For sale Terraced

15 CHAPEL STREET

STOKE-ON-TRENT, STOKE-ON-TRENT ST2 9AT

3 beds 1 baths 66 m² Listed 25 Apr 2026 (-98d)

£110,000

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# 3 bedroom terraced house for sale (ST2 9AT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 CHAPEL STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST2 9AT |
| Price | £110,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £78,000 Jun 2014 |

## Description

You're welcomed into the property via the living room, with feature fireplace.  The dining kitchen has a good range of fitted units to the base and eye level, electric oven, hob, space for a free standing fridge/freezer and ample room for a dining table and chairs.  A laundry area has space and plumbing for a washing machine and door to the rear yard.  A well equipped bathroom incorporates a p-shaped bath with shower over, low level WC and pedestal wash hand basin.

To the first floor are three bedrooms.

Externally to rear is a paved low maintenance yard which is fully enclosed,

The property is warmed via a gas fired central heating boiler and is Upvc double glazed.

An ideal buy to let or first time buy, a viewing is highly recommended to appreciate the spacious accommodation, location and quality.

**Living Room** - 9' 10'' x 11' 6'' (3.00m x 3.50m) - UPVC double glazed door to the front elevation, UPVC double glazed window to the front elevation, radiator.  -  Size : - 9' 10'' x 11' 6'' (3.00m x 3.50m)

**Kitchen/Dining Room** - 14' 1'' x 11' 6'' (4.30m x 3.50m) - UPVC double glazed window to the rear elevation, range of fitted units to the base and eye level, one and half bowl sink unit with drainer, splashbacks, integral cooker with hob, space for freestanding fridge/freezer.  -  Size : - 14' 1'' x 11' 6'' (4.30m x 3.50m)

**Laundry Area** - 11' 6'' x 7' 1'' (3.50m x 2.16m) - UPVC double glazed door to the rear elevation, plumbing for washing machine.  -  Size : - 11' 6'' x 7' 1'' (3.50m x 2.16m)

**Bathroom** - 11' 4'' x 7' 1'' (3.46m x 2.16m) - UPVC double glazed window to the side elevation, lower level WC, wash hand basin, bath with shower over, extractor fan, towel warming radiator.  -  Size : - 11' 4'' x 7' 1'' (3.46m x 2.16m)

**First Floor** -

**Landing** - Loft access.

**Bedroom One** - 9' 9'' x 11' 6'' (2.97m x 3.50m) - UPVC double glazed window to the front elevation.  -  Size : - 9' 9'' x 11' 6'' (2.97m x 3.50m)

**Bedroom Two** - 11' 1'' x 6' 6'' (3.38m x 1.98m) - UPVC double glazed window to the rear elevation, radiator.  -  Size : - 11' 1'' x 6' 6'' (3.38m x 1.98m)

**Bedroom Three** - 7' 5'' x 8' 6'' (2.26m x 2.58m) - UPVC double glazed window to the rear elevation, radiator.  -  Size : - 7' 5'' x 8' 6'' (2.26m x 2.58m)

**Externally** - Enclosed rear yard with paved patio.  -  Size : -

## Property Photos

- ![IMG_4361.JPG](/listings/photos/174923561/243302) - IMG_4361.JPG
- ![IMG_4316 2.JPG](/listings/photos/174923561/243303) - IMG_4316 2.JPG
- ![IMG_4320 4.JPG](/listings/photos/174923561/243304) - IMG_4320 4.JPG
- ![IMG_4321 3.JPG](/listings/photos/174923561/243305) - IMG_4321 3.JPG
- ![IMG_4310 3.JPG](/listings/photos/174923561/243306) - IMG_4310 3.JPG
- ![IMG_4314 3.JPG](/listings/photos/174923561/243307) - IMG_4314 3.JPG
- ![IMG_4332 2.JPG](/listings/photos/174923561/243308) - IMG_4332 2.JPG
- ![IMG_4339.JPG](/listings/photos/174923561/243309) - IMG_4339.JPG
- ![IMG_4343 2.JPG](/listings/photos/174923561/243310) - IMG_4343 2.JPG
- ![IMG_4346.JPG](/listings/photos/174923561/243311) - IMG_4346.JPG
- ![IMG_4351.JPG](/listings/photos/174923561/243312) - IMG_4351.JPG
- ![IMG_4353.JPG](/listings/photos/174923561/243313) - IMG_4353.JPG
- ![IMG_4354.JPG](/listings/photos/174923561/243314) - IMG_4354.JPG
- ![IMG_4337.JPG](/listings/photos/174923561/243315) - IMG_4337.JPG

## Floorplans

- ![Floorplan 1](/listings/photos/174923561/243316) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #7943902
- **Address:** 15 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 31/01/2011
- **Work Completed:** 20/01/2011
- **Items:** 4 window(s), 1 door(s)

### FENSA Certificate #5352057
- **Address:** 15 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 07/01/2008
- **Work Completed:** 18/12/2007
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £78,000 | 30/06/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £113,100 | 20/03/2026 | Terraced |
| 362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX | £92,000 | 23/01/2026 | Terraced |
| 318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £100,000 | 27/11/2025 | Terraced |
| 11 WESTFIELD ROAD, STOKE-ON-TRENT, ST2 9HU | £130,000 | 01/11/2023 | Terraced |
| [Same street] 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £95,005 | 29/06/2023 | Terraced |
| 19 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £60,000 | 12/05/2023 | Terraced |
| 4 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £85,500 | 20/12/2022 | Terraced |
| 220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW | £151,000 | 20/12/2022 | Terraced |
| 316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £75,000 | 22/11/2022 | Terraced |
| 31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £110,000 | 22/11/2022 | Terraced |
| 7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ | £100,000 | 28/10/2022 | Terraced |
| 10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA | £142,000 | 28/07/2022 | Terraced |
| 322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 01/07/2022 | Terraced |
| 284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 15/06/2022 | Terraced |
| 28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £130,000 | 06/05/2022 | Terraced |
| 22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA | £127,000 | 19/04/2022 | Terraced |
| 12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £125,000 | 31/03/2022 | Terraced |
| 14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £80,500 | 23/03/2022 | Terraced |
| 16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £82,500 | 28/01/2022 | Terraced |
| [Same street] 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £87,500 | 21/01/2022 | Terraced |
| 324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £95,150 | 21/01/2022 | Terraced |
| 20 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £63,500 | 14/01/2022 | Terraced |
| 224 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW | £82,000 | 05/01/2022 | Terraced |

**Street average:** £98,535 (3 sales)
**Area average:** £101,308 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £146,130 (20 Terraced, ST2, 2024–2026)
- **Deviation:** -24.7%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £636/mo
- **Realistic:** £707/mo
- **Optimistic:** £778/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Pennell Street, Stoke On Trent](http://87.117.209.195:8080/listings/f9e3ed6) | £795/mo | 3 | 0.14 miles | Rightmove |
| 3 Bed Semi-Detached House, Angus Close, ST2 | £900/mo | 3 | 0.14 miles | OpenRent |
| [George Treglown Grove,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/e22ae30) | £995/mo | 3 | 0.19 miles | Rightmove |
| [Werrington Road, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/fff6768) | £975/mo | 3 | 0.42 miles | Rightmove |
| [Broughton Road](http://87.117.209.195:8080/listings/61bdefb) | £1,100/mo | 3 | 0.72 miles | Rightmove |
| [Winslow Green, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/4d655f5) | £925/mo | 3 | 0.81 miles | Rightmove |
| [Thornham Green, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/dc05fd7) | £950/mo | 3 | 0.88 miles | Rightmove |
| [Winchester Avenue, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/16b59e8) | £875/mo | 3 | 0.9 miles | Rightmove |
| [Friars Road, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/1b28f69) | £925/mo | 3 | 1.01 miles | Rightmove |
| [Housefield Road, ST2](http://87.117.209.195:8080/listings/8d8b306) | £895/mo | 3 | 1.21 miles | Rightmove |
| [Spalding Place, Stoke-On-Trent](http://87.117.209.195:8080/listings/e69e5be) | £895/mo | 3 | 1.42 miles | Rightmove |

**Average rent: £930/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £374/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.7%
- **10y growth:** 64%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_4361.JPG IMG_4316 2.JPG IMG_4320 4.JPG IMG_4321 3.JPG IMG_4310 3.JPG IMG_4314 3.JPG IMG_4332 2.JPG IMG_4339.JPG IMG_4343 2.JPG IMG_4346.JPG IMG_4351.JPG IMG_4353.JPG IMG_4354.JPG IMG_4337.JPG

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Property details

Tenure

FREEHOLD

Floor area

66 m²

Council tax band

Last sold

£78,000 Jun 2014

Local average

£146,130 (-24.7%)

Deprivation

Decile 6 (17,321 of 33,755)

Street crime

238 incidents within 1 mile (May 2026)

Key features

Three bedroom terrace property
14ft dining kitchen
Located on a no through road
Well equipped bathroom
Low maintenance rear yard
Gas central heating
Ideal buy to let or first time buy

Additional details

Garden: Yes

Description

This delightful three bedroom terrace property is situated within a quiet no through road, having excellent commuting links onto the Werrington Road and throughout the Potteries. A deceptively spacious property having a 14ft dining kitchen, laundry area, bathroom and three bedrooms to the first floor.
You're welcomed into the property via the living room, with feature fireplace. The dining kitchen has a good range of fitted units to the base and eye level, electric oven, hob, space for a free standing fridge/freezer and ample room for a dining table and chairs. A laundry area has space and plumbing for a washing machine and door to the rear yard. A well equipped bathroom incorporates a p-shaped bath with shower over, low level WC and pedestal wash hand basin.
To the first floor are three bedrooms.
Externally to rear is a paved low maintenance yard which is fully enclosed,
The property is warmed via a gas fired central heating boiler and is Upvc double glazed.
An ideal buy to let or first time buy, a viewing is highly recommended to appreciate the spacious accommodation, location and quality.

Living Room - 9' 10'' x 11' 6'' (3.00m x 3.50m) - UPVC double glazed door to the front elevation, UPVC double glazed window to the front elevation, radiator. - Size : - 9' 10'' x 11' 6'' (3.00m x 3.50m)

Kitchen/Dining Room - 14' 1'' x 11' 6'' (4.30m x 3.50m) - UPVC double glazed window to the rear elevation, range of fitted units to the base and eye level, one and half bowl sink unit with drainer, splashbacks, integral cooker with hob, space for freestanding fridge/freezer. - Size : - 14' 1'' x 11' 6'' (4.30m x 3.50m)

Laundry Area - 11' 6'' x 7' 1'' (3.50m x 2.16m) - UPVC double glazed door to the rear elevation, plumbing for washing machine. - Size : - 11' 6'' x 7' 1'' (3.50m x 2.16m)

Bathroom - 11' 4'' x 7' 1'' (3.46m x 2.16m) - UPVC double glazed window to the side elevation, lower level WC, wash hand basin, bath with shower over, extractor fan, towel warming radiator. - Size : - 11' 4'' x 7' 1'' (3.46m x 2.16m)

First Floor -

Landing - Loft access.

Bedroom One - 9' 9'' x 11' 6'' (2.97m x 3.50m) - UPVC double glazed window to the front elevation. - Size : - 9' 9'' x 11' 6'' (2.97m x 3.50m)

Bedroom Two - 11' 1'' x 6' 6'' (3.38m x 1.98m) - UPVC double glazed window to the rear elevation, radiator. - Size : - 11' 1'' x 6' 6'' (3.38m x 1.98m)

Bedroom Three - 7' 5'' x 8' 6'' (2.26m x 2.58m) - UPVC double glazed window to the rear elevation, radiator. - Size : - 7' 5'' x 8' 6'' (2.26m x 2.58m)

Externally - Enclosed rear yard with paved patio. - Size : -

Listed by

Leek

Rostons

Reference: 174923561

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7943902

Property Details

Street: 15 Chapel Street

Town: STOKE-ON-TRENT

Postcode: ST2 9AT

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 31/01/2011

Work Completed: 20/01/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #5352057

Property Details

Street: 15 Chapel Street

Town: STOKE-ON-TRENT

Postcode: ST2 9AT

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 07/01/2008

Work Completed: 18/12/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£110,000	+41%
Sold	30/06/2014 (12 years ago)	£78,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£113,100	20/03/2026	Terraced
362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX	£92,000	23/01/2026	Terraced
318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£100,000	27/11/2025	Terraced
11 WESTFIELD ROAD, STOKE-ON-TRENT, ST2 9HU	£130,000	01/11/2023	Terraced
Same street 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£95,005	29/06/2023	Terraced
19 GUY STREET, STOKE-ON-TRENT, ST2 9BB	£60,000	12/05/2023	Terraced
4 GUY STREET, STOKE-ON-TRENT, ST2 9BB	£85,500	20/12/2022	Terraced
220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW	£151,000	20/12/2022	Terraced
316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£75,000	22/11/2022	Terraced
31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA	£110,000	22/11/2022	Terraced
7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ	£100,000	28/10/2022	Terraced
10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA	£142,000	28/07/2022	Terraced
322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£97,500	01/07/2022	Terraced
284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£97,500	15/06/2022	Terraced
28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX	£130,000	06/05/2022	Terraced
22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA	£127,000	19/04/2022	Terraced
12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX	£125,000	31/03/2022	Terraced
14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD	£80,500	23/03/2022	Terraced
16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD	£82,500	28/01/2022	Terraced
Same street 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£87,500	21/01/2022	Terraced
324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£95,150	21/01/2022	Terraced
20 GUY STREET, STOKE-ON-TRENT, ST2 9BB	£63,500	14/01/2022	Terraced
224 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW	£82,000	05/01/2022	Terraced

Street average: £98,535 (3 sales)

Area average: £101,308 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.7%

10y growth 64%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%

5y (index) 25.7%

10y (index) 63.3%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £636/mo

Realistic £707/mo

Optimistic £778/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST2 9AT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chapel Street	0.0 miles
Bus stop	Unknown	0.1 miles
Shop	Staffordshire Meat Packers Ltd Factory Shop	0.1 miles
Shop	Asda	0.2 miles
University	University of Staffordshire Stoke Campus	1.9 miles
Hospital	St Augustine's Hospital	2.2 miles
Train station	Stoke-on-Trent	2.2 miles
Train station	Longton	2.5 miles
Hospital	Haywood Hospital Walk-in Centre	3.1 miles

Street-level crime

Category	Count
Violence and sexual offences	92
Anti-social behaviour	44
Criminal damage and arson	38
Public order	22
Shoplifting	12
Burglary	7
Other theft	7
Vehicle crime	7
Other crime	3
Drugs	2
Robbery	2
Bicycle theft	1
Possession of weapons	1
Total incidents	238

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingsland CofE Academy	Primary	0.1 miles	Good — 13 Mar 2022
Newfriars College	Other	0.4 miles	— (No rating)
Merit Hospital School and Medical Pupil Referral Unit	Other	0.4 miles	Good — 7 Jan 2020
Aurora Hanley School	Other	0.4 miles	Outstanding — 7 Dec 2022
Manor Abbey School	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Pennell Street, Stoke On Trent	£795/mo	3	0.14 miles	Rightmove
3 Bed Semi-Detached House, Angus Close, ST2	£900/mo	3	0.14 miles	OpenRent
George Treglown Grove,Bucknall, Stoke-on-Trent	£995/mo	3	0.19 miles	Rightmove
Werrington Road, Stoke-On-Trent, ST2	£975/mo	3	0.42 miles	Rightmove
Broughton Road	£1,100/mo	3	0.72 miles	Rightmove
Winslow Green, Stoke-On-Trent, ST2	£925/mo	3	0.81 miles	Rightmove
Thornham Green, Stoke-on-Trent, Staffordshire, ST2	£950/mo	3	0.88 miles	Rightmove
Winchester Avenue, Stoke-on-Trent, Staffordshire, ST2	£875/mo	3	0.9 miles	Rightmove
Friars Road, Stoke-On-Trent, ST2	£925/mo	3	1.01 miles	Rightmove
Housefield Road, ST2	£895/mo	3	1.21 miles	Rightmove
Spalding Place, Stoke-On-Trent	£895/mo	3	1.42 miles	Rightmove

Average rent: £930/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.7% gross yield avg £98,535 sale, £800/mo rent

Rent ratio 0.84%

Max investor price (0.8%) £115,625

Target investor price (1%) £92,500

Gross yield 10.1%

Cost-to-rent ratio 9.9×

Monthly cashflow £374/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.1%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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