# 4 bedroom house for sale (SK10 4AW)

## Property Details

| Key | Value |
|-----|-------|
| Address | SPENCER BROOK, CHELFORD ROAD, MACCLESFIELD, PRESTBURY, CHESHIRE SK10 4AW |
| Price | £1,695,000 |
| Bedrooms | 4 |
| Bathrooms | 3 |
| Last sold | £405,000 Jan 2001 |

## Description

Spencer Brook has been carefully extended and beautifully enhanced. The property offers well-proportioned and versatile accommodation finished to a high standard, complete with a large double garage and electric gated approach. The driveway also allows for multiple cars.  In addition, the ground floor offers a bright dual-aspect living room with a gas fireplace and bi-fold doors opens onto a south-facing patio. The bay-fronted dining room leads to a handmade “Charles Yorke” kitchen with Miele appliances and a utility area. Beyond the kitchen, a timber-framed orangery with floor-to-ceiling glazing, a roof lantern, and underfloor heating offers a light-filled space with French doors to the garden. This floor also includes a generous double bedroom with bay windows, built-in storage, and a high-spec en-suite shower room and downstairs WC.  To the first floor, the principal bedroom boasts a stylish en-suite and a south-facing balcony with garden views. Two further double bedrooms offer built-in storage, with one previously used as a home office. A landing shower room completes the first-floor accommodation.  The gardens at Spencer Brook are a standout feature, rising gently from a charming bridge over the brook to the upper boundary wall. Winding paths and steps lead through manicured lawns, mature trees, vibrant planting and thoughtfully placed sculptures. The summer house offers a peaceful retreat, while the Nordic BBQ hut provides a unique space for year-round entertaining. Bi-fold doors from the living room and garden room open onto the south-facing patio, creating a seamless indoor-outdoor connection. There is also a detached oak framed workshop.  Located just a short walk from the centre of Prestbury Village with its fine bars, restaurants and the local train station provides regular services to Macclesfield and direct trains to London Euston.

EPC Rating: D

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/89815647/690159) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/89815647/690160) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SPENCER BROOK CHELFORD ROAD, PRESTBURY, MACCLESFIELD, CHESHIRE, SK10 4AW | £405,000 | 26/01/2001 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] BEVERLEY CHELFORD ROAD, PRESTBURY, MACCLESFIELD, CHESHIRE EAST, SK10 4AW | £1,100,000 | 07/08/2025 | Detached |
| HOPE COTTAGE, 5 MACCLESFIELD ROAD, PRESTBURY, MACCLESFIELD, CHESHIRE EAST, SK10 4BW | £420,000 | 08/03/2022 | Other |
| ARTIZANA THE VILLAGE, PRESTBURY, MACCLESFIELD, CHESHIRE EAST, SK10 4DG | £250,000 | 25/02/2022 | Other |
| ARTIZANA SUITE THE VILLAGE, PRESTBURY, MACCLESFIELD, CHESHIRE EAST, SK10 4DG | £285,000 | 25/02/2022 | Other |
| [Same street] WOODBROOK CHELFORD ROAD, PRESTBURY, MACCLESFIELD, CHESHIRE EAST, SK10 4AW | £1,650,000 | 28/01/2022 | Detached |

**Street average:** £1,375,000 (2 sales)
**Area average:** £318,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,415,975 (16 Other, SK10, 2024–2026)
- **Deviation:** +19.7%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,745/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Wiltshire Close, SK10 | £800/mo | 4 | 1.22 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.05% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 0.6%
- **Cost-to-rent:** 176.6×
- **Monthly cashflow:** £-5,980/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -14.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 118.1%
- **10y growth:** 469656.9%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; All dwelling types series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 22.9%
- **10y growth (index):** 52.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
