Sold STC Semi-detached

5 OAK ROAD

ROCHESTER, ROCHESTER, MEDWAY ME2 2LL

3 beds 70 m² Listed 19 Sep 2007 (-6856d)

£169,995

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# 3 bedroom semi-detached house for sale (ME2 2LL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 OAK ROAD, ROCHESTER, ROCHESTER, MEDWAY ME2 2LL |
| Price | £169,995 |
| Bedrooms | 3 |
| Last sold | £169,995 Jan 2008 |

## Description

**Entrance Hall:**

Double glazed entrance door to front, radiator, stairs to first floor, carpet, textured ceiling. Door to bathroom, door to;

**Lounge:**

19'2 x 9'9 (5.84m x 2.97m) Double glazed windows to front and rear, two radiators, t.v. point, carpet, feature inset gas fire, coved and textured ceiling.

**Kitchen/Breakfast Room:**

12'7 x 10'0 (3.84m x 3.03m) Double glazed window to side, range of wall and base units with worksurfaces over, stainless steel sink unit, plumbing for washing machine, space for fridge freezer, space for cooker, space for tumble dryer, plumbing for dishwasher, vinyl flooring, coved and textured ceiling.

**Ground Floor Bathroom:**

Double glazed frosted window to front, panelled bath with mixer tap and shower attachment, low level w.c, wash hand basin with storage cupboard under, radiator, vinyl flooring, textured ceiling with down spotlights, carpet, shelving and half tiled walls.

**First Floor Landing:**

Access to loft, doors to all bedrooms, carpet, textured ceiling.

**Bedroom 1:**

14'1 x 10'0 (4.29m x 3.03m) Double glazed window to front and rear, radiator, telephone point, carpet, textured ceiling, built in wardrobes, chest of drawers and overhead storage.

**Bedroom 2:**

12'4 x 6'8 (3.76m x 2.03m) Double glazed window to side, radiator, carpet, textured ceiling.

**Bedroom 3:**

10'0 x 5'5 (3.03m x 1.65m) Double glazed window  to  front and side, radiator, storage cupboard housing combi boiler for central heating and hot water, carpet, textured ceiling, picture rail.

**Rear Garden:**

Side access, fenced boundaries, patio area, established shrubs and plants, lawn area, paved area. Access to;

**Hobbies Room:**

Double glazed door to front, double glazed windows to front and side, electric storage heater, power and light, door to storage area, carpet.

**Agents Note:**

No appliances and or services have been tested by Spicer McColl Estate Agents.

Spicer McColl is the seller's agent for this property. Your conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. We make detailed enquiries of the seller to ensure the information provided is as accurate as possible. Please inform us if you become aware of any information being inaccurate

## Property Photos

- ![Photo](/listings/photos/17172680/399603)
- ![Photo](/listings/photos/17172680/399604)
- ![Photo](/listings/photos/17172680/399607)
- ![Photo](/listings/photos/17172680/399609)
- ![Photo](/listings/photos/17172680/399611)
- ![Photo](/listings/photos/17172680/399613)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £169,995 | 29/01/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 121 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £330,000 | 03/10/2025 | Semi-detached |
| 54 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LF | £305,000 | 08/08/2025 | Semi-detached |
| 3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £342,000 | 17/11/2023 | Semi-detached |
| 124 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £300,000 | 22/09/2023 | Semi-detached |
| 137 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £295,500 | 21/09/2023 | Semi-detached |
| 139 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £300,000 | 03/07/2023 | Semi-detached |
| 15 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £322,500 | 28/06/2023 | Semi-detached |
| 52 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £286,500 | 18/04/2023 | Semi-detached |
| 23 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LE | £275,000 | 31/03/2023 | Semi-detached |
| 2 MAPLE ROAD, ROCHESTER, MEDWAY, ME2 2HY | £262,000 | 13/12/2022 | Semi-detached |
| 21 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JS | £320,000 | 07/12/2022 | Semi-detached |
| 112 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JR | £365,000 | 09/11/2022 | Semi-detached |
| 122 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £270,000 | 14/10/2022 | Semi-detached |
| 31 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JT | £280,000 | 30/09/2022 | Semi-detached |
| 197 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2LJ | £325,000 | 22/08/2022 | Semi-detached |
| 4 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £412,000 | 19/08/2022 | Semi-detached |
| 90 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £325,000 | 12/08/2022 | Semi-detached |
| 199 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HT | £290,000 | 10/08/2022 | Semi-detached |
| 77 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HP | £280,000 | 24/06/2022 | Semi-detached |
| 5 LILAC CRESCENT, ROCHESTER, MEDWAY, ME2 2LG | £325,000 | 30/05/2022 | Semi-detached |

**Area average:** £310,525 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £343,708 (36 Semi-detached, ME2, 2024–2026)
- **Deviation:** -50.5%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Beech Road, ME2 | £1,650/mo | 3 | 0.24 miles | OpenRent |

**Average rent: £1,650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.97% (okay)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 11.6%
- **Cost-to-rent:** 8.6×
- **Monthly cashflow:** £791/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.8%
- **10y growth:** 21.3%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 18%
- **10y growth (index):** 46.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

70 m²

Last sold

£169,995 Jan 2008

Local average

£343,708 (-50.5%)

Deprivation

Decile 2 (4,618 of 33,755)

Street crime

207 incidents within 1 mile (Apr 2026)

Description

This excellent family home really must be viewed to appreciate the accommodation on offer. In a popular and established area of Strood, being close to local amenities, bus routes and motorways, this home offers lounge, kitchen/breakfast room, downstairs bathroom, three bedrooms and a handy hobby room. With the added advantage of double glazing, gas heating via radiators and good size rear garden.

Entrance Hall:
Double glazed entrance door to front, radiator, stairs to first floor, carpet, textured ceiling. Door to bathroom, door to;

Lounge:
19'2 x 9'9 (5.84m x 2.97m) Double glazed windows to front and rear, two radiators, t.v. point, carpet, feature inset gas fire, coved and textured ceiling.

Kitchen/Breakfast Room:
12'7 x 10'0 (3.84m x 3.03m) Double glazed window to side, range of wall and base units with worksurfaces over, stainless steel sink unit, plumbing for washing machine, space for fridge freezer, space for cooker, space for tumble dryer, plumbing for dishwasher, vinyl flooring, coved and textured ceiling.

Ground Floor Bathroom:
Double glazed frosted window to front, panelled bath with mixer tap and shower attachment, low level w.c, wash hand basin with storage cupboard under, radiator, vinyl flooring, textured ceiling with down spotlights, carpet, shelving and half tiled walls.

First Floor Landing:
Access to loft, doors to all bedrooms, carpet, textured ceiling.

Bedroom 1:
14'1 x 10'0 (4.29m x 3.03m) Double glazed window to front and rear, radiator, telephone point, carpet, textured ceiling, built in wardrobes, chest of drawers and overhead storage.

Bedroom 2:
12'4 x 6'8 (3.76m x 2.03m) Double glazed window to side, radiator, carpet, textured ceiling.

Bedroom 3:
10'0 x 5'5 (3.03m x 1.65m) Double glazed window to front and side, radiator, storage cupboard housing combi boiler for central heating and hot water, carpet, textured ceiling, picture rail.

Rear Garden:
Side access, fenced boundaries, patio area, established shrubs and plants, lawn area, paved area. Access to;

Hobbies Room:
Double glazed door to front, double glazed windows to front and side, electric storage heater, power and light, door to storage area, carpet.

Agents Note:
No appliances and or services have been tested by Spicer McColl Estate Agents.

Spicer McColl is the seller's agent for this property. Your conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. We make detailed enquiries of the seller to ensure the information provided is as accurate as possible. Please inform us if you become aware of any information being inaccurate

Listed by

Strood

Spicerhaart

Reference: 17172680

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	29/01/2008 (18 years ago)	£169,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
121 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP	£330,000	03/10/2025	Semi-detached
54 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LF	£305,000	08/08/2025	Semi-detached
3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL	£342,000	17/11/2023	Semi-detached
124 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR	£300,000	22/09/2023	Semi-detached
137 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP	£295,500	21/09/2023	Semi-detached
139 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP	£300,000	03/07/2023	Semi-detached
15 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL	£322,500	28/06/2023	Semi-detached
52 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ	£286,500	18/04/2023	Semi-detached
23 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LE	£275,000	31/03/2023	Semi-detached
2 MAPLE ROAD, ROCHESTER, MEDWAY, ME2 2HY	£262,000	13/12/2022	Semi-detached
21 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JS	£320,000	07/12/2022	Semi-detached
112 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JR	£365,000	09/11/2022	Semi-detached
122 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR	£270,000	14/10/2022	Semi-detached
31 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JT	£280,000	30/09/2022	Semi-detached
197 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2LJ	£325,000	22/08/2022	Semi-detached
4 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ	£412,000	19/08/2022	Semi-detached
90 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP	£325,000	12/08/2022	Semi-detached
199 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HT	£290,000	10/08/2022	Semi-detached
77 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HP	£280,000	24/06/2022	Semi-detached
5 LILAC CRESCENT, ROCHESTER, MEDWAY, ME2 2LG	£325,000	30/05/2022	Semi-detached

Area average: £310,525 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.8%

10y growth 21.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Semi-detached. As of March 2026.

1y (index) 1.5%

5y (index) 18%

10y (index) 46.3%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,114/mo

Realistic £1,238/mo

Optimistic £1,362/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Medway & Swale: £937/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME2 2LL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Holly Road	0.1 miles
Bus stop	Cedar School	0.1 miles
Shop	Tesco Express	0.1 miles
Shop	Unknown	0.1 miles
Train station	Strood	1.2 miles
Train station	Cuxton	1.3 miles
University	Unknown	1.8 miles
University	University of Kent - Medway Campus	2.6 miles
Hospital	Medway Maritime Hospital	3.0 miles
Hospital	Unknown	4.0 miles

Street-level crime

Category	Count
Violence and sexual offences	67
Anti-social behaviour	43
Shoplifting	22
Criminal damage and arson	20
Other theft	20
Other crime	14
Public order	7
Vehicle crime	6
Burglary	4
Drugs	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	207

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cedar Children's Academy	Primary	0.1 miles	Good — 2 Jun 2019
Elaine Primary School	Primary	0.2 miles	Good — 20 Nov 2022
FORWARD2 EMPLOYMENT LIMITED	Other	0.5 miles	— (No rating)
Strood Academy	Secondary	0.6 miles	Good — 18 Jul 2013
Bligh Primary School (Juniors)	Primary	0.6 miles	Good — 14 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Beech Road, ME2	£1,650/mo	3	0.24 miles	OpenRent

Average rent: £1,650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.97%

Max investor price (0.8%) £206,250

Target investor price (1%) £165,000

Gross yield 11.6%

Cost-to-rent ratio 8.6×

Monthly cashflow £791/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 19.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).