# Studio flat for rent (MK42 9JR)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 5, 87 VICTORIA ROAD, BEDFORD, BEDFORD, BEDFORDSHIRE MK42 9JR |
| Price | £535 pcm |
| Bathrooms | 1 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 27 m² |
| Last sold | £60,000 Sep 2006 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 26/05/2030
- **Current heating cost:** £225/year

### Recommendations
- W2 (6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8050-6525-8900-2913-5222)

## Description

studio apartment with PRIVATE ENTRANCE ON THE GROUND FLOOR comprising of lounge/bedroom, kitchen with APPLIANCES and bathroom with SHOWER. One allocated parking space.

## Property Photos

- ![IMG_7420](/listings/photos/125490548/1261446) - IMG_7420
- ![jaynebeard-Logo](/listings/photos/125490548/1261447) - jaynebeard-Logo

## EPC Graphs

- ![Energy Efficiency](/listings/photos/125490548/1261448) - Energy Efficiency
- ![Environmental Impact](/listings/photos/125490548/1261449) - Environmental Impact

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Redwald Close, MK42 | £3,800/mo | 4 | 1.12 miles | OpenRent |
| 4 Bed Semi-Detached House, Redwald Close, MK42 | £3,990/mo | 4 | 1.13 miles | OpenRent |

**Average rent: £3,895/mo (2 listings)**

## Rent-driven metrics

*Based on OpenRent comparables (median £3,895/mo).*

- **Gross yield:** 8736.4%
- **Monthly cashflow:** £3,478/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 26903.5%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £20/m²

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)