Sold STC Terraced

12 DURHAM AVENUE

PETERLEE, HORDEN, COUNTY DURHAM SR8 4PY

2 beds 1 baths 57 m² Listed 16 Jul 2025 (-381d)

£95,000

Reduced on 13 Aug 2025

Save

# 2 bedroom terraced bungalow for sale (SR8 4PY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 DURHAM AVENUE, PETERLEE, HORDEN, COUNTY DURHAM SR8 4PY |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £90,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/06/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £510/year
- **Est. upgrade cost to C:** £16,930

### Recommendations
- W2 (£4,000 - £6,000)
- E (£30)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8606-7226-4310-9543-1906)

## Description

Beautifully Presented 2-Bedroom Mid-Terraced Bungalow on Durham Avenue, Horden – No Onward Chain

Nestled on a quiet and well-established residential street in the heart of Horden, this charming and spacious two-bedroom mid-terraced bungalow is a true gem. Thoughtfully modernised and exceptionally well-maintained throughout, this delightful home is ready to move into, offering a rare opportunity for first-time buyers, downsizers, or those seeking a peaceful, low-maintenance lifestyle – all with the added benefit of no onward chain.

As you approach the property, you'll be greeted by an attractive and easy-care front garden, designed for both visual appeal and minimal upkeep. The garden features a neat astro turf lawn, low-maintenance gravelled sections, and a stylish resin pathway, creating a welcoming and contemporary frontage.

Step inside via the entrance hallway, which leads into a spacious and inviting 14ft living room – a perfect space for relaxing or entertaining guests, with ample room for comfortable furnishings and filled with natural light.

The property offers two well-proportioned bedrooms:

Bedroom 1 – A generous double room ideal as a main bedroom, offering space for wardrobes and bedroom furniture.

Bedroom 2 – A versatile room, perfect as a guest bedroom, home office, or hobby space, depending on your lifestyle needs.

At the heart of the home lies the bright and airy 13ft kitchen, featuring a practical layout and plenty of room for dining. Whether you enjoy cooking for family or preparing a quiet breakfast, this space is both functional and full of potential.

To the rear, a rear hallway leads conveniently out through a modern uPVC door to the enclosed rear yard, which has been thoughtfully finished with resin surfacing for ease of maintenance and includes an external water tap – ideal for gardening or outdoor cleaning.

Completing the internal layout is a stylish and contemporary shower room, boasting a modern double shower enclosure, sleek fittings, and a fresh, neutral décor – making it both practical and visually appealing.

Additional features include:

Double glazing throughout

Efficient gas central heating

Neutral, move-in-ready interiors

Secure and private rear yard space

This lovely bungalow combines practicality, comfort, and style – all within easy reach of local amenities, transport links, and coastal attractions. Whether you're searching for a permanent residence, an investment, or a retirement retreat, this property ticks all the boxes.

Early viewing is strongly recommended to appreciate the quality and value on offer.

## Property Photos

- ![IMG_4667](/listings/photos/164610617/1481788) - IMG_4667
- ![IMG_4665](/listings/photos/164610617/1481789) - IMG_4665
- ![IMG_4674](/listings/photos/164610617/1481790) - IMG_4674
- ![IMG_4694](/listings/photos/164610617/1481791) - IMG_4694
- ![IMG_4696](/listings/photos/164610617/1481792) - IMG_4696
- ![IMG_4686](/listings/photos/164610617/1481793) - IMG_4686
- ![IMG_4688](/listings/photos/164610617/1481794) - IMG_4688
- ![IMG_4690](/listings/photos/164610617/1481795) - IMG_4690
- ![IMG_4693](/listings/photos/164610617/1481796) - IMG_4693
- ![IMG_4675](/listings/photos/164610617/1481797) - IMG_4675
- ![IMG_4680](/listings/photos/164610617/1481798) - IMG_4680
- ![IMG_4700](/listings/photos/164610617/1481799) - IMG_4700
- ![IMG_4670](/listings/photos/164610617/1481800) - IMG_4670

## Floorplans

- ![12 durham](/listings/photos/164610617/1481801) - 12 durham

## EPC Graphs

- ![EPC 1](/listings/photos/164610617/1481802) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £90,000 | 24/02/2026 | Terraced |
| 12 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £72,000 | 26/04/2021 | Terraced |
| 12 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £60,000 | 31/03/2017 | Terraced |
| 12 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £55,000 | 11/03/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW | £55,000 | 13/01/2026 | Terraced |
| 14 MORPETH STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BB | £109,995 | 17/12/2025 | Terraced |
| 3 BRIER AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PL | £77,000 | 08/12/2025 | Terraced |
| 4 PARK VIEW, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DE | £68,500 | 19/08/2025 | Terraced |
| [Same street] 14 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £95,000 | 30/06/2025 | Terraced |
| 3 BELSAY AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4AY | £70,000 | 06/05/2025 | Terraced |
| 28 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW | £33,000 | 31/03/2025 | Terraced |
| 4 THOMPSON STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DA | £35,500 | 21/03/2025 | Terraced |
| 10 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX | £57,000 | 07/03/2025 | Terraced |
| 56 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ | £80,000 | 20/12/2023 | Terraced |
| 9 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ | £87,500 | 19/12/2023 | Terraced |
| 22 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX | £77,000 | 29/11/2023 | Terraced |
| 7 SUNDERLAND AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BH | £94,999 | 29/11/2023 | Terraced |
| 42 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX | £101,000 | 25/10/2023 | Terraced |
| 4 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX | £57,000 | 23/10/2023 | Terraced |
| 6 MORPETH STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BB | £75,000 | 03/08/2023 | Terraced |
| 22 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW | £47,000 | 25/07/2023 | Terraced |
| 18 SUNDERLAND AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BH | £49,000 | 07/07/2023 | Terraced |
| 58 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ | £92,500 | 28/04/2023 | Terraced |
| 4 BELSAY AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4AY | £69,000 | 28/04/2023 | Terraced |
| 2 THOMPSON STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DA | £77,999 | 20/04/2023 | Terraced |
| [Same street] 38 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £85,000 | 11/10/2022 | Terraced |
| [Same street] 52 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY | £60,000 | 24/09/2021 | Terraced |

**Street average:** £80,000 (3 sales)
**Area average:** £70,700 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £66,243 (77 Terraced, SR8, 2024–2026)
- **Deviation:** +43.4%

## Rental Range

*ONS Price Index of Private Rents (County Durham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £577/mo
- **Realistic:** £641/mo
- **Optimistic:** £705/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Douglas Avenue, SR8 | £600/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, Eighth Street, SR8 | £475/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Terraced House, Hudson Avenue, SR8 | £550/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Tees Street, SR8 | £500/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed End Terrace, Ninth Street, SR8 | £450/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Seventh Street, SR8 | £500/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Eighth Street, SR8 | £450/mo | 2 | 0.37 miles | OpenRent |

**Average rent: £504/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £62,500
- **Target investor price (1%):** £50,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £500/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.8×
- **Monthly cashflow:** £51/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,667/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.8%
- **10y growth:** 34.7%

## House Price Index (HM Land Registry)

*Official index for County Durham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.4%
- **10y growth (index):** 48.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_4667 IMG_4665 IMG_4674 IMG_4694 IMG_4696 IMG_4686 IMG_4688 IMG_4690 IMG_4693 IMG_4675 IMG_4680 IMG_4700 IMG_4670

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Property details

Tenure

FREEHOLD

Floor area

57 m²

Council tax band

EPC rating

Last sold

£90,000 Feb 2026

Price per m²

£1,667/m²

Local average

£66,243 (+43.4%)

Deprivation

Decile 1 (191 of 33,755)

Street crime

286 incidents within 1 mile (May 2026)

Key features

NO ONWARD CHAIN
TWO BEDROOMS
MODERN SHOWER ROOM
FRONT GARDEN & REAR YARD
READY TO MOVE INTO
14FT LIVING ROOM

Additional details

Garden: Yes

Description

Beautifully Presented 2-Bedroom Mid-Terraced Bungalow on Durham Avenue, Horden – No Onward Chain
Nestled on a quiet and well-established residential street in the heart of Horden, this charming and spacious two-bedroom mid-terraced bungalow is a true gem. Thoughtfully modernised and exceptionally well-maintained throughout, this delightful home is ready to move into, offering a rare opportunity for first-time buyers, downsizers, or those seeking a peaceful, low-maintenance lifestyle – all with the added benefit of no onward chain.
As you approach the property, you'll be greeted by an attractive and easy-care front garden, designed for both visual appeal and minimal upkeep. The garden features a neat astro turf lawn, low-maintenance gravelled sections, and a stylish resin pathway, creating a welcoming and contemporary frontage.
Step inside via the entrance hallway, which leads into a spacious and inviting 14ft living room – a perfect space for relaxing or entertaining guests, with ample room for comfortable furnishings and filled with natural light.
The property offers two well-proportioned bedrooms:
Bedroom 1 – A generous double room ideal as a main bedroom, offering space for wardrobes and bedroom furniture.
Bedroom 2 – A versatile room, perfect as a guest bedroom, home office, or hobby space, depending on your lifestyle needs.
At the heart of the home lies the bright and airy 13ft kitchen, featuring a practical layout and plenty of room for dining. Whether you enjoy cooking for family or preparing a quiet breakfast, this space is both functional and full of potential.
To the rear, a rear hallway leads conveniently out through a modern uPVC door to the enclosed rear yard, which has been thoughtfully finished with resin surfacing for ease of maintenance and includes an external water tap – ideal for gardening or outdoor cleaning.
Completing the internal layout is a stylish and contemporary shower room, boasting a modern double shower enclosure, sleek fittings, and a fresh, neutral décor – making it both practical and visually appealing.
Additional features include:
Double glazing throughout
Efficient gas central heating
Neutral, move-in-ready interiors
Secure and private rear yard space
This lovely bungalow combines practicality, comfort, and style – all within easy reach of local amenities, transport links, and coastal attractions. Whether you're searching for a permanent residence, an investment, or a retirement retreat, this property ticks all the boxes.
Early viewing is strongly recommended to appreciate the quality and value on offer.

Listed by

Peterlee

Dowen

Reference: 164610617

EPC Rating & Upgrade Cost

This certificate expired on 06/06/2026. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 07/06/2016

Expiry date: 06/06/2026 (expired)

Current heating cost: £510/year

Potential heating cost: £454/year

Est. upgrade cost to C: £16,930

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£30)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

12 durham

EPC Graphs

EPC 1

Price history

64% since 2005

Event	Date	Price	% change
Sold	24/02/2026 (5 months ago)	£90,000	+25%
Sold	26/04/2021 (5 years ago)	£72,000	+20%
Sold	31/03/2017 (9 years ago)	£60,000	+9.1%
Sold	11/03/2005 (21 years ago)	£55,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
29 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW	£55,000	13/01/2026	Terraced
14 MORPETH STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BB	£109,995	17/12/2025	Terraced
3 BRIER AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PL	£77,000	08/12/2025	Terraced
4 PARK VIEW, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DE	£68,500	19/08/2025	Terraced
Same street 14 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY	£95,000	30/06/2025	Terraced
3 BELSAY AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4AY	£70,000	06/05/2025	Terraced
28 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW	£33,000	31/03/2025	Terraced
4 THOMPSON STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DA	£35,500	21/03/2025	Terraced
10 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX	£57,000	07/03/2025	Terraced
56 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ	£80,000	20/12/2023	Terraced
9 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ	£87,500	19/12/2023	Terraced
22 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX	£77,000	29/11/2023	Terraced
7 SUNDERLAND AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BH	£94,999	29/11/2023	Terraced
42 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX	£101,000	25/10/2023	Terraced
4 NORTHUMBERLAND STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PX	£57,000	23/10/2023	Terraced
6 MORPETH STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BB	£75,000	03/08/2023	Terraced
22 HANDLEY STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4NW	£47,000	25/07/2023	Terraced
18 SUNDERLAND AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BH	£49,000	07/07/2023	Terraced
58 NEWCASTLE AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4BQ	£92,500	28/04/2023	Terraced
4 BELSAY AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4AY	£69,000	28/04/2023	Terraced
2 THOMPSON STREET, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4DA	£77,999	20/04/2023	Terraced
Same street 38 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY	£85,000	11/10/2022	Terraced
Same street 52 DURHAM AVENUE, HORDEN, PETERLEE, COUNTY DURHAM, SR8 4PY	£60,000	24/09/2021	Terraced

Street average: £80,000 (3 sales)

Area average: £70,700 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.8%

10y growth 34.7%

House Price Index (HM Land Registry — official index, not sold-price averages): County Durham. Series: Terraced. As of April 2026.

1y (index) 4.8%

5y (index) 25.4%

10y (index) 48.1%

Rental Range

Estimated market rent for County Durham. Low = conservative, Realistic = average, Optimistic = best case.

Low £577/mo

Realistic £641/mo

Optimistic £705/mo

Based on Local Authority from postcode lookup → County Durham.

LHA (30th percentile) floor for Sunderland: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SR8 4PY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Northumberland Street	0.1 miles
Bus stop	Sea View Industrial Estate	0.1 miles
Shop	Maddison Carpets	0.1 miles
Shop	Oak Photo	0.1 miles
Train station	Horden	0.5 miles
Hospital	Peterlee Community Hospital	1.1 miles
Train station	Seaham	5.0 miles
Hospital	University Hospital of Hartlepool	5.8 miles
University	Josephine Butler College	10.4 miles
University	Stephenson College	10.5 miles

Street-level crime

Category	Count
Violence and sexual offences	88
Shoplifting	65
Anti-social behaviour	47
Criminal damage and arson	34
Public order	17
Other crime	9
Burglary	7
Other theft	6
Drugs	5
Vehicle crime	4
Possession of weapons	3
Robbery	1
Total incidents	286

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Seascape Primary School	Primary	0.4 miles	Good — 26 Oct 2021
Our Lady Star of the Sea Roman Catholic Voluntary Aided Primary	Primary	0.4 miles	Good — 3 Mar 2016
Cotsford Primary School	Primary	0.5 miles	Good — 7 May 2024
Yohden Primary School	Primary	0.7 miles	Good — 14 Dec 2023
Dene Academy	Secondary	0.7 miles	Good — 18 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Douglas Avenue, SR8	£600/mo	2	0.28 miles	OpenRent
2 Bed Terraced House, Eighth Street, SR8	£475/mo	2	0.32 miles	OpenRent
2 Bed Terraced House, Hudson Avenue, SR8	£550/mo	2	0.34 miles	OpenRent
2 Bed Terraced House, Tees Street, SR8	£500/mo	2	0.34 miles	OpenRent
2 Bed End Terrace, Ninth Street, SR8	£450/mo	2	0.34 miles	OpenRent
2 Bed Terraced House, Seventh Street, SR8	£500/mo	2	0.34 miles	OpenRent
2 Bed Terraced House, Eighth Street, SR8	£450/mo	2	0.37 miles	OpenRent

Average rent: £504/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%

Max investor price (0.8%) £62,500

Target investor price (1%) £50,000

Gross yield 6.3%

Cost-to-rent ratio 15.8×

Monthly cashflow £51/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).