# High street retail property for sale (CF45 3HB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF CF45 3HB |
| Price | £10,000 |
| Last sold | £31,000 Jun 2015 |

## Description

FOR SALE BY PUBLIC AUCTION Tuesday 19th May 2015 - 5pm at Park Inn Hotel, Circle Way East, Llanedeyrn, Cardiff, CF23 9XF.

A vacant mid terrace two storey retail premises requiring renovation situated on the main retailing street through the town amidst a variety of retailers and service providers including national, regional and local covenants.

The property has a glazed display frontage with cement rendered upper front elevation with timber framed fenestration beneath a pitched slate roof.

The property has the potential for a variety of uses including self containment of upper floors to create a residential dwelling subject to all necessary consents.

Accommodation:

GF:	open plan retail area, storeroom/kitchen.

FF:	Landing, three rooms, w.c.

Tenure: 	Freehold 

Viewing:	Auctioneers Office, Seel & Co Ltd (029) 2037 0117

Guide Price: £10,000 - £15,000

Please refer to legal pack and auction catalogue prior to bidding.

## Property Photos

- ![Photo](/listings/photos/49480873/609774)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HB | £31,000 | 17/06/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 ELIM CHURCH KNIGHT STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3EY | £60,000 | 28/02/2025 | Other |
| [Same street] 62 - 64 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HB | £46,000 | 27/10/2023 | Other |
| 23 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3PL | £95,000 | 31/03/2023 | Other |
| 37 NAPIER STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HW | £74,500 | 04/10/2022 | Other |
| 21B OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3PG | £65,000 | 24/08/2022 | Other |
| NAPIERS HOTEL, 76 HIGH STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3LD | £180,000 | 02/08/2022 | Other |
| BRYNIFOR HOUSE DARRAN ROAD, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HG | £90,000 | 08/07/2022 | Other |
| TY CALON LAN OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HD | £5,345,000 | 22/10/2021 | Other |
| 59 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3HD | £105,000 | 01/09/2021 | Other |
| 7 OXFORD STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3PG | £20,000 | 11/08/2021 | Other |
| 3 PRYCE STREET, MOUNTAIN ASH, RHONDDA CYNON TAFF, CF45 3NS | £63,000 | 12/07/2021 | Other |

**Street average:** £46,000 (1 sale)
**Area average:** £609,750 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £60,000 (1 Other, CF45, 2024–2026)
- **Deviation:** -83.3%

## Rental Range

*ONS Price Index of Private Rents (Rhondda Cynon Taf). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £672/mo
- **Realistic:** £747/mo
- **Optimistic:** £822/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Napier St, CF45 | £775/mo | 2 | 0.02 miles | OpenRent |
| 2 Bed Flat, Bruce Street, CF45 | £500/mo | 2 | 0.04 miles | OpenRent |
| 1 Bed Flat, Oxford St, CF45 | £600/mo | 1 | 0.05 miles | OpenRent |
| 2 Bed Terraced House, Pryce Street, CF45 | £675/mo | 2 | 0.13 miles | OpenRent |
| 2 Bed Terraced House, High St, CF45 | £745/mo | 2 | 0.14 miles | OpenRent |
| 2 Bed Terraced House, Duffryn Street, CF45 | £725/mo | 2 | 0.14 miles | OpenRent |
| 2 Bed Terraced House, Union Street, CF45 | £700/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Granville Terrace, CF45 | £790/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Granville Terrace, CF45 | £800/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Terraced House, Strand St, CF45 | £775/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £709/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 7.35% (strong)
- **Max investor price (0.8%):** £91,875
- **Target investor price (1%):** £73,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £735/mo).*

- **Gross yield:** 88.2%
- **Cost-to-rent:** 1.1×
- **Monthly cashflow:** £597/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 247.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## House Price Index (HM Land Registry)

*Official index for Rhondda Cynon Taf; All dwelling types series; as of March 2026.*

- **1y growth (index):** 6%
- **5y growth (index):** 30.3%
- **10y growth (index):** 74.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)