Sold STC Terraced

81 LADYSMITH ROAD

EXETER, DEVON EX1 2PS

2 beds 1 baths 818 sq ft Listed 15 Jun 2022 (-1459d)

£295,000

Save

# 2 bedroom terraced house for sale (EX1 2PS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 81 LADYSMITH ROAD, EXETER, DEVON EX1 2PS |
| Price | £295,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 76 m² |
| Last sold | £313,000 Nov 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/12/2029
- **Current heating cost:** £435/year

### Recommendations
- B (1,500)
- W1 (1,200)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9461-2888-7020-9391-8405)

## Description

A spacious two bedroom terraced house located in the much sought-after location of Heavitree. Dating back to the early 1900s, the property benefits from a number of attractive period features and enjoys a pleasant leafy outlook to the rear across the cemetery. Heavitree itself features a range of shops, cafes and pubs along the high street, and also boasts highly-regarded schools, such as Ladysmith and St Michaels School. There are also nearby GP surgeries, parks and Waitrose supermarket.

## Property Photos

- ![Front](/listings/photos/123933530/597236) - Front
- ![Living Room](/listings/photos/123933530/597238) - Living Room
- ![Kitchen](/listings/photos/123933530/597240) - Kitchen
- ![Dining Room](/listings/photos/123933530/597243) - Dining Room
- ![Hallway](/listings/photos/123933530/597246) - Hallway
- ![Bedroom 1](/listings/photos/123933530/597248) - Bedroom 1
- ![Bedroom 1](/listings/photos/123933530/597255) - Bedroom 1
- ![Bedroom 2](/listings/photos/123933530/597258) - Bedroom 2
- ![Bathroom](/listings/photos/123933530/597268) - Bathroom
- ![Bathroom](/listings/photos/123933530/597274) - Bathroom
- ![Garden](/listings/photos/123933530/597280) - Garden
- ![Garden](/listings/photos/123933530/597286) - Garden
- ![Garden](/listings/photos/123933530/597295) - Garden
- ![Floorplan](/listings/photos/123933530/597299) - Floorplan

## Floorplans

- ![Floorplan 1](/listings/photos/123933530/597304) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/123933530/597312) - Energy Performance Certificate

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #1039162
- **Address:** 81 Ladysmith Road, EXETER, EX1 2PS
- **Certificate Issued:** 03/10/2003
- **Work Completed:** 22/08/2003
- **Items:** 4 window(s)

### FENSA Certificate #1035677
- **Address:** 81 Ladysmith Road, EXETER, EX1 2PS
- **Certificate Issued:** 03/10/2003
- **Work Completed:** 21/08/2003
- **Items:** 4 window(s)

### FENSA Certificate #157635
- **Address:** 81 Ladysmith Road, EXETER, EX1 2PS
- **Certificate Issued:** 03/12/2002
- **Work Completed:** 07/08/2002
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £313,000 | 24/11/2022 | Terraced |
| 81 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £220,000 | 14/02/2020 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 103 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £172,000 | 23/05/2025 | Flat |
| [Same street] 89 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £310,000 | 19/07/2024 | Terraced |
| [Same street] 58 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £297,500 | 17/05/2024 | Terraced |
| 65 PARK ROAD, EXETER, DEVON, EX1 2HT | £370,000 | 03/11/2023 | Terraced |
| 7 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £325,000 | 03/11/2023 | Terraced |
| 14 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ | £382,500 | 30/10/2023 | Terraced |
| 21 LOWER AVENUE, EXETER, DEVON, EX1 2PR | £360,000 | 20/10/2023 | Terraced |
| 12 FIRST AVENUE, EXETER, DEVON, EX1 2PH | £431,668 | 02/10/2023 | Terraced |
| 8 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £300,000 | 22/09/2023 | Terraced |
| [Same street] 67 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £290,000 | 28/04/2023 | Terraced |
| 93 PARK ROAD, EXETER, DEVON, EX1 2HT | £366,000 | 12/04/2023 | Terraced |
| [Same street] 91 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £315,000 | 10/02/2023 | Terraced |
| 3 THIRD AVENUE, EXETER, DEVON, EX1 2PJ | £420,000 | 01/02/2023 | Terraced |
| [Same street] 103A LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £240,000 | 06/01/2023 | Flat |
| [Same street] 103B LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £184,950 | 05/01/2023 | Flat |
| [Same street] 99 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £345,000 | 09/12/2022 | Terraced |
| 48 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £315,000 | 24/11/2022 | Terraced |
| 36 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £287,000 | 24/11/2022 | Terraced |
| [Same street] GARAGE ADJOINING, 103 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £40,000 | 15/11/2022 | Other |
| 16 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £298,000 | 08/11/2022 | Terraced |
| 90 PARK ROAD, EXETER, DEVON, EX1 2HT | £468,500 | 20/10/2022 | Terraced |
| 50 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £341,000 | 26/07/2022 | Terraced |
| [Same street] 62 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £295,000 | 15/07/2022 | Terraced |
| 23 COMMINS ROAD, EXETER, DEVON, EX1 2PZ | £268,000 | 12/07/2022 | Terraced |
| [Same street] 89 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £305,000 | 28/06/2022 | Terraced |
| 79 PARK ROAD, EXETER, DEVON, EX1 2HT | £445,000 | 01/06/2022 | Terraced |
| 10 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £390,000 | 09/05/2022 | Terraced |
| 29 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ | £326,180 | 08/04/2022 | Terraced |
| 72 LADYSMITH ROAD, EXETER, DEVON, EX1 2PP | £375,000 | 25/03/2022 | Terraced |
| 53 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU | £255,000 | 29/09/2021 | Terraced |
| 5 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ | £291,200 | 28/09/2021 | Terraced |
| [Same street] 83 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £230,000 | 01/07/2021 | Terraced |
| [Same street] 73 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS | £278,500 | 28/06/2021 | Terraced |

**Street average:** £254,073 (13 sales)
**Area average:** £350,752 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £272,909 (44 Terraced, EX1, 2024–2026)
- **Deviation:** +8.1%

## Rental Range

*ONS Price Index of Private Rents (Exeter). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,182/mo
- **Realistic:** £1,313/mo
- **Optimistic:** £1,444/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Exeter (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Old Tiverton Road, EX4 | £1,175/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Flat, New North Road, EX4 | £1,350/mo | 2 | 1.03 miles | OpenRent |
| 2 Bed Flat, New North Road, EX4 | £1,400/mo | 2 | 1.06 miles | OpenRent |

**Average rent: £1,308/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.2×
- **Monthly cashflow:** £28/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,882/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -23.9%
- **10y growth:** 14.3%

## House Price Index (HM Land Registry)

*Official index for Exeter; Terraced series; as of March 2026.*

- **1y growth (index):** -2.4%
- **5y growth (index):** 13.5%
- **10y growth (index):** 35%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Living Room Kitchen Dining Room Hallway Bedroom 1 Bedroom 1 Bedroom 2 Bathroom Bathroom Garden Garden Garden Floorplan

/ 14

Property details

Tenure

FREEHOLD

Floor area

76 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£313,000 Nov 2022

Price per m²

£3,882/m²

Local average

£272,909 (+8.1%)

Deprivation

Decile 9 (28,055 of 33,755)

Street crime

463 incidents within 1 mile (Apr 2026)

Key features

2 Bedrooms
Terraced House
Pleasant Outlook
Well-Presented
Enclosed Garden
Highly Desirable Location

Additional details

Garden: Yes

Description

Listed by

Exeter

Saleboards

Reference: 123933530

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 18/12/2019

Expiry date: 17/12/2029

Current heating cost: £435/year

Potential heating cost: £342/year

Recommendations

Cavity wall insulation (1,500)
Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Performance Certificate

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1039162

Property Details

Street: 81 Ladysmith Road

Town: EXETER

Postcode: EX1 2PS

Installation Details

Items: 4 windows

Certificate Issued: 03/10/2003

Work Completed: 22/08/2003

This certificate data was retrieved from FENSA's database

FENSA Certificate #1035677

Property Details

Street: 81 Ladysmith Road

Town: EXETER

Postcode: EX1 2PS

Installation Details

Items: 4 windows

Certificate Issued: 03/10/2003

Work Completed: 21/08/2003

This certificate data was retrieved from FENSA's database

FENSA Certificate #157635

Property Details

Street: 81 Ladysmith Road

Town: EXETER

Postcode: EX1 2PS

Installation Details

Items: 6 windows

Certificate Issued: 03/12/2002

Work Completed: 07/08/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

42% since 2020

Event	Date	Price	% change
Sold	24/11/2022 (3 years ago)	£313,000	+42.3%
Sold	14/02/2020 (6 years ago)	£220,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 103 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£172,000	23/05/2025	Flat
Same street 89 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£310,000	19/07/2024	Terraced
Same street 58 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£297,500	17/05/2024	Terraced
65 PARK ROAD, EXETER, DEVON, EX1 2HT	£370,000	03/11/2023	Terraced
7 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£325,000	03/11/2023	Terraced
14 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ	£382,500	30/10/2023	Terraced
21 LOWER AVENUE, EXETER, DEVON, EX1 2PR	£360,000	20/10/2023	Terraced
12 FIRST AVENUE, EXETER, DEVON, EX1 2PH	£431,668	02/10/2023	Terraced
8 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£300,000	22/09/2023	Terraced
Same street 67 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£290,000	28/04/2023	Terraced
93 PARK ROAD, EXETER, DEVON, EX1 2HT	£366,000	12/04/2023	Terraced
Same street 91 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£315,000	10/02/2023	Terraced
3 THIRD AVENUE, EXETER, DEVON, EX1 2PJ	£420,000	01/02/2023	Terraced
Same street 103A LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£240,000	06/01/2023	Flat
Same street 103B LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£184,950	05/01/2023	Flat
Same street 99 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£345,000	09/12/2022	Terraced
48 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£315,000	24/11/2022	Terraced
36 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£287,000	24/11/2022	Terraced
Same street GARAGE ADJOINING, 103 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£40,000	15/11/2022	Other
16 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£298,000	08/11/2022	Terraced
90 PARK ROAD, EXETER, DEVON, EX1 2HT	£468,500	20/10/2022	Terraced
50 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£341,000	26/07/2022	Terraced
Same street 62 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£295,000	15/07/2022	Terraced
23 COMMINS ROAD, EXETER, DEVON, EX1 2PZ	£268,000	12/07/2022	Terraced
Same street 89 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£305,000	28/06/2022	Terraced
79 PARK ROAD, EXETER, DEVON, EX1 2HT	£445,000	01/06/2022	Terraced
10 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£390,000	09/05/2022	Terraced
29 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ	£326,180	08/04/2022	Terraced
72 LADYSMITH ROAD, EXETER, DEVON, EX1 2PP	£375,000	25/03/2022	Terraced
53 LADYSMITH ROAD, EXETER, DEVON, EX1 2PU	£255,000	29/09/2021	Terraced
5 WYNDHAM AVENUE, EXETER, DEVON, EX1 2PQ	£291,200	28/09/2021	Terraced
Same street 83 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£230,000	01/07/2021	Terraced
Same street 73 LADYSMITH ROAD, EXETER, DEVON, EX1 2PS	£278,500	28/06/2021	Terraced

Street average: £254,073 (13 sales)

Area average: £350,752 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -23.9%

10y growth 14.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Exeter. Series: Terraced. As of March 2026.

1y (index) -2.4%

5y (index) 13.5%

10y (index) 35%

Rental Range

Estimated market rent for Exeter. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,182/mo

Realistic £1,313/mo

Optimistic £1,444/mo

Based on Local Authority from postcode lookup → Exeter.

LHA (30th percentile) floor for Exeter: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View EX1 2PS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ladysmith Road Infant School	0.0 miles
Shop	The Frame Works	0.1 miles
Shop	Morrisons Daily	0.2 miles
Train station	Polsloe Bridge	0.4 miles
University	St Luke's Campus	0.5 miles
Train station	St James' Park	0.7 miles
University	University of Exeter Streatham Court	1.2 miles
Hospital	The Woodmill	9.7 miles
Hospital	Dawlish Community Hospital	10.2 miles

Street-level crime

Category	Count
Violence and sexual offences	191
Anti-social behaviour	76
Shoplifting	71
Criminal damage and arson	37
Public order	24
Other theft	21
Vehicle crime	9
Burglary	7
Other crime	7
Drugs	5
Robbery	5
Possession of weapons	4
Bicycle theft	3
Theft from the person	3
Total incidents	463

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ladysmith Infant & Nursery School	Primary	0.0 miles	Requires improvement — 18 May 2023
Ladysmith Junior School	Primary	0.1 miles	Requires improvement — 25 Jun 2024
St Michael's Church of England Primary Academy	Primary	0.3 miles	Outstanding — 11 Sep 2015
Newtown Primary School	Primary	0.5 miles	Requires improvement — 13 Oct 2021
Exeter School	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Old Tiverton Road, EX4	£1,175/mo	2	0.55 miles	OpenRent
2 Bed Flat, New North Road, EX4	£1,350/mo	2	1.03 miles	OpenRent
2 Bed Flat, New North Road, EX4	£1,400/mo	2	1.06 miles	OpenRent

Average rent: £1,308/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 5.5%

Cost-to-rent ratio 18.2×

Monthly cashflow £28/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).