Sold STC Detached

23 CHAMBERS AVENUE

SALISBURY, AMESBURY, WILTSHIRE SP4 7XJ

3 beds 2 baths 88 m² Listed 13 Sep 2025 (-311d)

£350,000

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# 3 bedroom detached house for sale (SP4 7XJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 23 CHAMBERS AVENUE, SALISBURY, AMESBURY, WILTSHIRE SP4 7XJ |
| Price | £350,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £337,500 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 15/09/2035
- **Current heating cost:** £865/year
- **Est. upgrade cost to C:** £16,220

### Recommendations
- E (£480 - £560)
- T2 (£900 - £1,500)
- N (£4,000 - £7,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2721-8058-1731-0568-5107)

## Description

**SUMMARY**

STOP PRESS!! A detached house which features a large conservatory and ensuite to the master bedroom. There is also a 22' Kitchen/dining room and garden offering a lovely aspect to the rear.

**DESCRIPTION**

A detached house which features a large conservatory and ensuite to the master bedroom. There is also a 22' Kitchen/dining room and garden which offers a lovely aspect to the rear.

**Entrance Hall**

Stairs to first floor landing,

**Cloakroom**

Comprising a lWC and wash hand basin

**Lounge** 15'  max x 12' 4" max ( 4.57m max x 3.76m max )

Rear aspect, sliding door to..

**Conservatory** 13' 9" max x 11'  max ( 4.19m max x 3.35m max )

French doors to garden, ceiling fan.

**Kitchen/ Dining Room** 22'  x 9'  ( 6.71m x 2.74m )

Comprising a single drainer sink unit, range of wall and base units with work surfaces over, built in oven,inset gas hob unit with concealed hood over, space for dishwasher, space for  fridge/freezer, further appliance space, double aspect to front and rear, door to garden.

**Galleried Landing**

Access to loft, built in airing cupboard.

**Master Bedroom** 13' 5" narrowing to 10' 9" x 9' 3" ( 4.09m narrowing to 3.28m x 2.82m )

Built in double wardrobe, rear aspect.

**Ensuite**

Comprising a shower cubicle with wash hand basin and WC.

**Bedroom Two** 10' 5" narrowing to 8' 2" x 10' 3" ( 3.17m narrowing to 2.49m x 3.12m )

Built in double wardrobe.

**Bedroom Three** 11'  x 6'  ( 3.35m x 1.83m )

Built in double wardrobe, front aspect.

**Bathroom**

Comprising a panel enclosed bath. wash hand basin and WC.

**Outside**

**Rear Garden**

Offering a high degree of privacy and a lovely aspect to the rear, the garden is laid to lawn with a patio area which is ideal for alfresco dining, There are also shrub borders and a timber shed along with gated side access and a personal door to the garage.

**Garage**

With up and over door, power and light, eaves storage space and a personal door to the garden.

1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2: These particulars do not constitute part or all of an offer or contract.

3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4: Potential buyers are advised to recheck the measurements before committing to any expense.

5: Connells has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.

6: Connells has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

## Property Photos

- ![Photo](/listings/photos/166978550/1232461)
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## Floorplans

- ![Floorplan 1](/listings/photos/166978550/1232477) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/166978550/1232478) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14061608
- **Address:** 23 Chambers Avenue, Amesbury, SP4 7XJ
- **Certificate Issued:** 26/04/2020
- **Work Completed:** 24/01/2020
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ | £337,500 | 02/04/2026 | Detached |
| 23 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ | £252,500 | 05/09/2016 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 26 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ | £303,000 | 04/12/2025 | Terraced |
| 26 BEYER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XG | £415,000 | 27/03/2025 | Detached |
| 30 BEYER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XG | £450,000 | 29/09/2023 | Detached |
| [Same street] 16 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ | £270,000 | 18/07/2023 | Terraced |
| 3 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FF | £456,250 | 11/05/2023 | Detached |
| 80 SHEARS DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YA | £477,500 | 31/03/2023 | Detached |
| 25 HARVARD WAY, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XE | £370,000 | 17/03/2023 | Detached |
| 14 SHEARS DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YA | £480,000 | 10/03/2023 | Detached |
| 6 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FE | £476,000 | 25/10/2022 | Detached |
| 5 RUSHWORTH ROW, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YH | £525,000 | 23/09/2022 | Detached |
| THE MOURNES BOSCOMBE ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7JH | £435,000 | 12/08/2022 | Detached |
| 78 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YE | £450,000 | 05/08/2022 | Detached |
| 17 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ | £395,000 | 30/06/2022 | Detached |
| 47 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YD | £470,000 | 21/06/2022 | Detached |
| 10 MCKIE ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XD | £355,000 | 14/04/2022 | Detached |
| 7 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ | £380,000 | 04/04/2022 | Detached |
| 51 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YD | £440,000 | 24/03/2022 | Detached |
| 14 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7DS | £384,950 | 20/12/2021 | Detached |
| 55 RUSHWORTH ROW, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YH | £340,000 | 16/12/2021 | Detached |
| 9 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FF | £445,000 | 05/11/2021 | Detached |
| 10 RINGWOOD AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7PF | £269,950 | 31/08/2021 | Detached |
| 9 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ | £415,000 | 27/08/2021 | Detached |
| [Same street] 16 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ | £205,000 | 13/08/2021 | Terraced |

**Street average:** £259,333 (3 sales)
**Area average:** £421,483 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £471,705 (39 Detached, SP4, 2024–2026)
- **Deviation:** -25.8%

## Rental Range

*ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £958/mo
- **Realistic:** £1,064/mo
- **Optimistic:** £1,170/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Salisbury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £913/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Barnard Field, SP4 | £5,595/mo | 3 | 0.15 miles | OpenRent |
| 3 Bed Semi-Detached House, Barnard Field, SP4 | £5,595/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Detached House, Javelin Close, SP4 | £5,595/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Detached House, Duckett Road, SP4 | £4,656/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Detached House, Duckett Road, SP4 | £5,595/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Detached House, Princess Way, SP4 | £1,600/mo | 3 | 0.46 miles | OpenRent |

**Average rent: £4,773/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 1.6% (strong)
- **Max investor price (0.8%):** £699,375
- **Target investor price (1%):** £559,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £5,595/mo).*

- **Gross yield:** 19.2%
- **Cost-to-rent:** 5.2×
- **Monthly cashflow:** £3,632/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 42.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,977/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.1%
- **10y growth:** 36%

## House Price Index (HM Land Registry)

*Official index for Wiltshire; Detached series; as of April 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 15.5%
- **10y growth (index):** 30.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

88 m²

Council tax band

EPC rating

Last sold

£337,500 Apr 2026

Price per m²

£3,977/m²

Local average

£471,705 (-25.8%)

Deprivation

Decile 7 (23,474 of 33,755)

Street crime

84 incidents within 1 mile (May 2026)

Key features

Three Bedrooms
Ensuite to Master
22' Kitchen/ Dining Room
Conservatory
Built in Wardrobes
Well Located
Access Salisbury and A303

Additional details

Parking: Yes
Garden: Front garden, Back garden

Description

SUMMARY
STOP PRESS!! A detached house which features a large conservatory and ensuite to the master bedroom. There is also a 22' Kitchen/dining room and garden offering a lovely aspect to the rear.

DESCRIPTION
A detached house which features a large conservatory and ensuite to the master bedroom. There is also a 22' Kitchen/dining room and garden which offers a lovely aspect to the rear.

Entrance Hall
Stairs to first floor landing,

Cloakroom
Comprising a lWC and wash hand basin

Lounge 15' max x 12' 4" max ( 4.57m max x 3.76m max )
Rear aspect, sliding door to..

Conservatory 13' 9" max x 11' max ( 4.19m max x 3.35m max )
French doors to garden, ceiling fan.

Kitchen/ Dining Room 22' x 9' ( 6.71m x 2.74m )
Comprising a single drainer sink unit, range of wall and base units with work surfaces over, built in oven,inset gas hob unit with concealed hood over, space for dishwasher, space for fridge/freezer, further appliance space, double aspect to front and rear, door to garden.

Galleried Landing
Access to loft, built in airing cupboard.

Master Bedroom 13' 5" narrowing to 10' 9" x 9' 3" ( 4.09m narrowing to 3.28m x 2.82m )
Built in double wardrobe, rear aspect.

Ensuite
Comprising a shower cubicle with wash hand basin and WC.

Bedroom Two 10' 5" narrowing to 8' 2" x 10' 3" ( 3.17m narrowing to 2.49m x 3.12m )
Built in double wardrobe.

Bedroom Three 11' x 6' ( 3.35m x 1.83m )
Built in double wardrobe, front aspect.

Bathroom
Comprising a panel enclosed bath. wash hand basin and WC.

Outside

Rear Garden
Offering a high degree of privacy and a lovely aspect to the rear, the garden is laid to lawn with a patio area which is ideal for alfresco dining, There are also shrub borders and a timber shed along with gated side access and a personal door to the garage.

Garage
With up and over door, power and light, eaves storage space and a personal door to the garden.

1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2: These particulars do not constitute part or all of an offer or contract.
3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.
4: Potential buyers are advised to recheck the measurements before committing to any expense.
5: Connells has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.
6: Connells has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

Listed by

Amesbury

Connells

Reference: 166978550

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 16/09/2025

Expiry date: 15/09/2035

Current heating cost: £865/year

Potential heating cost: £901/year

Est. upgrade cost to C: £16,220

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Low energy lighting for all fixed outlets (£480 - £560)
Flue gas heat recovery in conjunction with boiler (£900 - £1,500)
Solar water heating (£4,000 - £7,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14061608

Property Details

Street: 23 Chambers Avenue

Town: Amesbury

Postcode: SP4 7XJ

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 26/04/2020

Work Completed: 24/01/2020

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

34% since 2016

Event	Date	Price	% change
Sold	02/04/2026 (3 months ago)	£337,500	+33.7%
Sold	05/09/2016 (9 years ago)	£252,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 26 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ	£303,000	04/12/2025	Terraced
26 BEYER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XG	£415,000	27/03/2025	Detached
30 BEYER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XG	£450,000	29/09/2023	Detached
Same street 16 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ	£270,000	18/07/2023	Terraced
3 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FF	£456,250	11/05/2023	Detached
80 SHEARS DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YA	£477,500	31/03/2023	Detached
25 HARVARD WAY, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XE	£370,000	17/03/2023	Detached
14 SHEARS DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YA	£480,000	10/03/2023	Detached
6 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FE	£476,000	25/10/2022	Detached
5 RUSHWORTH ROW, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YH	£525,000	23/09/2022	Detached
THE MOURNES BOSCOMBE ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7JH	£435,000	12/08/2022	Detached
78 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YE	£450,000	05/08/2022	Detached
17 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ	£395,000	30/06/2022	Detached
47 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YD	£470,000	21/06/2022	Detached
10 MCKIE ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XD	£355,000	14/04/2022	Detached
7 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ	£380,000	04/04/2022	Detached
51 REDWORTH DRIVE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YD	£440,000	24/03/2022	Detached
14 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7DS	£384,950	20/12/2021	Detached
55 RUSHWORTH ROW, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YH	£340,000	16/12/2021	Detached
9 BARNARD FIELD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7FF	£445,000	05/11/2021	Detached
10 RINGWOOD AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7PF	£269,950	31/08/2021	Detached
9 CONYGER ROAD, AMESBURY, SALISBURY, WILTSHIRE, SP4 7YJ	£415,000	27/08/2021	Detached
Same street 16 CHAMBERS AVENUE, AMESBURY, SALISBURY, WILTSHIRE, SP4 7XJ	£205,000	13/08/2021	Terraced

Street average: £259,333 (3 sales)

Area average: £421,483 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.1%

10y growth 36%

House Price Index (HM Land Registry — official index, not sold-price averages): Wiltshire. Series: Detached. As of April 2026.

1y (index) 0.8%

5y (index) 15.5%

10y (index) 30.8%

Rental Range

Estimated market rent for Wiltshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £958/mo

Realistic £1,064/mo

Optimistic £1,170/mo

Based on Local Authority from postcode lookup → Wiltshire.

LHA (30th percentile) floor for Salisbury: £913/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SP4 7XJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	ChambersAvenue	0.1 miles
Shop	Aircuts - The Boscombe Barber Shop	0.4 miles
Shop	One Stop	0.4 miles
Train station	Grateley	6.3 miles
Train station	Salisbury	6.8 miles
Hospital	Salisbury District Hospital	8.4 miles
Hospital	New Hall Hospital	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	32
Anti-social behaviour	15
Criminal damage and arson	7
Public order	7
Other theft	6
Shoplifting	5
Other crime	3
Vehicle crime	3
Burglary	2
Possession of weapons	2
Robbery	1
Theft from the person	1
Total incidents	84

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Amesbury Archer Primary School	Primary	0.2 miles	Good — 5 Jul 2021
King's Gate Primary School	Primary	0.3 miles	Good — 12 Dec 2023
Christ The King Catholic School, Amesbury	Primary	0.5 miles	Requires improvement — 18 Nov 2021
The Stonehenge School	Secondary	0.7 miles	Good — 25 Feb 2014
Amesbury Church of England Voluntary Controlled Primary School	Primary	0.7 miles	Inadequate — 23 May 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Barnard Field, SP4	£5,595/mo	3	0.15 miles	OpenRent
3 Bed Semi-Detached House, Barnard Field, SP4	£5,595/mo	3	0.16 miles	OpenRent
3 Bed Detached House, Javelin Close, SP4	£5,595/mo	3	0.3 miles	OpenRent
3 Bed Detached House, Duckett Road, SP4	£4,656/mo	3	0.35 miles	OpenRent
3 Bed Detached House, Duckett Road, SP4	£5,595/mo	3	0.35 miles	OpenRent
3 Bed Detached House, Princess Way, SP4	£1,600/mo	3	0.46 miles	OpenRent

Average rent: £4,773/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.6%

Max investor price (0.8%) £699,375

Target investor price (1%) £559,500

Gross yield 19.2%

Cost-to-rent ratio 5.2×

Monthly cashflow £3,632/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 42.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).