# 2 bedroom terraced house for sale (ST4 2BE) ## Property Details | Key | Value | |-----|-------| | Address | 78 SPENCER ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE | | Price | £120,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Last sold | £115,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** C - **Expiry date:** 06/11/2034 - **Current heating cost:** £1,313/year - **Est. upgrade cost to C:** £19,900 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - G (£350 - £450) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1334-8629-4409-0963-3206) ## Description This charming terrace property is located in the heart of Stoke On Trent, Staffordshire and is perfect for those looking for a home that is both spacious and conveniently located. With two bedrooms, one bathroom, and two reception rooms, this property is perfect for families or couples looking for a comfortable living space. Upon entering the property, you are greeted by a spacious living room that is perfect for relaxing and entertaining guests. The living room leads to a second reception room that can be used as a dining room or a study. The kitchen is located at the rear of the property and is in need of a little updating, but has plenty of potential for those looking to put their own stamp on the property. Upstairs, there are two spacious bedrooms that are perfect for families or couples. The bathroom is located on the first floor and is in good condition. The property also benefits from gas central heating, ensuring that you stay warm and comfortable throughout the year. One of the standout features of this property is its location. It is within walking distance of Staffs Uni, making it perfect for students or those working at the university. The property is also located close to local amenities, including shops, restaurants, and cafes. The property also benefits from a garage, providing ample space for parking or storage. The garage is accessed via a rear alleyway, ensuring that your vehicle is safe and secure. Stoke On Trent is a vibrant and bustling city that has plenty to offer residents and visitors alike. The city is home to a number of museums and galleries, including the Potteries Museum and Art Gallery, which showcases the city`s rich history and heritage. For those who enjoy the great outdoors, Stoke On Trent is home to a number of parks and green spaces, including Hanley Park and Central Forest Park. These parks are perfect for picnics, walks, and bike rides. The city is also home to a number of shopping centres, including the intu Potteries shopping centre, which is home to a range of high street and designer stores. There are also a number of independent shops and boutiques located throughout the city, offering a unique shopping experience. For those who enjoy dining out, Stoke On Trent has plenty of options to choose from. The city is home to a range of restaurants, cafes, and bars, offering everything from traditional British cuisine to international dishes. Overall, this terrace property is perfect for those looking for a comfortable and convenient living space in the heart of Stoke On Trent. With its spacious living areas, two bedrooms, and garage, this property is perfect for families or couples. And with its convenient location and proximity to local amenities, it is the perfect place to call home. **Notice** Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only. ## Property Photos - ![Photo](/listings/photos/164732159/824482) - ![Photo](/listings/photos/164732159/824483) - ![Photo](/listings/photos/164732159/824484) - ![Photo](/listings/photos/164732159/824485) - ![Photo](/listings/photos/164732159/824486) - ![Photo](/listings/photos/164732159/824487) - ![Photo](/listings/photos/164732159/824488) - ![Photo](/listings/photos/164732159/824489) - ![Photo](/listings/photos/164732159/824490) - ![Photo](/listings/photos/164732159/824491) - ![Photo](/listings/photos/164732159/824492) - ![Photo](/listings/photos/164732159/824493) - ![Photo](/listings/photos/164732159/824494) - ![Photo](/listings/photos/164732159/824495) - ![Photo](/listings/photos/164732159/824496) - ![Photo](/listings/photos/164732159/824497) - ![Photo](/listings/photos/164732159/824498) - ![Photo](/listings/photos/164732159/824499) - ![Photo](/listings/photos/164732159/824500) - ![Photo](/listings/photos/164732159/824501) - ![Photo](/listings/photos/164732159/824502) ## Floorplans - ![Floorplan 1](/listings/photos/164732159/824503) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/164732159/824504) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 78 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/02/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced | | 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced | | [Same street] 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced | | 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced | | [Same street] 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced | | 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced | | [Same street] 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced | | 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced | | 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced | | 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced | | 88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £160,000 | 11/08/2023 | Terraced | | 102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £100,000 | 27/07/2023 | Terraced | | 104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £105,000 | 14/07/2023 | Terraced | | 105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £122,500 | 23/06/2023 | Terraced | | 113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £105,000 | 05/05/2023 | Terraced | | 140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £175,000 | 21/04/2023 | Terraced | | [Same street] 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other | | 112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £121,000 | 18/01/2023 | Terraced | | 144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £173,000 | 13/01/2023 | Terraced | | 140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 14/12/2022 | Terraced | | 110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £170,000 | 02/12/2022 | Terraced | | 13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £121,000 | 25/11/2022 | Terraced | | 117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £125,000 | 07/10/2022 | Terraced | | 65 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EL | £172,000 | 04/10/2022 | Terraced | | [Same street] 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £110,500 | 08/07/2022 | Terraced | | [Same street] 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £108,000 | 10/05/2022 | Terraced | | [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/01/2022 | Terraced | | [Same street] 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £95,000 | 11/10/2021 | Terraced | **Street average:** £117,181 (8 sales) **Area average:** £137,425 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £112,393 (157 Terraced, ST4, 2024–2026) - **Deviation:** +6.8% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £638/mo - **Realistic:** £709/mo - **Optimistic:** £780/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Lewis Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6bd66d0) | £725/mo | 2 | 0.4 miles | Rightmove | | [61 Kingsway, Stoke-on-Trent, ST4 1JB](http://87.117.209.195:8080/listings/4bec9f7) | £695/mo | 2 | 0.46 miles | Rightmove | | [Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD](http://87.117.209.195:8080/listings/bc08cb3) | £750/mo | 2 | 0.48 miles | Rightmove | | [Boothen Road, Stoke-on-Trent](http://87.117.209.195:8080/listings/062a021) | £785/mo | 2 | 0.57 miles | Rightmove | | [Tolkein Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c6a7bf7) | £915/mo | 2 | 0.58 miles | Rightmove | | [Cornwallis Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ae1517e) | £650/mo | 2 | 0.6 miles | Rightmove | | [Cornwallis street, Stoke](http://87.117.209.195:8080/listings/3dff9ad) | £695/mo | 2 | 0.6 miles | Rightmove | | [Cornwallis Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/6c6c0ea) | £695/mo | 2 | 0.61 miles | Rightmove | | [Cornwallis Street, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c80065a) | £850/mo | 2 | 0.62 miles | Rightmove | | [Penstock Drive, Etruria](http://87.117.209.195:8080/listings/d6d2236) | £750/mo | 2 | 0.68 miles | Rightmove | | [Fletcher Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/f7b6ff6) | £775/mo | 2 | 0.71 miles | Rightmove | | [Princes Road, Stoke-on-Trent](http://87.117.209.195:8080/listings/b08294e) | £800/mo | 2 | 0.72 miles | Rightmove | | [Bob Mcgrory Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/75a3937) | £900/mo | 2 | 0.73 miles | Rightmove | | [Edward Street, Fenton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d2b5c21) | £700/mo | 2 | 0.73 miles | Rightmove | | [Princes Road, Penkhull](http://87.117.209.195:8080/listings/5cfcb38) | £395/mo | — | 0.74 miles | Rightmove | | [Quarry Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/11c0e0f) | £800/mo | 2 | 0.74 miles | Rightmove | | [Standard Street, Fenton, ST4](http://87.117.209.195:8080/listings/3d10579) | £850/mo | 2 | 0.75 miles | Rightmove | | [Fletcher Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/69fabfd) | £750/mo | 2 | 0.76 miles | Rightmove | | [Edison Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/46d7652) | £725/mo | 2 | 0.78 miles | Rightmove | | [Elizabeth House, Scholars Court, Off West Avenue, Penkhull, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/171a326) | £945/mo | 2 | 0.79 miles | Rightmove | **Average rent: £784/mo (73 listings)** ## 1% Rule - **Rent ratio:** 0.63% (weak for cashflow) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 7.5% - **Cost-to-rent:** 13.3× - **Monthly cashflow:** £177/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,558/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 12.1% - **10y growth:** 26% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of April 2026.* - **1y growth (index):** 4.8% - **5y growth (index):** 25.7% - **10y growth (index):** 63.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)