Sold STC Terraced

21 CHARLOTTE ROAD

WALLASEY, MERSEYSIDE CH44 0DN

2 beds 840 sq ft Listed 2 Oct 2015 (-3907d)

£35,000

Guide Price

Save

# 2 bedroom terraced house for sale (CH44 0DN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 CHARLOTTE ROAD, WALLASEY, MERSEYSIDE CH44 0DN |
| Price | £35,000 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 78 m² |
| Last sold | £40,000 Jan 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 27/08/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £429/year
- **Est. upgrade cost to C:** £20,100

### Recommendations
- W (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8377-6528-6800-0128-4922)

## Description

A 2 bedroomed middle terraced property in need of repair and modernisation.

**GUIDE PRICES & RESERVE PRICES**

**Guide Price**

An indication of the seller's current minimum acceptable price at auction. The guide price or range of guide prices is given to assist consumers in deciding whether or not to pursue a purchase. It is usual, but not always the case, that a provisional reserve range is agreed between the seller and the auctioneer at the start of marketing. As the reserve is not fixed at this stage and can be adjusted by the seller at any time up to the day of the auction in the light of interest shown during the marketing period, a guide price is issued. This guide price can be shown in the form of a minimum and maximum price range within which an acceptable sale price (reserve) would fall, or as a single price figure within 10% of which the minimum acceptable price (reserve) would fall. A guide price is different to a reserve price (see separate definition). Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

**Reserve Price**

The seller's minimum acceptable price at auction and the figure below which the auctioneer cannot sell. The reserve price is not disclosed and remains confidential between the seller and the auctioneer.

Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

## Property Photos

- ![Photo](/listings/photos/36684519/619528)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN | £40,000 | 05/01/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL | £104,000 | 19/12/2025 | Terraced |
| 16 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £135,000 | 18/12/2025 | Terraced |
| 1 RICE HEY ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DX | £145,000 | 16/12/2025 | Terraced |
| 47 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DT | £130,000 | 28/11/2025 | Terraced |
| 42 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £147,000 | 21/11/2025 | Terraced |
| 66 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ | £160,000 | 08/07/2025 | Terraced |
| 68 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ | £134,500 | 07/02/2025 | Terraced |
| 14 MOSSY BANK ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DS | £125,000 | 30/11/2023 | Terraced |
| 23 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL | £205,000 | 08/09/2023 | Terraced |
| 69 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DF | £180,000 | 11/08/2023 | Terraced |
| 5 CLYDESDALE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DD | £87,500 | 28/07/2023 | Terraced |
| 13 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB | £130,000 | 14/06/2023 | Terraced |
| 25 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN | £50,000 | 06/04/2023 | Terraced |
| 6 RUDGRAVE MEWS, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EZ | £85,000 | 16/03/2023 | Terraced |
| 22 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA | £168,000 | 02/12/2022 | Terraced |
| 65 TRAFALGAR ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DZ | £100,000 | 17/11/2022 | Terraced |
| 19 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA | £156,000 | 17/10/2022 | Terraced |
| 6 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB | £130,000 | 06/10/2022 | Terraced |
| 68 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU | £86,600 | 28/09/2022 | Terraced |
| 9 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN | £125,000 | 22/09/2022 | Terraced |

**Area average:** £129,180 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £116,460 (50 Terraced, CH44, 2024–2026)
- **Deviation:** -69.9%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Clarendon Road, CH44 | £495/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Clarendon Road, CH44 | £595/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Wallasey, CH45 | £825/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Terraced House, Primrose Grove, CH44 | £2,340/mo | 2 | 0.88 miles | OpenRent |
| 2 Bed End Terrace, Acacia Grove, CH44 | £750/mo | 2 | 0.96 miles | OpenRent |

**Average rent: £1,001/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 2.14% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 25.7%
- **Cost-to-rent:** 3.9×
- **Monthly cashflow:** £512/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 60.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £449/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.6%
- **10y growth:** 32.3%

## House Price Index (HM Land Registry)

*Official index for Wirral; Terraced series; as of March 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 29.3%
- **10y growth (index):** 67.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Listing type

Auction

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Property details

Listing category

Auction

Floor area

78 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£40,000 Jan 2016

Price per m²

£449/m²

Local average

£116,460 (-69.9%)

Deprivation

Decile 1 (602 of 33,755)

Street crime

325 incidents within 1 mile (Apr 2026)

Key features

SUTTON KERSH ARE PLEASED TO OFFER FOR SALE BY PUBLIC AUCTION ON : 29-OCT-2015
LOT NUMBER : 47
Vacant Residential
*GUIDE PRICE : £35,000 - £40,000

Description

A 2 bedroomed middle terraced property in need of repair and modernisation.

GUIDE PRICES & RESERVE PRICES

Guide Price
An indication of the seller's current minimum acceptable price at auction. The guide price or range of guide prices is given to assist consumers in deciding whether or not to pursue a purchase. It is usual, but not always the case, that a provisional reserve range is agreed between the seller and the auctioneer at the start of marketing. As the reserve is not fixed at this stage and can be adjusted by the seller at any time up to the day of the auction in the light of interest shown during the marketing period, a guide price is issued. This guide price can be shown in the form of a minimum and maximum price range within which an acceptable sale price (reserve) would fall, or as a single price figure within 10% of which the minimum acceptable price (reserve) would fall. A guide price is different to a reserve price (see separate definition). Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

Reserve Price
The seller's minimum acceptable price at auction and the figure below which the auctioneer cannot sell. The reserve price is not disclosed and remains confidential between the seller and the auctioneer.

Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

Listed by

Liverpool - Auction

Countrywide UK Sales - Connells

Reference: 36684519

EPC Rating & Upgrade Cost

This certificate expired on 27/08/2023. A new EPC may be required before the property can be marketed or let.

Current rating: C

Potential rating: B

Inspection date: 28/08/2013

Expiry date: 27/08/2023 (expired)

Current heating cost: £429/year

Potential heating cost: £372/year

Est. upgrade cost to C: £20,100

Recommendations

Floor insulation (£800 - £1,200)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	05/01/2016 (10 years ago)	£40,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
8 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL	£104,000	19/12/2025	Terraced
16 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU	£135,000	18/12/2025	Terraced
1 RICE HEY ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DX	£145,000	16/12/2025	Terraced
47 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DT	£130,000	28/11/2025	Terraced
42 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU	£147,000	21/11/2025	Terraced
66 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ	£160,000	08/07/2025	Terraced
68 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DQ	£134,500	07/02/2025	Terraced
14 MOSSY BANK ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DS	£125,000	30/11/2023	Terraced
23 RUDGRAVE SQUARE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EL	£205,000	08/09/2023	Terraced
69 RICE LANE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DF	£180,000	11/08/2023	Terraced
5 CLYDESDALE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DD	£87,500	28/07/2023	Terraced
13 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB	£130,000	14/06/2023	Terraced
25 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN	£50,000	06/04/2023	Terraced
6 RUDGRAVE MEWS, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0EZ	£85,000	16/03/2023	Terraced
22 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA	£168,000	02/12/2022	Terraced
65 TRAFALGAR ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DZ	£100,000	17/11/2022	Terraced
19 CHEPSTOW AVENUE, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0BA	£156,000	17/10/2022	Terraced
6 GLENALMOND ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DB	£130,000	06/10/2022	Terraced
68 LEA ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DU	£86,600	28/09/2022	Terraced
9 CHARLOTTE ROAD, WALLASEY, WIRRAL, MERSEYSIDE, CH44 0DN	£125,000	22/09/2022	Terraced

Area average: £129,180 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.6%

10y growth 32.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Wirral. Series: Terraced. As of March 2026.

1y (index) 7.5%

5y (index) 29.3%

10y (index) 67.9%

Rental Range

Estimated market rent for Wirral. Low = conservative, Realistic = average, Optimistic = best case.

Low £752/mo

Realistic £835/mo

Optimistic £919/mo

Based on Local Authority from postcode lookup → Wirral.

LHA (30th percentile) floor for Wirral: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CH44 0DN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Go Local	0.1 miles
Bus stop	TRAFALGAR ROAD/LEA ROAD	0.1 miles
Shop	Launderette Revolution	0.1 miles
Bus stop	TRAFALGAR ROAD/STRINGHEY ROAD	0.1 miles
Train station	New Brighton	1.4 miles
Train station	Birkenhead North	1.5 miles
Hospital	Parkfield Medical Centre	4.2 miles
Hospital	Greenbank Drive Surgery	4.7 miles
University	Liverpool Hope University	6.1 miles
University	Edge Hill University	11.6 miles

Street-level crime

Category	Count
Violence and sexual offences	145
Anti-social behaviour	52
Criminal damage and arson	47
Public order	35
Drugs	18
Other theft	6
Burglary	5
Other crime	4
Possession of weapons	4
Shoplifting	3
Vehicle crime	3
Bicycle theft	1
Robbery	1
Theft from the person	1
Total incidents	325

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Egremont Primary School	Primary	0.3 miles	Good — 17 Jan 2022
Liscard Primary School	Primary	0.3 miles	Good — 11 Dec 2023
Somerville Primary School	Primary	0.5 miles	Good — 19 Oct 2023
St Alban's Catholic Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
Riverside Primary School	Primary	0.6 miles	Good — 19 Jun 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Clarendon Road, CH44	£495/mo	2	0.35 miles	OpenRent
2 Bed Flat, Clarendon Road, CH44	£595/mo	2	0.35 miles	OpenRent
2 Bed Flat, Wallasey, CH45	£825/mo	2	0.55 miles	OpenRent
2 Bed Terraced House, Primrose Grove, CH44	£2,340/mo	2	0.88 miles	OpenRent
2 Bed End Terrace, Acacia Grove, CH44	£750/mo	2	0.96 miles	OpenRent

Average rent: £1,001/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 11.0% gross yield avg £93,063 sale, £850/mo rent

Rent ratio 2.14%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 25.7%

Cost-to-rent ratio 3.9×

Monthly cashflow £512/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 60.6%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).