# 4 bedroom semi-detached house for sale (ST5 8EF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 64 LORING ROAD, NEWCASTLE, NEWCASTLE, STAFFORDSHIRE ST5 8EF |
| Price | £300,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Last sold | £78,950 Jan 2002 |

## Description

Butters John Bee are pleased to offer this beautifully presented four-bedroom semi-detached home, situated in a convenient residential location within Newcastle-under-Lyme. The property is well positioned for easy access to local schools, transport connections and a wide range of everyday amenities.

The main house offers generous living accommodation, including three well-proportioned bedrooms, with the principal bedroom benefitting from fitted wardrobes for added storage. The first floor is completed by a modern bathroom featuring a contemporary freestanding bath and heated towel rail.

On the ground floor, the property provides three versatile reception rooms. The main living room enjoys wood flooring and a feature fireplace, creating a warm and inviting space. There is also a separate dining room ideal for entertaining, along with a bright family room overlooking the rear garden.

A particular highlight of the property is the extended open-plan kitchen, designed to create a sociable and practical space. The kitchen is fitted with granite worktops and offers plenty of natural light, together with room for both dining and informal breakfast seating. Outside, the property benefits from off-road parking and an EV charging point.

To the rear of the property is a detached self-contained annexe, providing excellent additional accommodation. The annexe includes an open-plan living and kitchen area with granite worktops and space for dining, a double bedroom, a useful utility room, and a shower room complete with walk-in shower and heated towel rail. This arrangement is ideal for multi-generational living, guests, or older children seeking a degree of independence.

The location offers easy access to Newcastle-under-Lyme town centre, where a variety of supermarkets, independent shops, cafés and services can be found. Public transport links provide regular bus routes across Newcastle and into Stoke-on-Trent, making the property well suited for commuters. Local parks and green spaces are also within easy reach, offering opportunities for outdoor leisure and recreation.

## Property Photos

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## EPC Graphs

- ![EPC 1](/listings/photos/173495165/141716) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6972196
- **Address:** 64 Loring Road, NEWCASTLE, ST5 8EF
- **Certificate Issued:** 16/11/2009
- **Work Completed:** 03/11/2009
- **Items:** 5 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 LORING ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EF | £78,950 | 18/01/2002 | Semi-detached |
| 64 LORING ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EF | £38,000 | 28/05/1997 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 32 LORING ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EF | £175,250 | 12/01/2026 | Detached |
| 16 WATLANDS AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8AS | £380,000 | 12/01/2026 | Semi-detached |
| 17 WATLANDS AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8AS | £399,000 | 01/09/2025 | Semi-detached |
| 5 DAIN PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8QL | £204,000 | 08/08/2025 | Semi-detached |
| 4 GARNETT ROAD WEST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EQ | £222,000 | 21/03/2025 | Semi-detached |
| 50 CLARE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8PX | £128,000 | 09/10/2023 | Semi-detached |
| 30 PARK AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8AU | £175,000 | 18/09/2023 | Semi-detached |
| [Same street] 3 LORING ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EF | £277,000 | 08/09/2023 | Detached |
| 52 CLARE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8PX | £218,400 | 12/05/2023 | Semi-detached |
| 36 GARNETT ROAD WEST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EQ | £189,950 | 01/05/2023 | Semi-detached |
| 98 SPARROW TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8PQ | £120,000 | 12/04/2023 | Semi-detached |
| 19 LODGE GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0HA | £186,000 | 03/01/2023 | Semi-detached |
| 133 HEATON TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8PL | £220,000 | 30/09/2022 | Semi-detached |
| 169 DIMSDALE PARADE WEST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8DX | £196,000 | 14/09/2022 | Semi-detached |
| [Same street] 1 LORING ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EF | £215,000 | 02/09/2022 | Detached |
| 2 DIMSDALE VIEW EAST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EE | £140,000 | 02/09/2022 | Semi-detached |
| 4 GARNETT ROAD EAST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8AP | £152,500 | 26/08/2022 | Semi-detached |
| 10 DIMSDALE VIEW EAST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EE | £155,000 | 22/08/2022 | Semi-detached |
| 2 LODGE GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0HA | £230,000 | 19/07/2022 | Semi-detached |
| 24 CLARE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EU | £290,000 | 20/04/2022 | Semi-detached |
| 171 DIMSDALE PARADE WEST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8DX | £155,000 | 16/03/2022 | Semi-detached |
| 26 CLARE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EH | £220,000 | 28/02/2022 | Semi-detached |
| 47 GARNETT ROAD WEST, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8EQ | £158,500 | 28/01/2022 | Semi-detached |

**Street average:** £222,417 (3 sales)
**Area average:** £206,968 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,610 (142 Semi-detached, ST5, 2024–2026)
- **Deviation:** +51%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Dimsdale Hall Drive, Wolstanton, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/7e74bbb) | £1,750/mo | 4 | 0.37 miles | Rightmove |
| [London Road, Chesterton, Newcastle](http://87.117.209.195:8080/listings/9c2e45c) | £1,200/mo | 4 | 0.8 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 0.85 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/054fe3a) | £1,700/mo | 4 | 1.83 miles | Rightmove |
| [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 2.14 miles | Rightmove |
| [Valley View, Newcastle, ST5](http://87.117.209.195:8080/listings/690e570) | £1,300/mo | 4 | 2.18 miles | Rightmove |
| [Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX](http://87.117.209.195:8080/listings/d1263f1) | £450/mo | — | 2.24 miles | Rightmove |
| [Enstone Court, Westbury Park, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2cb6c64) | £1,295/mo | 4 | 3.46 miles | Rightmove |
| [ Aspen Rise, Clayton](http://87.117.209.195:8080/listings/9214ff2) | £1,995/mo | 4 | 3.85 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 4.03 miles | Rightmove |
| [Snape Hall Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/99762c2) | £1,800/mo | 4 | 5.82 miles | Rightmove |
| [Stableford, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e0262d1) | £1,400/mo | 4 | 6.5 miles | Rightmove |

**Average rent: £1,508/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.5×
- **Monthly cashflow:** £9/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 33.5%
- **10y growth:** 37.6%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 24.9%
- **10y growth (index):** 59.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)