Sold STC Terraced

40 CECIL STREET

WATFORD, HERTFORDSHIRE WD24 5AP

2 beds 1 baths 70 m² Listed 25 Sep 2025 (-333d)

£395,000

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External Living Room Dining Room kitchen Bedroom One Bed one cont Bedroom Two Bed Two cont Family Bathroom Bathroom cont Rear Garden Rear External

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Property details

Tenure

FREEHOLD

Floor area

70 m²

EPC rating

D

Last sold

£388,000 Mar 2026

Price per m²

£5,643/m²

Local average

£436,647 (-9.5%)

Deprivation

Decile 6 (20,086 of 33,755)

Street crime

418 incidents within 1 mile (Jun 2026)

Key features

  • TWO DOUBLE BEDROOMS
  • DELIGHTFUL TERRACED HOME
  • STUNNING KITCHEN & BATHROOM
  • UPSTAIRS BATHROOM
  • MODERN FITTED KITCHEN
  • PRIVATE REAR GARDEN

Additional details

Heating
Double glazing, Gas central
Parking
Permit
Garden
Back garden

Description

A beautifully presented mid-terraced Victorian house, ideally located within walking distance of Watford Junction station. The property offers two well-proportioned bedrooms, with the bathroom accessed via the second bedroom, and is finished to a high standard throughout.
The home features a bright and inviting living space, a modern fitted kitchen, and a stylish bathroom. Outside, there is a private rear garden providing an excellent space for relaxation or entertaining. This property combines period character with modern finishes and is perfectly situated for commuters and first-time buyers alike. Early viewing is recommended.

Front Garden: Brick wall and wrought iron gate enclosed with sandstone patio (currently used as bin storage), steps onto double glazed front door to:-

Living Room: 4.19m x 3.40m (13'9" x 11'2"), Large double glazed box bay window to front ensuring lots of light, solid Oak flooring, single radiator, feature fireplace with cast iron surround and stone hearth, coved ceiling, Open Reach telephone and internet points, T.V and satellite television points, panel door to:-

Inner Lobby: Staircase offering access to first floor landing, panel door to:-

Dining Room: 3.43m x 3.40m (11'3" x 11'2"), Continued solid Oak flooring from the living room, panel door to understairs storage cupboard containing consumer unit and meters, alcove storage cupboard with doors, wall mounted thermostat, double glazed window overlooking the rear garden with single radiator below, shelving unit, part tongue and groove wall covering, coved ceiling, glazed panel door to:-

Kitchen: 3.96m x 2.16m (12'12" x 7'1"), Fitted with a comprehensive range of Cottage style wall, base and drawer units, with ample square edge solid wood work surfaces, inset single bowl ceramic sink with single drainer and black country style mixer taps, integrated eye level electric oven with fitted microwave over, inset 4 burner induction hob, plumbing for automatic washing machine, integrated full width dishwasher, tiled floor, dual aspect UPVC double glazed windows to side and rear and further UPVC double glazed door giving access to rear garden.

Landing: Doors offering access to bedrooms one and two, access to loft storage facility.

Bedroom One: 3.40m x 3.35m (11'2" x 11'), Large double glazed window to front with large single radiator below, feature fireplace with wooden mantle, overstairs storage cupboard, coved ceiling, carpet flooring.

Bedroom Two: 3.43m x 3.40m (11'3" x 11'2"), Another good size double bedroom benefitting feature fireplace with wooden surround and mantle, large double glazed window overlooking the rear garden, coved ceiling, double radiator, panel door to:-

Family Bathroom: 3.71m x 2.03m (12'2" x 6'8"), Restricted head height due to eaves. Stunning recently fitted three piece white suite comprising panel enclosed bath with mixer taps, small mounted thermostatic shower and crittall style glazed screen, Victorian style vanity mounted wash hand basin with chrome mixer tap, low flush push button W.C, feature courtesy LED lighting, bespoke fitted shelf storage, Victorian style patterned tiled floor and metro brick effect tiled bath surround, wall mounted chrome heated towel rail, double glazed obscured glass window to side.

Rear Garden: A beautifully presented rear garden benefitting raised decking area, sandstone pathway to rear secondary seating area, well maintained lawn with flower beds (containing an assortment of mature shrubs and plants) either side and well fence panel enclosed, a sunny and private enclosed rear garden.

Listed by

Watford

Oak Estates & Financial Services

Reference: 167411024

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 13/10/2025

Expiry date: 12/10/2035

Current heating cost: £1,007/year

Potential heating cost: £687/year

Est. upgrade cost to C: £26,800

Recommendations

  • Flat roof or sloping ceiling insulation (£900 - £1,200)
  • 50 mm internal or external wall insulation (£7,500 - £11,000)
  • Floor insulation (suspended floor) (£5,000 - £10,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~83 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floor Plan

Floor Plan

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2042479

Property Details

Street: 40 Cecil Street

Town: Watford

Postcode: WD24 5AP

Installation Details

Items: 11 windows and 2 doors

Certificate Issued: 14/09/2004

Work Completed: 20/08/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

338% since 1999

Event Date Price % change
Sold 09/03/2026 (5 months ago) £388,000 +15.3%
Sold 28/02/2022 (4 years ago) £336,500 +81.9%
Sold 25/09/2009 (16 years ago) £185,000 +109%
Sold 04/11/1999 (26 years ago) £88,500

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
81A CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AS £310,000 19/11/2025 Terraced
102 JUDGE STREET, WATFORD, HERTFORDSHIRE, WD24 5AW £450,000 31/07/2025 Terraced
53 VICTORIA ROAD, WATFORD, HERTFORDSHIRE, WD24 5AY £406,000 28/02/2025 Terraced
16 JUDGE STREET, WATFORD, HERTFORDSHIRE, WD24 5AW £310,000 20/12/2023 Terraced
95 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AT £330,000 19/12/2023 Terraced
Same street 80 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AP £337,250 04/12/2023 Terraced
21 JUDGE STREET, WATFORD, HERTFORDSHIRE, WD24 5AN £345,000 01/12/2023 Terraced
41 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AS £333,000 20/11/2023 Terraced
46 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AU £416,567 25/08/2023 Terraced
51 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AT £353,000 10/08/2023 Terraced
11 VICTORIA ROAD, WATFORD, HERTFORDSHIRE, WD24 5AY £375,000 07/07/2023 Terraced
107 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AT £380,000 16/06/2023 Terraced
63 VICTORIA ROAD, WATFORD, HERTFORDSHIRE, WD24 5AY £435,000 09/06/2023 Terraced
94 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AU £330,000 30/05/2023 Terraced
94 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AU £330,000 30/05/2023 Terraced
40 RIDGE STREET, WATFORD, HERTFORDSHIRE, WD24 6BP £340,000 26/05/2023 Terraced
137 JUDGE STREET, WATFORD, HERTFORDSHIRE, WD24 5AN £345,000 17/04/2023 Terraced
103 REGENT STREET, WATFORD, HERTFORDSHIRE, WD24 5AT £408,000 01/12/2022 Terraced
69 RIDGE STREET, WATFORD, HERTFORDSHIRE, WD24 6BL £495,000 28/11/2022 Terraced
Same street 144 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AP £370,000 24/11/2022 Terraced
237A ST ALBANS ROAD, WATFORD, HERTFORDSHIRE, WD24 5BQ £552,500 31/10/2022 Terraced
67 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AS £395,000 28/10/2022 Terraced
Same street 64 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AP £373,000 05/08/2022 Terraced
Same street 76 CECIL STREET, WATFORD, HERTFORDSHIRE, WD24 5AP £365,000 01/07/2022 Terraced

Street average: £361,313 (4 sales)

Area average: £381,953 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.4%
10y growth 20.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Watford. Series: Terraced. As of May 2026.

1y (index) 3.9%
5y (index) 7.7%
10y (index) 23.5%

Rental Range

Estimated market rent for Watford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,635/mo
Realistic £1,817/mo
Optimistic £1,999/mo

Based on Local Authority from postcode lookup → Watford.

LHA (30th percentile) floor for South West Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Gadget Gallery 0.1 miles
Shop Wenzel's 0.1 miles
Bus stop Regent Street 0.1 miles
Train station Watford North 0.4 miles
Train station Watford Junction 0.5 miles
Hospital Watford General Hospital 1.6 miles
University Middlesex University 8.5 miles
University Flood Hazard Research Centre 8.5 miles

Street-level crime

Category Count
Violence and sexual offences 104
Anti-social behaviour 92
Other theft 60
Criminal damage and arson 29
Shoplifting 25
Vehicle crime 23
Drugs 20
Public order 18
Bicycle theft 13
Burglary 8
Other crime 7
Robbery 7
Possession of weapons 6
Theft from the person 6
Total incidents 418

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Parkgate Junior School Primary 0.3 miles Outstanding — 18 Jul 2018
Nascot Wood Infant and Nursery School Primary 0.5 miles Good — 11 Dec 2023
Knutsford Primary Academy Primary 0.5 miles Good — 1 Mar 2023
Beechfield School Primary 0.5 miles Good — 12 Jul 2022
Nascot Wood Junior School Primary 0.5 miles Outstanding — 29 Nov 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Hatfield Road, WD24 £1,850/mo 2 0.17 miles OpenRent
2 Bed Flat, Park Road, WD17 £1,500/mo 2 0.41 miles OpenRent

Average rent: £1,675/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%
Max investor price (0.8%) £209,375
Target investor price (1%) £167,500
Gross yield 5.1%
Cost-to-rent ratio 19.7×
Monthly cashflow £-73/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -0.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).