# 3 bedroom semi-detached house for sale (ST2 0SY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 BANKSMAN ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST2 0SY |
| Price | £180,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 96 m² |
| Last sold | £42,000 Oct 2004 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 14/06/2036
- **Current heating cost:** £896/year
- **Est. upgrade cost to C:** £12,900

### Recommendations
- A (£900 - £1,200)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9258-3063-0206-9746-5200)

## Description

The Property

This modern three-bedroom semi-detached family home offers stylish and practical accommodation throughout, making it an ideal purchase for first-time buyers, young families, or those seeking a well-presented home in a convenient residential location. Benefiting from a driveway, front and rear gardens, and well-proportioned living space, the property is perfectly suited to modern family life.

Upon entering the property, you are welcomed into a bright entrance hall which provides access to the main accommodation. The lounge is situated to the front of the property and offers a comfortable and inviting space in which to relax and unwind. With ample room for a range of furnishings, this attractive reception room provides the perfect setting for both everyday living and entertaining guests.

To the rear of the property is a fitted kitchen/diner, forming the heart of the home. The kitchen is equipped with a range of fitted units and work surfaces, providing practical storage and preparation space, while the dining area offers ample room for family meals and social gatherings. The rear-facing aspect allows for plenty of natural light, creating a bright and welcoming environment. An inner hallway leads to a useful ground-floor W.C., adding further convenience for family living and visitors alike.

The first-floor landing gives access to three well-proportioned bedrooms. The principal bedroom offers comfortable accommodation with space for freestanding furniture, while the remaining bedrooms are ideal for children, guests, or those requiring a home office. Completing the first-floor accommodation is the family bathroom, fitted with a modern suite designed to cater for the needs of a growing household.

Externally, the property enjoys attractive outdoor space to both the front and rear. A driveway provides valuable off-road parking, while the front garden enhances the property's kerb appeal. To the rear, the enclosed garden offers a private and secure environment.

Property Description DisclaimerThis is a general description of the property only, and is not intended to constitute part of an offer or contract. It has been verified by the seller(s), unless marked as "draft". Purplebricks conducts some valuations online and some of our customers prepare their own property descriptions, so if you decide to proceed with a viewing or an offer, please note this information may have been provided solely by the vendor, and we may not have been able to visit the property to confirm it. If you require clarification on any point then please contact us, especially if you’re traveling some distance to view. All information should be checked by your solicitor prior to exchange of contracts.

Successful buyers will be required to complete anti-money laundering and proof of funds checks. The current non-refundable cost is £80 inc. VAT per offer. You’ll need to pay this to Purplebricks and complete all checks before we can issue a memorandum of sale. The cost includes obtaining relevant data and any manual checks and monitoring which might be required.

## Property Photos

- ![Photo](/listings/photos/90092598/735636)
- ![Photo](/listings/photos/90092598/735637)
- ![Photo](/listings/photos/90092598/735638)
- ![Photo](/listings/photos/90092598/735639)
- ![Photo](/listings/photos/90092598/735640)
- ![Photo](/listings/photos/90092598/735641)
- ![Photo](/listings/photos/90092598/735642)
- ![Photo](/listings/photos/90092598/735643)
- ![Photo](/listings/photos/90092598/735644)
- ![Photo](/listings/photos/90092598/735645)
- ![Photo](/listings/photos/90092598/735646)
- ![Photo](/listings/photos/90092598/735647)
- ![Photo](/listings/photos/90092598/735648)
- ![Photo](/listings/photos/90092598/735649)
- ![Photo](/listings/photos/90092598/735650)

## Floorplans

- ![Floorplan 1](/listings/photos/90092598/735651) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/90092598/735652) - epc

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14295699
- **Address:** 12 Banksman Road, STOKE-ON-TRENT, ST2 0SY
- **Certificate Issued:** 08/11/2020
- **Work Completed:** 16/10/2020
- **Items:** 9 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 BANKSMAN ROAD, STOKE-ON-TRENT, ST2 0SY | £42,000 | 08/10/2004 | Semi-detached |
| 12 BANKSMAN ROAD, STOKE-ON-TRENT, ST2 0SY | £27,000 | 16/08/2002 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 112 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QY | £125,000 | 01/09/2023 | Semi-detached |
| 619 BEVERLEY DRIVE, STOKE-ON-TRENT, ST2 0RD | £99,000 | 08/03/2023 | Semi-detached |
| 34 ONSETTER ROAD, STOKE-ON-TRENT, ST2 0ST | £140,000 | 20/12/2022 | Semi-detached |
| 95 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QZ | £127,000 | 17/11/2022 | Semi-detached |
| 619 BEVERLEY DRIVE, STOKE-ON-TRENT, ST2 0RD | £92,000 | 06/09/2022 | Semi-detached |
| 7 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QX | £150,000 | 30/08/2022 | Semi-detached |
| 619 BEVERLEY DRIVE, STOKE-ON-TRENT, ST2 0RD | £92,000 | 27/05/2022 | Semi-detached |
| 3 MOSS GREEN ROAD, STOKE-ON-TRENT, ST2 0SP | £137,000 | 20/05/2022 | Semi-detached |
| 12 WHITRIDGE GROVE, STOKE-ON-TRENT, ST2 0RR | £107,000 | 01/03/2022 | Semi-detached |
| 78 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QY | £115,000 | 04/02/2022 | Semi-detached |
| 112 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QY | £87,000 | 12/11/2021 | Semi-detached |
| 78 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QY | £75,000 | 28/09/2021 | Semi-detached |
| 112 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QY | £86,000 | 10/09/2021 | Semi-detached |
| 7 WAVERTON ROAD, STOKE-ON-TRENT, ST2 0QX | £97,000 | 20/08/2021 | Semi-detached |

**Area average:** £109,214 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £168,517 (52 Semi-detached, ST2, 2024–2026)
- **Deviation:** +6.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Housefield Road, ST2](http://87.117.209.195:8080/listings/8d8b306) | £950/mo | 3 | 0.39 miles | Rightmove |
| [Thornhill Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/9fe6e19) | £875/mo | 3 | 0.45 miles | Rightmove |
| [Winchester Avenue, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/16b59e8) | £875/mo | 3 | 0.71 miles | Rightmove |
| [Hoveringham Drive, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/0b070ac) | £1,100/mo | 3 | 1.34 miles | Rightmove |
| [Piggott Grove, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/6fe6e74) | £995/mo | 3 | 1.56 miles | Rightmove |
| [Chapel Street,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/8893261) | £800/mo | 3 | 1.62 miles | Rightmove |
| [Werrington Road, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/fff6768) | £975/mo | 3 | 1.67 miles | Rightmove |

**Average rent: £939/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.8×
- **Monthly cashflow:** £121/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,875/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32.6%
- **10y growth:** 62.1%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 26.2%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)