# 4 bedroom detached house for sale (ME4 3PN) ## Property Details | Key | Value | |-----|-------| | Address | 3 THE PINNACLES, CHATHAM, ST MARYS ISLAND, MEDWAY ME4 3PN | | Price | £650,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | F | | Last sold | £600,000 Aug 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 23/01/2029 - **Current heating cost:** £635/year ### Recommendations - W1 (1,200) - E (75) - N (6,000) - U (8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0962-2824-7097-9421-4425) ## Description This beautiful detached house in the ever-popular St Mary's Island is perfect for a family. With a large driveway and extended garage which now offers a workshop and games room, it is excellent if you have teenagers at home. The house also has a rear garden which is larger than the typical on the development which is perfect for those who love to entertain outside. The living space is versatile, so can be adapted if you need a home office or want separate living space for older kids or perhaps a relative living with you.Room sizes:**Entrance Hall****Lounge**: 11'8 x 11'7 (3.56m x 3.53m)**Dining Room**: 11'8 x 11'3 (3.56m x 3.43m)**Kitchen**: 11'3 x 7'1 (3.43m x 2.16m)**Breakfast Area**: 9'10 x 8'3 (3.00m x 2.52m)**Sitting Area**: 11'3 x 9'0 (3.43m x 2.75m)**Utility Room****Downstairs Cloakroom****Landing****Bedroom 1**: 13'1 x 11'5 (3.99m x 3.48m)**En-suite Shower Room****Bedroom 2**: 10'5 x 8'6 (3.18m x 2.59m)**Bedroom 3**: 11'9 x 9'0 (3.58m x 2.75m)**Bedroom 4**: 8'2 x 7'2 (2.49m x 2.19m)**Bathroom****Front Garden****Rear Garden****Double Garage****Room 1 (Workshop)****Room 2 (Games/Family Room)**  The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.   We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Wards, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you. ## Property Photos - ![Front Elevation](/listings/photos/151117757/1275586) - Front Elevation - ![Rear Garden](/listings/photos/151117757/1275587) - Rear Garden - ![Lounge](/listings/photos/151117757/1275588) - Lounge - ![Kitchen](/listings/photos/151117757/1275589) - Kitchen - ![Breakfast Area](/listings/photos/151117757/1275590) - Breakfast Area - ![Sitting Area](/listings/photos/151117757/1275591) - Sitting Area - ![Utility Room](/listings/photos/151117757/1275592) - Utility Room - ![Dining Room](/listings/photos/151117757/1275593) - Dining Room - ![Cloakroom](/listings/photos/151117757/1275594) - Cloakroom - ![Entrance Hall](/listings/photos/151117757/1275595) - Entrance Hall - ![Bedroom 1](/listings/photos/151117757/1275596) - Bedroom 1 - ![En-Suite Shower Room](/listings/photos/151117757/1275597) - En-Suite Shower Room - ![Bedroom 2](/listings/photos/151117757/1275598) - Bedroom 2 - ![Bedroom 4](/listings/photos/151117757/1275599) - Bedroom 4 - ![Bathroom](/listings/photos/151117757/1275600) - Bathroom - ![Rear Garden](/listings/photos/151117757/1275601) - Rear Garden - ![Room 2](/listings/photos/151117757/1275602) - Room 2 - ![Double Garage](/listings/photos/151117757/1275603) - Double Garage - ![Driveway/Parking](/listings/photos/151117757/1275604) - Driveway/Parking ## Floorplans - ![Ground Floor](/listings/photos/151117757/1275605) - Ground Floor - ![First Floor](/listings/photos/151117757/1275606) - First Floor ## EPC Graphs - ![EPC graph](/listings/photos/151117757/1275607) - EPC graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #7124031 - **Address:** 3 The Pinnacles, St. Marys Island, ME4 3PN - **Certificate Issued:** 02/02/2010 - **Work Completed:** 18/01/2010 - **Items:** 17 window(s), 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 THE PINNACLES, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3PN | £600,000 | 22/08/2025 | Detached | | 3 THE PINNACLES, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3PN | £189,950 | 27/08/1999 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 57 CHELDOC RISE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3EL | £452,500 | 11/12/2025 | Detached | | 27 DUNLIN DRIVE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3JA | £450,000 | 02/12/2025 | Detached | | 14 RINGLET ROAD, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3ET | £595,000 | 08/11/2023 | Detached | | 6 WINTERGREEN CLOSE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3HP | £475,000 | 30/06/2023 | Detached | | 4 MEADOWSWEET VIEW, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BA | £495,000 | 27/04/2023 | Detached | | 3 TEAL DRIVE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3EA | £600,000 | 06/04/2023 | Detached | | 46 CHELDOC RISE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3NR | £450,000 | 08/12/2022 | Detached | | 4 FOXTAIL CLOSE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BG | £695,000 | 15/11/2022 | Detached | | 33 SANDLING WAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3AZ | £555,000 | 14/09/2022 | Detached | | [Same street] 14 THE PINNACLES, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3PN | £392,000 | 02/09/2022 | Semi-detached | | 11 WOODRUSH PLACE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BB | £555,000 | 17/08/2022 | Detached | | 4 THE WHIMBRELS, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BE | £475,000 | 15/07/2022 | Detached | | 9 POCHARD CLOSE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BD | £385,000 | 01/07/2022 | Detached | | 4 MEADOWSWEET VIEW, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3BA | £532,000 | 24/06/2022 | Detached | | 1 PHALAROPE WAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3JJ | £592,000 | 25/05/2022 | Detached | | 13 RINGLET ROAD, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3RG | £575,000 | 12/05/2022 | Detached | | 7 HAVEN WAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3LB | £419,995 | 26/04/2022 | Detached | | 3 PHALAROPE WAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3JJ | £539,000 | 25/03/2022 | Detached | | 55 CHELDOC RISE, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3EL | £393,000 | 25/03/2022 | Detached | | 3 MARINE VIEW, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3LA | £665,000 | 25/03/2022 | Detached | | 9 HAVEN WAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3LB | £445,000 | 10/12/2021 | Detached | **Street average:** £392,000 (1 sale) **Area average:** £517,175 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £457,143 (7 Detached, ME4, 2024–2026) - **Deviation:** +42.2% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,114/mo - **Realistic:** £1,238/mo - **Optimistic:** £1,362/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,296/mo ## 1% Rule - **Rent ratio:** 0.19% (weak for cashflow) - **Max investor price (0.8%):** £154,750 - **Target investor price (1%):** £123,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £4,815/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14.4% - **10y growth:** 2.2% ## House Price Index (HM Land Registry) *Official index for Medway; Detached series; as of April 2026.* - **1y growth (index):** 0.2% - **5y growth (index):** 16.6% - **10y growth (index):** 37.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)