# 2 bedroom ground floor flat for sale (NE6 5LA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 174 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR NE6 5LA |
| Price | £130,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £220,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 05/12/2029
- **Current heating cost:** £451/year

### Recommendations
- Q (14,000)
- W1 (1,200)
- W2 (6,000)
- E (10)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9462-2886-7927-9101-2181)

## Description

Remarkable ground floor flat offering the ‘wow factor’ and guaranteed to impress with its ultra modern fitments, décor and exposed floorboards!Impeccably presented with generous sized sunny rear yard which has a roller shutter door offering secure private parking.The layout comprises; entrance hallway, lounge, 2 bedrooms, refitted kitchen with high gloss cabinets, workbench lighting and built in cooking appliances and lavish bathroom/WC with contemporary white suite.Additional benefits include gas central heating and UPVC double glazing.

TenureLease, ground rent and maintenance details have been provided by the seller however the accuracy cannot be guaranteed as we have been unable to verify them by means of current documentation. Should you proceed with the purchase of this property, these details must be verified by your Solicitor.SimonsideHeaton/BJ/NB/28.11.2019/V1

## Property Photos

- ![Photo 25](/listings/photos/87012911/770963) - Photo 25
- ![Photo 4](/listings/photos/87012911/770964) - Photo 4
- ![Photo 8](/listings/photos/87012911/770965) - Photo 8
- ![Photo 7](/listings/photos/87012911/770966) - Photo 7
- ![Photo 14](/listings/photos/87012911/770967) - Photo 14
- ![Photo 21](/listings/photos/87012911/770968) - Photo 21
- ![Photo 24](/listings/photos/87012911/770969) - Photo 24

## EPC Graphs

- ![Energy Perform...](/listings/photos/87012911/770970) - Energy Perform...

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13286120
- **Address:** 174 Simonside Terrace, NEWCASTLE UPON TYNE, NE6 5LA
- **Certificate Issued:** 11/12/2018
- **Work Completed:** 05/11/2018
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 174 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £220,000 | 17/02/2026 | Flat |
| 174 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £130,000 | 06/03/2020 | Flat |
| 174 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £42,500 | 27/06/2000 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 89 TREWHITT ROAD, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LU | £105,000 | 19/12/2025 | Flat |
| 90 WHITEFIELD TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SR | £183,000 | 15/12/2025 | Flat |
| 25 WHITEFIELD TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DU | £163,000 | 10/12/2025 | Flat |
| 174 CARTINGTON TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SJ | £232,500 | 28/11/2025 | Flat |
| 83 TOSSON TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LY | £136,000 | 26/11/2025 | Flat |
| 12 WHITEFIELD TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DT | £156,037 | 25/11/2025 | Flat |
| 68 ROKEBY TERRACE, HEATON, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SU | £188,000 | 24/11/2025 | Flat |
| 70 ROKEBY TERRACE, HEATON, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SU | £188,000 | 24/11/2025 | Flat |
| 15 MARLEEN AVENUE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DN | £179,500 | 14/11/2025 | Flat |
| 18 MARLEEN AVENUE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DN | £160,000 | 29/08/2025 | Flat |
| 74 ROKEBY TERRACE, HEATON, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SU | £157,500 | 25/07/2025 | Flat |
| 171 CARTINGTON TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SJ | £190,000 | 18/07/2025 | Flat |
| [Same street] 142 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £155,000 | 11/07/2025 | Flat |
| 176 BIDDLESTONE ROAD, HEATON, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5SP | £200,750 | 10/07/2025 | Flat |
| 207 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DZ | £170,500 | 27/06/2025 | Flat |
| 201 WARTON TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DX | £170,000 | 26/06/2025 | Flat |
| 255 ROTHBURY TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DD | £162,000 | 22/05/2025 | Flat |
| 362 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DS | £135,000 | 17/02/2025 | Flat |
| 240 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DR | £152,500 | 05/04/2024 | Flat |
| 63 WHITEFIELD TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DU | £125,000 | 21/12/2023 | Flat |
| 218 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5DR | £182,000 | 20/12/2023 | Flat |
| [Same street] 118 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £160,000 | 15/12/2023 | Flat |
| [Same street] 146 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £120,000 | 10/10/2023 | Flat |
| [Same street] 184 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £165,000 | 07/08/2023 | Terraced |
| [Same street] 110 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £153,650 | 01/08/2022 | Flat |
| [Same street] 170 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £120,000 | 07/06/2022 | Flat |
| [Same street] 94 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £120,000 | 06/08/2021 | Flat |
| [Same street] 92 SIMONSIDE TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE6 5LA | £120,000 | 06/08/2021 | Flat |

**Street average:** £139,206 (8 sales)
**Area average:** £166,814 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £136,515 (69 Flat, NE6, 2024–2026)
- **Deviation:** -4.8%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,084/mo
- **Realistic:** £1,204/mo
- **Optimistic:** £1,324/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Adderstone Crescent, NE2 | £1,275/mo | 2 | 1.24 miles | OpenRent |

**Average rent: £1,275/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.98% (okay)
- **Max investor price (0.8%):** £159,375
- **Target investor price (1%):** £127,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,275/mo).*

- **Gross yield:** 11.8%
- **Cost-to-rent:** 8.5×
- **Monthly cashflow:** £611/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,781/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.9%
- **10y growth:** 19%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 12.4%
- **10y growth (index):** 28%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)