalisation, while the bathroom is a good size. The house benefits from gas-fired central heating and UPVC double glazing, providing warmth and energy efficiency throughout the year.

Outside, the property is complemented by gardens to the front and rear, offering a lovely outdoor space for gardening enthusiasts or for enjoying sunny days with family and friends. Additionally, the inclusion of a garage adds convenience and extra storage options, making this home even more appealing.

With its prime location in Seaforth, residents will enjoy easy access to local amenities, schools, and transport links, making it an ideal choice for those looking to settle in a vibrant community. This charming house is a wonderful blend of comfort, modern living, and outdoor space, making it a must-see for anyone in search of their next home.

## Property Photos

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## Floorplans

- ![21churchroad-High (4).jpg](/listings/photos/170410892/1186107) - 21churchroad-High (4).jpg

## EPC Graphs

- ![EE Rating](/listings/photos/170410892/1186108) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £140,000 | 23/03/2026 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £109,000 | 30/11/2007 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £54,000 | 09/12/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £153,000 | 17/10/2025 | Terraced |
| 68 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BZ | £116,000 | 27/10/2023 | Semi-detached |
| [Same street] 94 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £60,000 | 20/02/2023 | Terraced |
| [Same street] 76 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £128,000 | 05/04/2022 | Terraced |
| 29 HARROWBY ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DP | £122,000 | 25/02/2022 | Semi-detached |

**Street average:** £113,667 (3 sales)
**Area average:** £119,000 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £215,440 (26 Semi-detached, L21, 2024–2026)
- **Deviation:** -35%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £835/mo
- **Realistic:** £928/mo
- **Optimistic:** £1,021/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Verdi Avenue, L21 | £800/mo | 2 | 0.2 miles | OpenRent |
| 2 Bed Terraced House, Pope Street, L20 | £880/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £840/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £105,000
- **Target investor price (1%):** £84,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £840/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £180/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.2%
- **10y growth:** 83.4%

## House Price Index (HM Land Registry)

*Official index for Sefton; Semi-detached series; as of April 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 26.8%
- **10y growth (index):** 61%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

70 m²

Council tax band

EPC rating

Last sold

£140,000 Mar 2026

Price per m²

£2,000/m²

Local average

£215,440 (-35%)

Deprivation

Decile 1 (920 of 33,755)

Street crime

278 incidents within 1 mile (May 2026)

Key features

NO CHAIN
TWO BEDROOM END TERRACE
DRIVEWAY AND GARAGE
FRONT COSY ROOM LEADING TO KITCHEN/DINING AREA
CONSERVATORY AREA
GOOD SIZE GARDEN
LARGE FAMILY BATHROOM
GREAT LOCATION CLOSE TO ALL LOCAL AMENITIES

Additional details

Parking: Yes
Garden: Yes

Description

NO CHAIN
This delighted extended two-bedroom end terraced house presents an excellent opportunity for both first-time buyers and those seeking a comfortable family home. The property boasts a well-maintained interior, featuring front inviting reception room that serves as a perfect space for relaxation or entertaining guests. To the rear there is a kitchen area leading to a conservatory.

The two spacious bedrooms offer ample room and ideal for adding own personalisation, while the bathroom is a good size. The house benefits from gas-fired central heating and UPVC double glazing, providing warmth and energy efficiency throughout the year.

Outside, the property is complemented by gardens to the front and rear, offering a lovely outdoor space for gardening enthusiasts or for enjoying sunny days with family and friends. Additionally, the inclusion of a garage adds convenience and extra storage options, making this home even more appealing.

With its prime location in Seaforth, residents will enjoy easy access to local amenities, schools, and transport links, making it an ideal choice for those looking to settle in a vibrant community. This charming house is a wonderful blend of comfort, modern living, and outdoor space, making it a must-see for anyone in search of their next home.

Listed by

Crosby

Abode Group (NW) Ltd

Reference: 170410892

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 19/08/2025

Expiry date: 18/08/2035

Current heating cost: £1,029/year

Potential heating cost: £628/year

Est. upgrade cost to C: £28,698

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£90 - £105)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

21churchroad-High (4).jpg

EPC Graphs

EE Rating

Price history

159% since 2002

Event	Date	Price	% change
Sold	23/03/2026 (3 months ago)	£140,000	+28.4%
Sold	30/11/2007 (18 years ago)	£109,000	+101.9%
Sold	09/12/2002 (23 years ago)	£54,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW	£153,000	17/10/2025	Terraced
68 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BZ	£116,000	27/10/2023	Semi-detached
Same street 94 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW	£60,000	20/02/2023	Terraced
Same street 76 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW	£128,000	05/04/2022	Terraced
29 HARROWBY ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DP	£122,000	25/02/2022	Semi-detached

Street average: £113,667 (3 sales)

Area average: £119,000 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.2%

10y growth 83.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Sefton. Series: Semi-detached. As of April 2026.

1y (index) 4%

5y (index) 26.8%

10y (index) 61%

Rental Range

Estimated market rent for Sefton. Low = conservative, Realistic = average, Optimistic = best case.

Low £835/mo

Realistic £928/mo

Optimistic £1,021/mo

Based on Local Authority from postcode lookup → Sefton.

LHA (30th percentile) floor for Greater Liverpool: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View L21 4LW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	CROSBY ROAD SOUTH/ELM DRIVE	0.1 miles
Bus stop	CHURCH ROAD/CROSBY ROAD SOUTH	0.2 miles
Shop	Pet Shack: Pet Deli	0.3 miles
Train station	Seaforth & Litherland	0.4 miles
Shop	Customise Your Wheels	0.9 miles
Train station	Waterloo	0.9 miles
Hospital	DRIVE THROUGH PHLEBOTOMY	3.3 miles
University	Liverpool John Moores University City Campus	3.8 miles
University	Liverpool Hope University	3.9 miles
Hospital	Rathbone Hospital	5.6 miles

Street-level crime

Category	Count
Violence and sexual offences	144
Criminal damage and arson	34
Anti-social behaviour	26
Public order	17
Shoplifting	12
Drugs	11
Other theft	8
Other crime	7
Vehicle crime	6
Burglary	4
Bicycle theft	3
Robbery	3
Possession of weapons	2
Theft from the person	1
Total incidents	278

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Educ8 Liverpool	Other	0.3 miles	Requires improvement — 28 Sep 2023
Rimrose Hope CofE Primary School	Primary	0.3 miles	Outstanding — 13 Jul 2023
Our Lady Star of the Sea Catholic Primary School	Primary	0.4 miles	Good — 22 May 2024
Thomas Gray Primary School	Primary	0.8 miles	Good — 15 Jan 2023
King's Lander Primary Academy	Primary	0.8 miles	Good — 2 May 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Verdi Avenue, L21	£800/mo	2	0.2 miles	OpenRent
2 Bed Terraced House, Pope Street, L20	£880/mo	2	0.51 miles	OpenRent

Average rent: £840/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £105,000

Target investor price (1%) £84,000

Gross yield 7.2%

Cost-to-rent ratio 13.9×

Monthly cashflow £180/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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