# 3 bedroom semi-detached house for sale (ME2 2LL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 OAK ROAD, ROCHESTER, ROCHESTER, MEDWAY ME2 2LL |
| Price | £169,995 |
| Bedrooms | 3 |
| Last sold | £169,995 Jan 2008 |

## Description

This excellent family home really must be viewed to appreciate the accommodation on offer. In a popular and established area of Strood, being close to local amenities, bus routes and motorways, this home offers lounge, kitchen/breakfast room, downstairs bathroom, three bedrooms and a handy hobby room. With the added advantage of double glazing, gas heating via radiators and good size rear garden.

**Entrance Hall:**

Double glazed entrance door to front, radiator, stairs to first floor, carpet, textured ceiling. Door to bathroom, door to;

**Lounge:**

19'2 x 9'9 (5.84m x 2.97m) Double glazed windows to front and rear, two radiators, t.v. point, carpet, feature inset gas fire, coved and textured ceiling.

**Kitchen/Breakfast Room:**

12'7 x 10'0 (3.84m x 3.03m) Double glazed window to side, range of wall and base units with worksurfaces over, stainless steel sink unit, plumbing for washing machine, space for fridge freezer, space for cooker, space for tumble dryer, plumbing for dishwasher, vinyl flooring, coved and textured ceiling.

**Ground Floor Bathroom:**

Double glazed frosted window to front, panelled bath with mixer tap and shower attachment, low level w.c, wash hand basin with storage cupboard under, radiator, vinyl flooring, textured ceiling with down spotlights, carpet, shelving and half tiled walls.

**First Floor Landing:**

Access to loft, doors to all bedrooms, carpet, textured ceiling.

**Bedroom 1:**

14'1 x 10'0 (4.29m x 3.03m) Double glazed window to front and rear, radiator, telephone point, carpet, textured ceiling, built in wardrobes, chest of drawers and overhead storage.

**Bedroom 2:**

12'4 x 6'8 (3.76m x 2.03m) Double glazed window to side, radiator, carpet, textured ceiling.

**Bedroom 3:**

10'0 x 5'5 (3.03m x 1.65m) Double glazed window  to  front and side, radiator, storage cupboard housing combi boiler for central heating and hot water, carpet, textured ceiling, picture rail.

**Rear Garden:**

Side access, fenced boundaries, patio area, established shrubs and plants, lawn area, paved area. Access to;

**Hobbies Room:**

Double glazed door to front, double glazed windows to front and side, electric storage heater, power and light, door to storage area, carpet.

**Agents Note:**

No appliances and or services have been tested by Spicer McColl Estate Agents.

Spicer McColl is the seller's agent for this property. Your conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. We make detailed enquiries of the seller to ensure the information provided is as accurate as possible. Please inform us if you become aware of any information being inaccurate

## Property Photos

- ![Photo](/listings/photos/17172680/399603)
- ![Photo](/listings/photos/17172680/399604)
- ![Photo](/listings/photos/17172680/399607)
- ![Photo](/listings/photos/17172680/399609)
- ![Photo](/listings/photos/17172680/399611)
- ![Photo](/listings/photos/17172680/399613)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £169,995 | 29/01/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 121 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £330,000 | 03/10/2025 | Semi-detached |
| 54 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LF | £305,000 | 08/08/2025 | Semi-detached |
| 3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £342,000 | 17/11/2023 | Semi-detached |
| 124 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £300,000 | 22/09/2023 | Semi-detached |
| 137 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £295,500 | 21/09/2023 | Semi-detached |
| 139 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £300,000 | 03/07/2023 | Semi-detached |
| 15 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £322,500 | 28/06/2023 | Semi-detached |
| 52 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £286,500 | 18/04/2023 | Semi-detached |
| 23 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LE | £275,000 | 31/03/2023 | Semi-detached |
| 2 MAPLE ROAD, ROCHESTER, MEDWAY, ME2 2HY | £262,000 | 13/12/2022 | Semi-detached |
| 21 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JS | £320,000 | 07/12/2022 | Semi-detached |
| 112 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JR | £365,000 | 09/11/2022 | Semi-detached |
| 122 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £270,000 | 14/10/2022 | Semi-detached |
| 31 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JT | £280,000 | 30/09/2022 | Semi-detached |
| 197 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2LJ | £325,000 | 22/08/2022 | Semi-detached |
| 4 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £412,000 | 19/08/2022 | Semi-detached |
| 90 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £325,000 | 12/08/2022 | Semi-detached |
| 199 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HT | £290,000 | 10/08/2022 | Semi-detached |
| 77 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HP | £280,000 | 24/06/2022 | Semi-detached |
| 5 LILAC CRESCENT, ROCHESTER, MEDWAY, ME2 2LG | £325,000 | 30/05/2022 | Semi-detached |

**Area average:** £310,525 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £343,708 (36 Semi-detached, ME2, 2024–2026)
- **Deviation:** -50.5%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Beech Road, ME2 | £1,650/mo | 3 | 0.24 miles | OpenRent |

**Average rent: £1,650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.97% (okay)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 11.6%
- **Cost-to-rent:** 8.6×
- **Monthly cashflow:** £791/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.8%
- **10y growth:** 21.3%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 18%
- **10y growth (index):** 46.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)