For sale End of terrace

43 CHURCH STREET

RUGELEY, STAFFORDSHIRE WS15 2AH

2 beds 2 baths 1,324 sq ft Listed 16 Mar 2026 (-68d)

£255,000

Save

# 2 bedroom end of terrace house for sale (WS15 2AH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 43 CHURCH STREET, RUGELEY, STAFFORDSHIRE WS15 2AH |
| Price | £255,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Floor area | 123 m² |
| Last sold | £190,000 Jun 2015 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Current heating cost:** £1,101/year
- **Est. upgrade cost to C:** £31,475

### Recommendations
- Q (£4,000 - £14,000)
- W (£800 - £1,200)
- E (£75)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0598-2874-6646-9202-2275)

## Description

On the ground floor, a welcoming hallway leads into a spacious lounge with double doors opening directly onto the rear garden, perfect for relaxing or entertaining. At the front of the home, a contemporary open-plan kitchen/dining area provides a stylish and functional space for everyday living. A convenient downstairs WC and built-in storage cupboard further enhance the practicality of this well-designed home.

Upstairs, you'll find two generous double bedrooms. The main bedroom benefits from its own private en-suite, while a well-appointed family bathroom serves the second bedroom. Additional landing storage helps keep the home organised and clutter-free.

Designed with sustainability in mind, this home comes complete with solar panels, an air source heat pump, and an EV charging point, making it not only future proof but also cost-effective to run. Outside, you'll also benefit from a private driveway for off road parking.

With its combination of smart design, energy-saving features, and a peaceful garden outlook, this is a home not to be missed.

Enquire today to make this stunning new home yours.

PLEASE NOTE. Computer Generated Images are taken from an artist's impression. All images and videos used in this listing are showhome images taken from other Lovell development's, therefore, there may be slight differences to window and door layout's. This is clearly shown on the floorplan's. For Farriers Fold plot specifications please speak to our sale team.

About the area:

Rugeley is a historic market town located in Staffordshire, UK, nestled on the edge of Cannock Chase Area of Outstanding Natural Beauty.

With a rich industrial heritage, particularly in coal mining and power generation, the town has transformed in recent years into a desirable place to live, blending countryside charm with modern convenience.

Rugeley offers excellent transport links via rail and road, making it ideal for commuters to nearby cities like Birmingham, Stafford, and Lichfield.

The town centre features a mix of independent shops, supermarkets, cafes, and essential amenities, while families benefit from local schools and green open spaces. With riverside walks, outdoor activities in Cannock Chase, and ongoing regeneration plans, Rugeley continues to grow as a vibrant and well-connected community.

*£99 Reservation Fee and £7,650 to spend your way. T&C Apply

## Property Photos

- ![Photo](/listings/photos/173340122/424074)
- ![The Gove](/listings/photos/173340122/424075) - The Gove
- ![Photo](/listings/photos/173340122/424076)
- ![Photo](/listings/photos/173340122/424077)
- ![Photo](/listings/photos/173340122/424078)

## Floorplans

- ![Ground Floor](/listings/photos/173340122/424079) - Ground Floor
- ![Second Floor](/listings/photos/173340122/424080) - Second Floor

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #11435718
- **Address:** 43 Church Street, RUGELEY, WS15 2AH
- **Certificate Issued:** 16/02/2016
- **Work Completed:** 12/09/2015
- **Items:** 4 window(s)

### FENSA Certificate #13708835
- **Address:** 43 Church Street, RUGELEY, WS15 2AH
- **Certificate Issued:** 19/08/2019
- **Work Completed:** 02/08/2019
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £190,000 | 17/06/2015 | Terraced |
| 43 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £90,000 | 15/01/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG | £167,500 | 22/12/2025 | Terraced |
| 17 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ | £200,000 | 27/10/2023 | Terraced |
| 4 BUSH DRIVE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AQ | £250,000 | 14/07/2023 | Terraced |
| BALLAM MEWS 6 ELMORE LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DJ | £100,000 | 10/03/2023 | Terraced |
| 35 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG | £150,000 | 22/12/2022 | Terraced |
| 17 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ | £120,000 | 15/12/2022 | Terraced |
| 48 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ | £128,000 | 09/12/2022 | Terraced |
| 3 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL | £180,000 | 25/11/2022 | Terraced |
| [Same street] 36 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £300,000 | 18/08/2022 | Detached |
| 72 SHEEP FAIR, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AT | £180,000 | 22/07/2022 | Terraced |
| [Same street] 33 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £166,334 | 08/07/2022 | Terraced |
| 35 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG | £100,000 | 20/05/2022 | Terraced |
| 19 FORTESCUE LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AE | £179,950 | 20/05/2022 | Terraced |
| 2 GREEN LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AP | £135,000 | 06/05/2022 | Terraced |
| 17 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG | £87,500 | 22/04/2022 | Terraced |
| THE STABLES 2 GREEN LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AR | £75,000 | 25/03/2022 | Terraced |
| 57 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ | £185,000 | 18/02/2022 | Terraced |
| 49 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL | £130,000 | 21/12/2021 | Terraced |
| [Same street] 75 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £110,000 | 19/11/2021 | Terraced |
| 31 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL | £150,000 | 28/10/2021 | Terraced |
| 19 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ | £170,000 | 09/09/2021 | Terraced |
| 25 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG | £116,000 | 30/07/2021 | Terraced |
| [Same street] 47 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH | £175,000 | 16/07/2021 | Terraced |

**Street average:** £187,834 (4 sales)
**Area average:** £147,576 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £239,830 (30 Terraced, WS15, 2024–2026)
- **Deviation:** +6.3%

## Rental Range

*ONS Price Index of Private Rents (Cannock Chase). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £761/mo
- **Realistic:** £845/mo
- **Optimistic:** £930/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Heron Street, WS15 | £830/mo | 2 | 0.46 miles | OpenRent |
| 2 Bed Flat, Kelly Avenue, WS15 | £745/mo | 2 | 0.9 miles | OpenRent |

**Average rent: £788/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £98,500
- **Target investor price (1%):** £78,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £788/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 27×
- **Monthly cashflow:** £-320/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,073/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 70.2%
- **10y growth:** 157.4%

## House Price Index (HM Land Registry)

*Official index for Cannock Chase; Terraced series; as of February 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 25.4%
- **10y growth (index):** 62.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 The Gove Photo 3 Photo 4 Photo 5

/ 5

Property details

Tenure

FREEHOLD

Floor area

123 m²

EPC rating

Last sold

£190,000 Jun 2015

Price per m²

£2,073/m²

Local average

£239,830 (+6.3%)

Deprivation

Decile 3 (8,085 of 33,755)

Street crime

142 incidents within 1 mile (Mar 2026)

Key features

** £99 RESERVATION FEE + £7,650 TO SPEND YOUR WAY**
PART EXCHANGE NOW AVAILABLE
Kitchen/ diner.
Lounge with French doors onto garden.
Master bedroom with ensuite.
Large double second bedroom
Built-in storage across both floors.
Driveway & EV charger.
EPC Rating A - Solar Panels & Air Sourced Heat Pump.
5* Builder & 10 Years NHBC Warranty.

Additional details

Heating: Solar, Central, Air source heat pump
Parking: Driveway, EV charging
Garden: Patio, Rear garden

Description

This energy-efficient 2-bedroom home is ideal for first-time buyers, offering a thoughtfully designed layout and high-quality specification throughout. Built by a 5-star builder and complete with a 10-year NHBC warranty, this home combines style, comfort, and sustainability.

On the ground floor, a welcoming hallway leads into a spacious lounge with double doors opening directly onto the rear garden, perfect for relaxing or entertaining. At the front of the home, a contemporary open-plan kitchen/dining area provides a stylish and functional space for everyday living. A convenient downstairs WC and built-in storage cupboard further enhance the practicality of this well-designed home.

Upstairs, you'll find two generous double bedrooms. The main bedroom benefits from its own private en-suite, while a well-appointed family bathroom serves the second bedroom. Additional landing storage helps keep the home organised and clutter-free.

Designed with sustainability in mind, this home comes complete with solar panels, an air source heat pump, and an EV charging point, making it not only future proof but also cost-effective to run. Outside, you'll also benefit from a private driveway for off road parking.

With its combination of smart design, energy-saving features, and a peaceful garden outlook, this is a home not to be missed.

Enquire today to make this stunning new home yours.

PLEASE NOTE. Computer Generated Images are taken from an artist's impression. All images and videos used in this listing are showhome images taken from other Lovell development's, therefore, there may be slight differences to window and door layout's. This is clearly shown on the floorplan's. For Farriers Fold plot specifications please speak to our sale team.

About the area:
Rugeley is a historic market town located in Staffordshire, UK, nestled on the edge of Cannock Chase Area of Outstanding Natural Beauty.

With a rich industrial heritage, particularly in coal mining and power generation, the town has transformed in recent years into a desirable place to live, blending countryside charm with modern convenience.

Rugeley offers excellent transport links via rail and road, making it ideal for commuters to nearby cities like Birmingham, Stafford, and Lichfield.

The town centre features a mix of independent shops, supermarkets, cafes, and essential amenities, while families benefit from local schools and green open spaces. With riverside walks, outdoor activities in Cannock Chase, and ongoing regeneration plans, Rugeley continues to grow as a vibrant and well-connected community.

*£99 Reservation Fee and £7,650 to spend your way. T&C Apply

Listed by

Farriers Fold

Lovell

Reference: 173340122

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 04/04/2012

Current heating cost: £1,101/year

Potential heating cost: £747/year

Est. upgrade cost to C: £31,475

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£75)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

Second Floor

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11435718

Property Details

Street: 43 Church Street

Town: RUGELEY

Postcode: WS15 2AH

Installation Details

Items: 4 windows

Certificate Issued: 16/02/2016

Work Completed: 12/09/2015

This certificate data was retrieved from FENSA's database

FENSA Certificate #13708835

Property Details

Street: 43 Church Street

Town: RUGELEY

Postcode: WS15 2AH

Installation Details

Items: 2 windows

Certificate Issued: 19/08/2019

Work Completed: 02/08/2019

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

111% since 2010

Event	Date	Price	% change
Listed for sale	—	£255,000	+34.2%
Sold	17/06/2015 (10 years ago)	£190,000	+111.1%
Sold	15/01/2010 (16 years ago)	£90,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG	£167,500	22/12/2025	Terraced
17 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ	£200,000	27/10/2023	Terraced
4 BUSH DRIVE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AQ	£250,000	14/07/2023	Terraced
BALLAM MEWS 6 ELMORE LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DJ	£100,000	10/03/2023	Terraced
35 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG	£150,000	22/12/2022	Terraced
17 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ	£120,000	15/12/2022	Terraced
48 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ	£128,000	09/12/2022	Terraced
3 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL	£180,000	25/11/2022	Terraced
Same street 36 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH	£300,000	18/08/2022	Detached
72 SHEEP FAIR, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AT	£180,000	22/07/2022	Terraced
Same street 33 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH	£166,334	08/07/2022	Terraced
35 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG	£100,000	20/05/2022	Terraced
19 FORTESCUE LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AE	£179,950	20/05/2022	Terraced
2 GREEN LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AP	£135,000	06/05/2022	Terraced
17 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG	£87,500	22/04/2022	Terraced
THE STABLES 2 GREEN LANE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AR	£75,000	25/03/2022	Terraced
57 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ	£185,000	18/02/2022	Terraced
49 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL	£130,000	21/12/2021	Terraced
Same street 75 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH	£110,000	19/11/2021	Terraced
31 HAGLEY ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AL	£150,000	28/10/2021	Terraced
19 LION STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AJ	£170,000	09/09/2021	Terraced
25 BOW STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2DG	£116,000	30/07/2021	Terraced
Same street 47 CHURCH STREET, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 2AH	£175,000	16/07/2021	Terraced

Street average: £187,834 (4 sales)

Area average: £147,576 (19 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 70.2%

10y growth 157.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Cannock Chase. Series: Terraced. As of February 2026.

1y (index) 2.6%

5y (index) 25.4%

10y (index) 62.7%

Rental Range

Estimated market rent for Cannock Chase. Low = conservative, Realistic = average, Optimistic = best case.

Low £761/mo

Realistic £845/mo

Optimistic £930/mo

Based on Local Authority from postcode lookup → Cannock Chase.

LHA (30th percentile) floor for Mid Staffs: £623/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WS15 2AH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Green Lane	0.1 miles
Shop	Hagley News	0.1 miles
Shop	Philip Emery Funeral Directors	0.2 miles
Train station	Rugeley Town	0.5 miles
Train station	Rugeley Trent Valley	0.7 miles
Hospital	Cannock Chase Hospital	6.1 miles
University	Staffordshire University Blackheath Lane Site	6.6 miles
Hospital	Beacon Park Hospital	6.8 miles

Street-level crime

Category	Count
Violence and sexual offences	61
Anti-social behaviour	19
Shoplifting	12
Criminal damage and arson	11
Vehicle crime	11
Public order	7
Other theft	6
Other crime	4
Burglary	3
Drugs	3
Possession of weapons	3
Theft from the person	2
Total incidents	142

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chancel Primary School	Primary	0.3 miles	Good — 13 Sep 2011
Churchfield CofE Primary Academy	Primary	0.4 miles	Good — 15 Nov 2023
Forest Hills Primary School	Primary	0.4 miles	Requires improvement — 9 Oct 2023
The Hart School	Secondary	0.5 miles	Good — 27 Apr 2018
The John Bamford Primary School	Primary	0.6 miles	Good — 30 Nov 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Heron Street, WS15	£830/mo	2	0.46 miles	OpenRent
2 Bed Flat, Kelly Avenue, WS15	£745/mo	2	0.9 miles	OpenRent

Average rent: £788/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £98,500

Target investor price (1%) £78,800

Gross yield 3.7%

Cost-to-rent ratio 27×

Monthly cashflow £-320/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).