Sold Terraced

2 BAY COTTAGES

BEMBRIDGE, ISLE OF WIGHT PO35 5NB

2 beds 1 baths 581 sq ft Listed 20 Jul 2016 (-3617d)

£179,000

Guide Price

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# 2 bedroom terraced house for sale (PO35 5NB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 2 BAY COTTAGES, BEMBRIDGE, ISLE OF WIGHT PO35 5NB |
| Price | £179,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 54 m² |
| Last sold | £179,000 Sep 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/06/2035
- **Current heating cost:** £727/year
- **Est. upgrade cost to C:** £14,300

### Recommendations
- A (£900 - £1,200)
- B (£900 - £1,500)
- D (£150 - £250)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2607-7560-2025-3235)

## Description

**** **** This charming Victorian cottage has been a well loved home to the current owner for over 60 years.

Ground floor accommodation comprises entrance porch, sitting room, dining room, galley kitchen, shower room and utility/sun lounge. First floor comprises two good size bedrooms both with built in wardrobes. The South West facing patio garden with shed/workshop is accessed either via the sun lounge or side gated access taking you back to the front of the property

Bembridge is renowned for being the most popular village on the Island and the property sits equally from the shops, local beaches and Bembridge Harbour making this an ideal weekend bolthole away from the hustle of city life!

The property is in need of modernisation and has been priced to reflect this

**PORCH** **4' 06" x 2' 03 (max)" (1.37m x 0.69m)**

**SITTING** **ROOM** **13' 04 (max)" x 11' 10" (4.06m x 3.61m)**

**DINING** **ROOM** **12' 03" x 7' 04" (3.73m x 2.24m)**

**KITCHEN** **7' 04" x 6' 09" (2.24m x 2.06m)**

**SHOWER** **ROOM** **6' 09" x 5' 05" (2.06m x 1.65m)**

**UTILITY** **ROOM/SUN** **LOUNGE** **13' 03" x 5' 07" (4.04m x 1.7m)**

**FIRST** **FLOOR** ****

**BEDROOM** **1** **11' 10" x 11' 02" (3.61m x 3.4m)**

**BEDROOM** **2** **9' 04" x 7' 04" (2.84m x 2.24m)**

**OUTSIDE** **** Small garden area to the front of the property, the rear south west facing garden is accessed via a side gate or via the sun lounge leading off from the kitchen. The patio garden has been designed for minimal update and maintenance. There are two sheds/workshop and the end of the garden

**WHAT** **DOES** **BEMBRIDGE** **HAVE** **TO** **OFFER** **** Newport 12.5 miles, Cowes 17 miles (Red Jet Passenger Ferry) Fishbourne 10.5 miles (Car Ferry) Ryde 7.5 miles (Fast Cat Passenger Ferry) Yarmouth 22 miles (Car Ferry) all approx distances

Recognised as one of the most popular villages in the whole of Hampshire, Bembridge is situated on the most easterly point of the Isle of Wight, lying behind the spectacular headland of Culver. Bembridge and the surrounding areas are still probably the most popular destinations to be looking for a picture postcard holidays through to glorious second-home territory on the Island.

As the Hose Rhodes Dickson team live or grew up here, we know all the hidden nooks and crannies to visit and why the area is so inherently charming as a great destination to invest in property. Much of the surrounding area is within a Site of Special Scientific Interest (SSSI), an Area of Outstanding Natural beauty and its very own RSPB reserve.

The historical heart of the village is located close to the church and is home to a diverse range of popular destinations from cafes, pubs and a variety of restaurants The village boasts its own C of E Primary School, Post Office, Hairstylists, Bank, Butcher, Fishmonger, Baker, Dentist and Medical Centre.

There's much to occupy visitors to this beautiful, unspoilt and historic corner of the Island with numerous walks, nature trails, beautiful beaches to explore and local leisure facilities are able to cater for the more energetic of us.

**ADDITIONAL** **INFORMATION** **** Total floor area: 54m² / 581 sq. ft.

## Property Photos

- ![Photo](/listings/photos/55239592/478344)
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- ![Photo](/listings/photos/55239592/478355)
- ![Bay Cottage aroun...](/listings/photos/55239592/478356) - Bay Cottage aroun...

## Floorplans

- ![Floorplan 1](/listings/photos/55239592/478357) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/55239592/478358) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16858499
- **Address:** 2 Osborne Cottages, Kings Road, PO35 5NB
- **Certificate Issued:** 29/06/2025
- **Work Completed:** 17/06/2025
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 BAY COTTAGES, BEMBRIDGE, ISLE OF WIGHT, PO35 5NB | £179,000 | 30/09/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] ST JEAN D ACRE KINGS ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NB | £452,500 | 07/02/2025 | Detached |
| DUCIE VIEW SHERBOURNE STREET, BEMBRIDGE, ISLE OF WIGHT, PO35 5RY | £470,000 | 03/04/2023 | Terraced |
| HARBOUR VIEW 7 STATION ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NU | £555,000 | 09/12/2022 | Terraced |
| 24 HARBOUR STRAND, BEMBRIDGE, ISLE OF WIGHT, PO35 5NP | £560,000 | 23/11/2022 | Terraced |
| EL NIDO DENNETT ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5XD | £435,000 | 23/09/2022 | Terraced |
| 1 MARINERS ROW, BEMBRIDGE, ISLE OF WIGHT, PO35 5AF | £370,000 | 29/07/2022 | Terraced |
| SOLENT LANDING 25 BEACH ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NZ | £495,000 | 25/03/2022 | Terraced |
| 1 BAY COTTAGES, BEMBRIDGE, ISLE OF WIGHT, PO35 5NB | £275,000 | 11/03/2022 | Terraced |
| 15 SOLENT LANDING, BEMBRIDGE, ISLE OF WIGHT, PO35 5NZ | £450,000 | 28/01/2022 | Terraced |
| 9 THE RUSKINS, BEMBRIDGE, ISLE OF WIGHT, PO35 5NY | £480,000 | 30/09/2021 | Terraced |
| THE OLD WAREHOUSE STATION ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NN | £875,000 | 25/06/2021 | Terraced |
| OLD BEMBRIDGE HOUSE 2 KINGS ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NT | £365,000 | 21/06/2021 | Terraced |

**Street average:** £452,500 (1 sale)
**Area average:** £484,545 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £925,000 (1 Terraced, PO35, 2024–2026)
- **Deviation:** -80.6%

## Rental Range

*ONS Price Index of Private Rents (Isle of Wight). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £849/mo
- **Realistic:** £943/mo
- **Optimistic:** £1,037/mo

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £117,875
- **Target investor price (1%):** £94,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,034/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 242.6%
- **10y growth:** 105.6%

## House Price Index (HM Land Registry)

*Official index for Isle of Wight; Terraced series; as of March 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** 8.1%
- **10y growth (index):** 37%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

54 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£179,000 Sep 2016

Price per m²

£3,034/m²

Local average

£925,000 (-80.6%)

Deprivation

Decile 8 (24,155 of 33,755)

Street crime

12 incidents within 1 mile (Apr 2026)

Key features

Charming Victorian Cottage
200 Meters to Local Shops, Beaches & Harbour
Ideal Lock Up & Leave Holiday Home
Potential to Extend
Minimal Maintenance Garden
Chain Free

Additional details

Parking: On street
Garden: Yes

Description

** This charming Victorian cottage has been a well loved home to the current owner for over 60 years.

Ground floor accommodation comprises entrance porch, sitting room, dining room, galley kitchen, shower room and utility/sun lounge. First floor comprises two good size bedrooms both with built in wardrobes. The South West facing patio garden with shed/workshop is accessed either via the sun lounge or side gated access taking you back to the front of the property

Bembridge is renowned for being the most popular village on the Island and the property sits equally from the shops, local beaches and Bembridge Harbour making this an ideal weekend bolthole away from the hustle of city life!

The property is in need of modernisation and has been priced to reflect this

PORCH 4' 06" x 2' 03 (max)" (1.37m x 0.69m)

SITTING ROOM 13' 04 (max)" x 11' 10" (4.06m x 3.61m)

DINING ROOM 12' 03" x 7' 04" (3.73m x 2.24m)

KITCHEN 7' 04" x 6' 09" (2.24m x 2.06m)

SHOWER ROOM 6' 09" x 5' 05" (2.06m x 1.65m)

UTILITY ROOM/SUN LOUNGE 13' 03" x 5' 07" (4.04m x 1.7m)

FIRST FLOOR

BEDROOM 1 11' 10" x 11' 02" (3.61m x 3.4m)

BEDROOM 2 9' 04" x 7' 04" (2.84m x 2.24m)

OUTSIDE Small garden area to the front of the property, the rear south west facing garden is accessed via a side gate or via the sun lounge leading off from the kitchen. The patio garden has been designed for minimal update and maintenance. There are two sheds/workshop and the end of the garden

WHAT DOES BEMBRIDGE HAVE TO OFFER Newport 12.5 miles, Cowes 17 miles (Red Jet Passenger Ferry) Fishbourne 10.5 miles (Car Ferry) Ryde 7.5 miles (Fast Cat Passenger Ferry) Yarmouth 22 miles (Car Ferry) all approx distances

Recognised as one of the most popular villages in the whole of Hampshire, Bembridge is situated on the most easterly point of the Isle of Wight, lying behind the spectacular headland of Culver. Bembridge and the surrounding areas are still probably the most popular destinations to be looking for a picture postcard holidays through to glorious second-home territory on the Island.

As the Hose Rhodes Dickson team live or grew up here, we know all the hidden nooks and crannies to visit and why the area is so inherently charming as a great destination to invest in property. Much of the surrounding area is within a Site of Special Scientific Interest (SSSI), an Area of Outstanding Natural beauty and its very own RSPB reserve.

The historical heart of the village is located close to the church and is home to a diverse range of popular destinations from cafes, pubs and a variety of restaurants The village boasts its own C of E Primary School, Post Office, Hairstylists, Bank, Butcher, Fishmonger, Baker, Dentist and Medical Centre.

There's much to occupy visitors to this beautiful, unspoilt and historic corner of the Island with numerous walks, nature trails, beautiful beaches to explore and local leisure facilities are able to cater for the more energetic of us.

ADDITIONAL INFORMATION ** Total floor area: 54m² / 581 sq. ft.

Listed by

Bembridge

Leaders and Romans Group

Reference: 55239592

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 23/06/2025

Expiry date: 22/06/2035

Current heating cost: £727/year

Potential heating cost: £444/year

Est. upgrade cost to C: £14,300

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
Draughtproof single-glazed windows (£150 - £250)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16858499 Recent

Property Details

Street: 2 Osborne Cottages

Town: Kings Road

Postcode: PO35 5NB

Installation Details

Items: 1 window

Certificate Issued: 29/06/2025

Work Completed: 17/06/2025

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/09/2016 (9 years ago)	£179,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street ST JEAN D ACRE KINGS ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NB	£452,500	07/02/2025	Detached
DUCIE VIEW SHERBOURNE STREET, BEMBRIDGE, ISLE OF WIGHT, PO35 5RY	£470,000	03/04/2023	Terraced
HARBOUR VIEW 7 STATION ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NU	£555,000	09/12/2022	Terraced
24 HARBOUR STRAND, BEMBRIDGE, ISLE OF WIGHT, PO35 5NP	£560,000	23/11/2022	Terraced
EL NIDO DENNETT ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5XD	£435,000	23/09/2022	Terraced
1 MARINERS ROW, BEMBRIDGE, ISLE OF WIGHT, PO35 5AF	£370,000	29/07/2022	Terraced
SOLENT LANDING 25 BEACH ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NZ	£495,000	25/03/2022	Terraced
1 BAY COTTAGES, BEMBRIDGE, ISLE OF WIGHT, PO35 5NB	£275,000	11/03/2022	Terraced
15 SOLENT LANDING, BEMBRIDGE, ISLE OF WIGHT, PO35 5NZ	£450,000	28/01/2022	Terraced
9 THE RUSKINS, BEMBRIDGE, ISLE OF WIGHT, PO35 5NY	£480,000	30/09/2021	Terraced
THE OLD WAREHOUSE STATION ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NN	£875,000	25/06/2021	Terraced
OLD BEMBRIDGE HOUSE 2 KINGS ROAD, BEMBRIDGE, ISLE OF WIGHT, PO35 5NT	£365,000	21/06/2021	Terraced

Street average: £452,500 (1 sale)

Area average: £484,545 (11 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 242.6%

10y growth 105.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Isle of Wight. Series: Terraced. As of March 2026.

1y (index) -3.4%

5y (index) 8.1%

10y (index) 37%

Rental Range

Estimated market rent for Isle of Wight. Low = conservative, Realistic = average, Optimistic = best case.

Low £849/mo

Realistic £943/mo

Optimistic £1,037/mo

Based on Local Authority from postcode lookup → Isle of Wight.

Location

Map view View on Google Maps View on OpenStreetMap Street View PO35 5NB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ducie Avenue	0.1 miles
Shop	Lagom	0.1 miles
Shop	The Co-operative Food	0.1 miles
Bus stop	Bembridge Church	0.1 miles
Train station	Brading	2.3 miles
Train station	Smallbrook Junction	3.1 miles
University	St Andrew's Court Information Centre	7.2 miles
University	Careers and Employability Service	7.2 miles
Hospital	Forton Medical Centre	7.9 miles
Hospital	Laidlaw Day Hospital	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	7
Burglary	2
Bicycle theft	1
Other theft	1
Public order	1
Total incidents	12

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bembridge Church of England Primary School	Primary	0.6 miles	Good — 21 Jan 2020
St Helens Primary School	Primary	1.1 miles	Good — 26 Nov 2023
Nettlestone Primary School	Primary	1.9 miles	Good — 14 Jul 2024
Brading Church of England Controlled Primary School	Primary	2.5 miles	Good — 19 Sep 2016
Oakfield Church of England Aided Primary School, Ryde	Primary	3.3 miles	Requires improvement — 28 Nov 2023

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.53%

Max investor price (0.8%) £117,875

Target investor price (1%) £94,300

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

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