# 2 bedroom terraced house for sale (CH44 0DN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 CHARLOTTE ROAD, WALLASEY, MERSEYSIDE CH44 0DN |
| Price | £35,000 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 78 m² |
| Last sold | £40,000 Jan 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 27/08/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £429/year
- **Est. upgrade cost to C:** £20,100

### Recommendations
- W (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8377-6528-6800-0128-4922)

## Description

A 2 bedroomed middle terraced property in need of repair and modernisation.

**GUIDE PRICES & RESERVE PRICES**

**Guide Price**

An indication of the seller's current minimum acceptable price at auction. The guide price or range of guide prices is given to assist consumers in deciding whether or not to pursue a purchase. It is usual, but not always the case, that a provisional reserve range is agreed between the seller and the auctioneer at the start of marketing. As the reserve is not fixed at this stage and can be adjusted by the seller at any time up to the day of the auction in the light of interest shown during the marketing period, a guide price is issued. This guide price can be shown in the form of a minimum and maximum price range within which an acceptable sale price (reserve) would fall, or as a single price figure within 10% of which the minimum acceptable price (reserve) would fall. A guide price is different to a reserve price (see separate definition). Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

**Reserve Price**

The seller's minimum acceptable price at auction and the figure below which the auctioneer cannot sell. The reserve price is not disclosed and remains confidential between the seller and the auctioneer.

Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

## Property Photos

- ![Photo](/listings/photos/36684519/619528)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN | £40,000 | 05/01/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL | £104,000 | 19/12/2025 | Terraced |
| 16 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £135,000 | 18/12/2025 | Terraced |
| 1 RICE HEY ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DX | £145,000 | 16/12/2025 | Terraced |
| 47 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DT | £130,000 | 28/11/2025 | Terraced |
| 42 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £147,000 | 21/11/2025 | Terraced |
| 66 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ | £160,000 | 08/07/2025 | Terraced |
| 68 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ | £134,500 | 07/02/2025 | Terraced |
| 14 MOSSY BANK ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DS | £125,000 | 30/11/2023 | Terraced |
| 23 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL | £205,000 | 08/09/2023 | Terraced |
| 69 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DF | £180,000 | 11/08/2023 | Terraced |
| 5 CLYDESDALE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DD | £87,500 | 28/07/2023 | Terraced |
| 13 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB | £130,000 | 14/06/2023 | Terraced |
| 25 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN | £50,000 | 06/04/2023 | Terraced |
| 6 RUDGRAVE MEWS, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EZ | £85,000 | 16/03/2023 | Terraced |
| 22 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA | £168,000 | 02/12/2022 | Terraced |
| 65 TRAFALGAR ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DZ | £100,000 | 17/11/2022 | Terraced |
| 19 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA | £156,000 | 17/10/2022 | Terraced |
| 6 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB | £130,000 | 06/10/2022 | Terraced |
| 68 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £86,600 | 28/09/2022 | Terraced |
| 17 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL | £105,000 | 22/09/2022 | Terraced |

**Area average:** £128,180 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £116,460 (50 Terraced, CH44, 2024–2026)
- **Deviation:** -69.9%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Clarendon Road, CH44 | £495/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Clarendon Road, CH44 | £595/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Wallasey, CH45 | £825/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Terraced House, Primrose Grove, CH44 | £2,340/mo | 2 | 0.88 miles | OpenRent |
| 2 Bed End Terrace, Acacia Grove, CH44 | £750/mo | 2 | 0.96 miles | OpenRent |

**Average rent: £1,001/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 2.14% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 25.7%
- **Cost-to-rent:** 3.9×
- **Monthly cashflow:** £512/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 60.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £449/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.5%
- **10y growth:** 41.7%

## House Price Index (HM Land Registry)

*Official index for Wirral; Terraced series; as of March 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 29.3%
- **10y growth (index):** 67.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)