# 3 bedroom semi-detached house for sale (NE61 5AG)

## Property Details

| Key | Value |
|-----|-------|
| Address | Main Street, Red Row, NE61 5AG |
| Price | £139,950 |
| Bedrooms | 3 |
| Last sold | £25,000 |

## Description

This pleasantly appointed three bedroom semi detached house is situated in the increasingly popular village of Red Row. The well presented accommodation briefly comprises entrance porch, lounge, dining room, breakfasting kitchen, three bedrooms, family bathroom and separate w.c. Benefiting from gas central heating and double glazing together with generous driveway offering off street parking and beautiful gardens to front and rear, your early appointment to view is highly recommended.

## Property Photos

- ![Photo](/listings/photos/15414789/696156)
- ![Photo](/listings/photos/15414789/696159)
- ![Photo](/listings/photos/15414789/696162)
- ![Photo](/listings/photos/15414789/696165)
- ![Photo](/listings/photos/15414789/696168)
- ![Photo](/listings/photos/15414789/696170)
- ![Photo](/listings/photos/15414789/696171)
- ![Photo](/listings/photos/15414789/696172)

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ASHLEIGH MAIN STREET, RED ROW, MORPETH, NORTHUMBERLAND, NE61 5AJ | £185,000 | 23/06/2023 | Semi-detached |
| GREY ARMS COURT 2 MAIN STREET, RED ROW, MORPETH, NORTHUMBERLAND, NE61 5BF | £190,000 | 28/01/2022 | Semi-detached |
| KIA ORA MAIN STREET, RED ROW, MORPETH, NORTHUMBERLAND, NE61 5AQ | £180,000 | 19/11/2021 | Semi-detached |

**Area average:** £185,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,045 (38 Semi-detached, NE61, 2024–2026)
- **Deviation:** -30.7%

## Rental Range

*ONS Price Index of Private Rents (Northumberland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £604/mo
- **Realistic:** £671/mo
- **Optimistic:** £738/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northumberland (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £529/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Beachcroft, NE65 | £925/mo | 3 | 0.5 miles | OpenRent |

**Average rent: £925/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.6×
- **Monthly cashflow:** £256/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 29%
- **10y growth:** 4%

## House Price Index (HM Land Registry)

*Official index for Northumberland; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.3%
- **5y growth (index):** 23.9%
- **10y growth (index):** 45.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)