# 3 bedroom detached house for sale (IP14 1HP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 86 UNION STREET EAST, STOWMARKET, SUFFOLK IP14 1HP |
| Price | £325,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £320,000 Mar 2026 |

## Description

A superbly presented detached Grade II listed period house situated within walking distance of the town centre of Stowmarket and close to the railway station giving excellent access to London Liverpool Street and beyond. The property offers many period features including exposed timber beams and inglenook fireplace with wood burning stove.  The property enjoys spacious living accommodation with many period features including large sitting room with inglenook fireplace, split level kitchen/dining room, cloakroom, boot room, 3 bedrooms with en suite bathroom to master and separate shower room.  The property has gas fired central heating, and a fabulous outside space comprising a studio and a covered seating area. The property also benefits from a Garage & off road parking for two further vehicles.  Viewing is highly recommended.

## Property Photos

- ![Kitchen/Dining Room](/listings/photos/87437652/1312467) - Kitchen/Dining Room
- ![Sitting Room](/listings/photos/87437652/1312468) - Sitting Room
- ![Garden](/listings/photos/87437652/1312469) - Garden
- ![Bedroom](/listings/photos/87437652/1312470) - Bedroom
- ![Studio](/listings/photos/87437652/1312471) - Studio
- ![Bedroom](/listings/photos/87437652/1312472) - Bedroom
- ![Bedroom](/listings/photos/87437652/1312473) - Bedroom
- ![Bathroom](/listings/photos/87437652/1312474) - Bathroom
- ![Cloakroom](/listings/photos/87437652/1312475) - Cloakroom
- ![Kitchen/Dining Room](/listings/photos/87437652/1312476) - Kitchen/Dining Room
- ![Sitting Room](/listings/photos/87437652/1312477) - Sitting Room
- ![Shower Room](/listings/photos/87437652/1312478) - Shower Room
- ![Hall](/listings/photos/87437652/1312479) - Hall
- ![Cloakroom](/listings/photos/87437652/1312480) - Cloakroom
- ![Boot Room](/listings/photos/87437652/1312481) - Boot Room
- ![Study area](/listings/photos/87437652/1312482) - Study area
- ![Inglenook](/listings/photos/87437652/1312483) - Inglenook
- ![Kitchen](/listings/photos/87437652/1312484) - Kitchen
- ![Studio](/listings/photos/87437652/1312485) - Studio
- ![Seating Room](/listings/photos/87437652/1312486) - Seating Room
- ![Driveway & Garage](/listings/photos/87437652/1312487) - Driveway & Garage
- ![Rear.jpg](/listings/photos/87437652/1312488) - Rear.jpg
- ![Front .png](/listings/photos/87437652/1312489) - Front .png

## Floorplans

- ![Floorplan](/listings/photos/87437652/1312490) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 86 UNION STREET EAST, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1HP | £320,000 | 13/03/2026 | Detached |
| 86 UNION STREET EAST, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1HP | £186,000 | 07/04/2017 | Detached |
| 86 UNION STREET EAST, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1HP | £220,000 | 24/03/2009 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 FAIRFIELD HILL, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1NG | £305,000 | 29/07/2022 | Detached |
| 7 CHURCH WALK, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1ET | £295,000 | 05/05/2022 | Detached |
| 4 TYDEMANS COURT, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1HS | £295,000 | 16/12/2021 | Detached |
| 101 - 103 BURY STREET, STOWMARKET, MID SUFFOLK, SUFFOLK, IP14 1HD | £280,000 | 03/09/2021 | Detached |

**Area average:** £293,750 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £387,333 (74 Detached, IP14, 2024–2026)
- **Deviation:** -16.1%

## Rental Range

*ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £895/mo
- **Realistic:** £994/mo
- **Optimistic:** £1,093/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £124,250
- **Target investor price (1%):** £99,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.1%
- **10y growth:** 23.2%

## House Price Index (HM Land Registry)

*Official index for Mid Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 4.7%
- **5y growth (index):** 11.5%
- **10y growth (index):** 31.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)