# 2 bedroom bungalow for sale (ME10 1HZ) ## Property Details | Key | Value | |-----|-------| | Address | 31 HAMILTON CRESCENT, SITTINGBOURNE, KENT ME10 1HZ | | Price | £325,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | D | | Construction age | England and Wales: 1976-1982 | | Floor area | 75 m² | | Last sold | £330,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Current heating cost:** £742/year - **Est. upgrade cost to C:** £16,610 ### Recommendations - A3 (£1,500 - £2,700) - W2 (£4,000 - £6,000) - E (£10) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2948-0440-2725-4981) ## Description Semi detached bungalow | Driveway | Garage | Westerley aspect garden | No onward chain | Shower Room | Flexible accommodation Offered with no onward chain, this semi-detached bungalow situated on the popular New Zealand estate in Sittingbourne, offers flexible living accommodation and the opportunity for somebody to make this their home. The property has a spacious entrance hall which could easily double as a study space. Beyond this there is a shower room, kitchen, generous living room and well-proportioned second bedroom on the ground floor. Upstairs there is a very large bedroom with convenient cloakroom. Outside there is a driveway and established lawn to the front. Beyond the side gate there is a garage and low maintenance rear garden. ## Property Photos - ![2325e3ed-6f35-498...](/listings/photos/161395181/639214) - 2325e3ed-6f35-498... - ![016e06f9-b60d-4dd...](/listings/photos/161395181/639218) - 016e06f9-b60d-4dd... - ![90689299-4d26-401...](/listings/photos/161395181/639221) - 90689299-4d26-401... - ![53ec6ccc-c8b9-4b2...](/listings/photos/161395181/639225) - 53ec6ccc-c8b9-4b2... - ![8013ca06-07cb-49d...](/listings/photos/161395181/639227) - 8013ca06-07cb-49d... - ![e2284156-04d5-44d...](/listings/photos/161395181/639230) - e2284156-04d5-44d... - ![99a73a7c-c403-4fe...](/listings/photos/161395181/639233) - 99a73a7c-c403-4fe... - ![ffab0c8e-996d-4ef...](/listings/photos/161395181/639236) - ffab0c8e-996d-4ef... - ![c1f6fec7-e32a-455...](/listings/photos/161395181/639238) - c1f6fec7-e32a-455... - ![757868b2-fa67-429...](/listings/photos/161395181/639240) - 757868b2-fa67-429... - ![ce8202e3-dabc-460...](/listings/photos/161395181/639242) - ce8202e3-dabc-460... - ![5bffbe78-ba0d-40d...](/listings/photos/161395181/639244) - 5bffbe78-ba0d-40d... - ![50f30683-5077-46e...](/listings/photos/161395181/639246) - 50f30683-5077-46e... - ![594863eb-4a59-47f...](/listings/photos/161395181/639247) - 594863eb-4a59-47f... - ![8de6c27a-8f0f-41d...](/listings/photos/161395181/639248) - 8de6c27a-8f0f-41d... - ![52ef6c01-3b7f-40a...](/listings/photos/161395181/639249) - 52ef6c01-3b7f-40a... - ![3e3ea1d9-fe4c-4ca...](/listings/photos/161395181/639250) - 3e3ea1d9-fe4c-4ca... - ![29044c9f-d1f6-419...](/listings/photos/161395181/639251) - 29044c9f-d1f6-419... - ![fc066013-8b30-48b...](/listings/photos/161395181/639252) - fc066013-8b30-48b... - ![5cc144f6-00e3-44d...](/listings/photos/161395181/639253) - 5cc144f6-00e3-44d... - ![53dd5b65-2f37-4cd...](/listings/photos/161395181/639254) - 53dd5b65-2f37-4cd... - ![bd6e1918-1005-498...](/listings/photos/161395181/639255) - bd6e1918-1005-498... - ![102d652e-281a-42e...](/listings/photos/161395181/639256) - 102d652e-281a-42e... - ![7ba344b1-8a74-44e...](/listings/photos/161395181/639257) - 7ba344b1-8a74-44e... - ![Google Maps Image](/listings/photos/161395181/639258) - Google Maps Image ## Floorplans - ![1283808.jpg](/listings/photos/161395181/639259) - 1283808.jpg ## EPC Graphs - ![EPC Rating Graph](/listings/photos/161395181/639260) - EPC Rating Graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #3222409 - **Address:** 31 Hamilton Crescent, SITTINGBOURNE, ME10 1HZ - **Certificate Issued:** 14/11/2005 - **Work Completed:** 20/10/2005 - **Items:** 6 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 31 HAMILTON CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 1HZ | £330,000 | 13/02/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 SOMERSET CLOSE, SITTINGBOURNE, SWALE, KENT, ME10 1JU | £315,000 | 22/12/2025 | Detached | | 157B BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DA | £495,000 | 16/12/2025 | Detached | | 183 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DA | £675,000 | 12/12/2025 | Detached | | 8 PERTH GARDENS, SITTINGBOURNE, SWALE, KENT, ME10 1XY | £506,000 | 10/03/2023 | Detached | | 94 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DG | £505,000 | 22/02/2023 | Detached | | [Same street] 35 HAMILTON CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 1HZ | £410,000 | 20/01/2023 | Detached | | 95 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1BX | £570,000 | 09/12/2022 | Detached | | 165 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DA | £590,000 | 30/11/2022 | Detached | | [Same street] 30 HAMILTON CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 1HZ | £347,000 | 29/11/2022 | Semi-detached | | 2 NAPIER CLOSE, SITTINGBOURNE, SWALE, KENT, ME10 1RU | £500,000 | 11/11/2022 | Detached | | 45 ADELAIDE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 1YE | £326,000 | 28/10/2022 | Detached | | 68 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DD | £615,000 | 13/07/2022 | Detached | | 161 BORDEN LANE, SITTINGBOURNE, SWALE, KENT, ME10 1DA | £565,000 | 17/06/2022 | Detached | | 13 SOMERSET CLOSE, SITTINGBOURNE, SWALE, KENT, ME10 1JU | £370,000 | 25/05/2022 | Detached | | 5 SOMERSET CLOSE, SITTINGBOURNE, SWALE, KENT, ME10 1JU | £410,000 | 11/04/2022 | Detached | | 95 CRYALLS LANE, SITTINGBOURNE, SWALE, KENT, ME10 1YF | £550,000 | 18/03/2022 | Detached | | 2 SOMERSET CLOSE, SITTINGBOURNE, MAIDSTONE, KENT, ME10 1JU | £352,000 | 02/03/2022 | Detached | | [Same street] 34 HAMILTON CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 1HZ | £310,000 | 10/02/2022 | Semi-detached | | 7 ADELAIDE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 1YB | £365,000 | 27/09/2021 | Detached | | [Same street] 33 HAMILTON CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 1HZ | £250,000 | 25/06/2021 | Semi-detached | **Street average:** £329,250 (4 sales) **Area average:** £481,813 (16 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £462,328 (34 Detached, ME10, 2024–2026) - **Deviation:** -29.7% ## Rental Range *ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £982/mo - **Realistic:** £1,091/mo - **Optimistic:** £1,200/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £848/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Sittingbourne, ME10 | £1,300/mo | 2 | 0.3 miles | OpenRent | | 2 Bed Flat, London Road, ME10 | £1,195/mo | 2 | 0.3 miles | OpenRent | | 2 Bed Bungalow, Sandford Road, ME10 | £1,200/mo | 2 | 0.51 miles | OpenRent | | 2 Bed Flat, Chalkwell Road, ME10 | £2,499/mo | 2 | 0.57 miles | OpenRent | | 2 Bed Maisonette, Crocus Drive, ME10 | £1,300/mo | 2 | 1.2 miles | OpenRent | | 2 Bed Terraced House, Lime Grove, ME10 | £1,200/mo | 2 | 1.21 miles | OpenRent | **Average rent: £1,449/mo (6 listings)** ## 1% Rule - **Rent ratio:** 0.38% (weak for cashflow) - **Max investor price (0.8%):** £156,250 - **Target investor price (1%):** £125,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,250/mo).* - **Gross yield:** 4.6% - **Cost-to-rent:** 21.7× - **Monthly cashflow:** £-180/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,333/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 23.6% - **10y growth:** 17.6% ## House Price Index (HM Land Registry) *Official index for Swale; Detached series; as of March 2026.* - **1y growth (index):** 0% - **5y growth (index):** 11.5% - **10y growth (index):** 36.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)