# 1 bedroom apartment for sale (CF10 5BX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 50, QUAYSIDE, BUTE CRESCENT, CARDIFF, CARDIFF CF10 5BX |
| Price | £135,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £138,000 Dec 2020 |

## Description

VIDEO TOUR AVAILABLE    A well presented one bedroom apartment situated in the heart of Mermaid Quay with it's restaurants, bars and cafe's. The apartment is light and bright throughout and is a perfect purchase for a first time buyer or buy to let investor with the flat previously let for £725 PCM. 

The accommodation comprises of entrance hallway, open plan living room with kitchen, double bedroom, bathroom and storage. 

Quayside is an ideal for location for any professionals working in the Bay or city centre, the building is directly opposite the Millennium centre and is also a perfect second home.

## Property Photos

- ![External](/listings/photos/78251992/342352) - External
- ![Living/ Dining Room](/listings/photos/78251992/342356) - Living/ Dining Room
- ![Bedroom](/listings/photos/78251992/342358) - Bedroom
- ![Living Room](/listings/photos/78251992/342359) - Living Room
- ![Bathroom](/listings/photos/78251992/342360) - Bathroom
- ![Living Room](/listings/photos/78251992/342361) - Living Room
- ![Kitchen](/listings/photos/78251992/342363) - Kitchen

## EPC Graphs

- ![EE Rating](/listings/photos/78251992/342365) - EE Rating
- ![EI Rating](/listings/photos/78251992/342367) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| QUAYSIDE 50 BUTE CRESCENT, CARDIFF, CF10 5BX | £138,000 | 07/12/2020 | Flat |
| QUAYSIDE 50 BUTE CRESCENT, CARDIFF, CF10 5BX | £100,000 | 30/03/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE BANK, 97 - 100 APARTMENT 15 BUTE STREET, CARDIFF, CF10 5AS | £320,000 | 04/12/2025 | Flat |
| CADOGAN HOUSE FLAT 17 WEST BUTE STREET, CARDIFF, CF10 5EN | £150,000 | 23/06/2023 | Flat |
| OCEAN BUILDINGS 13 BUTE CRESCENT, CARDIFF, CF10 5AY | £133,600 | 28/04/2023 | Flat |
| SEAGERS BUILDINGS, 108 - 109 FLAT 4 BUTE STREET, CARDIFF, CF10 5AD | £113,000 | 21/10/2022 | Flat |
| SEAGERS BUILDINGS, 108 - 109 FLAT 11 BUTE STREET, CARDIFF, CF10 5AD | £105,000 | 29/09/2022 | Flat |
| QUAYSIDE 11 BUTE CRESCENT, CARDIFF, CF10 5BX | £115,000 | 14/04/2022 | Flat |
| THE BANK, 97 - 100 APARTMENT 8 BUTE STREET, CARDIFF, CF10 5AS | £460,000 | 30/11/2021 | Flat |
| THE BANK, 97 - 100 APARTMENT 14 BUTE STREET, CARDIFF, CF10 5AS | £320,000 | 30/07/2021 | Flat |

**Area average:** £214,575 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,555 (45 Flat, CF10, 2024–2026)
- **Deviation:** -23.5%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Vellacott Close, CF10 | £1,700/mo | 1 | 0.69 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.26% (strong)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 15.1%
- **Cost-to-rent:** 6.6×
- **Monthly cashflow:** £973/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 29.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.2%
- **10y growth:** 13.6%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.8%
- **5y growth (index):** 9.7%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)