# 2 bedroom semi-detached bungalow for sale (PR9 8ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 CHURCH ROAD, SOUTHPORT, LANCASHIRE PR9 8ET |
| Price | £157,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £150,000 Jan 2024 |

## Description

**Description:**

Positioned in the heart of Banks Village, this modern semi detached bungalow is specifically for sale to residents over the age of 55 and offers well planned accommodation installed with gas central heating and upvc double glazing.

The accommodation briefly comprises Entrance Hall, Rear Living Room, modern fitted Kitchen, two Bedrooms (the principal with fitted wardrobes) and modern Shower Room. Outside there are established gardens to the front and rear, the rear incorporating off road parking accessed from Fleetwood Drive.

Church Road is the main road running through Banks and there are public transport facilities leading to Churchtown Village and Southport town centre.

**Hall**

**Living Room** - 4.98m x 3.12m (16'4" x 10'3")

**Kitchen** - 2.51m x 1.83m (8'3" x 6'0")

**Bedroom 1** - 3.84m x 2.24m (12'7" x 7'4")

**Bedroom 2** - 2.64m x 2.29m (8'8" x 7'6")

**Shower Room** - 1.85m x 1.8m (6'1" x 5'11")

**Outside:** There are established gardens to the front and rear of the property, the front planned with lawns and borders, the rear with lawn, timber garden shed, borders, paved patio and off road parking from Fleetwood Drive.

**Council Tax:** Enquiries made of the Council Tax Valuation List indicate the property has been placed in Band B

**Tenure:** The UK Government land and property information website shows the tenure to be Freehold.

## Property Photos

- ![Photo](/listings/photos/134347670/1352653)
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## Floorplans

- ![Floorplan 1](/listings/photos/134347670/1352702) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/134347670/1352717) - EPC 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #9020903
- **Address:** 26 Church Road, SOUTHPORT, PR9 8ET
- **Certificate Issued:** 13/08/2012
- **Work Completed:** 16/07/2012
- **Items:** 2 window(s)

### FENSA Certificate #5650618
- **Address:** 26 Church Road, SOUTHPORT, PR9 8ET
- **Certificate Issued:** 26/05/2008
- **Work Completed:** 16/04/2008
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 23/01/2024 | Semi-detached |
| 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £124,000 | 11/07/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £177,500 | 13/06/2025 | Semi-detached |
| [Same street] 53 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £228,000 | 18/10/2024 | Detached |
| [Same street] 52 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £455,000 | 12/06/2024 | Detached |
| [Same street] 67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £215,000 | 11/04/2024 | Semi-detached |
| [Same street] 42 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £216,000 | 21/12/2023 | Detached |
| 19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £165,000 | 13/12/2023 | Semi-detached |
| [Same street] 17 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 19/09/2023 | Flat |
| [Same street] 44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £149,000 | 06/09/2023 | Semi-detached |
| [Same street] 83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 08/08/2023 | Semi-detached |
| 8 RALPHS WIFES LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ER | £255,000 | 31/05/2023 | Semi-detached |
| 13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £160,000 | 05/05/2023 | Semi-detached |
| 22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £195,000 | 08/12/2022 | Semi-detached |
| [Same street] 69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £172,000 | 06/12/2022 | Semi-detached |
| 56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £84,827 | 01/12/2022 | Semi-detached |
| 39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £155,000 | 22/11/2022 | Semi-detached |
| 6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £85,000 | 04/11/2022 | Semi-detached |
| [Same street] 50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 30/09/2022 | Semi-detached |
| 7 RALPHS WIFES LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ER | £265,000 | 08/09/2022 | Semi-detached |
| 17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £170,000 | 16/08/2022 | Semi-detached |
| 11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 29/07/2022 | Semi-detached |
| 23 RALPHS WIFES LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ER | £160,000 | 19/07/2022 | Semi-detached |
| 28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £167,000 | 15/07/2022 | Semi-detached |
| 63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £136,000 | 01/07/2022 | Semi-detached |
| 19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £120,000 | 28/06/2022 | Semi-detached |
| 17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 27/05/2022 | Semi-detached |
| 14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £185,000 | 12/05/2022 | Semi-detached |
| 42 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £215,000 | 10/05/2022 | Semi-detached |
| 31 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £144,000 | 20/04/2022 | Semi-detached |
| THREE WAYS CHARNLEYS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HH | £265,000 | 21/03/2022 | Semi-detached |

**Street average:** £207,222 (9 sales)
**Area average:** £174,216 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,445 (97 Semi-detached, PR9, 2024–2026)
- **Deviation:** -31.9%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £719/mo
- **Realistic:** £799/mo
- **Optimistic:** £879/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Penthouse, Guinea Hall Mews, PR9 | £895/mo | 2 | 0.38 miles | OpenRent |

**Average rent: £895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £162/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.4%
- **10y growth:** 35%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.3%
- **5y growth (index):** 31%
- **10y growth (index):** 51.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)