# 3 bedroom terraced house for rent (ST4 2BE) ## Property Details | Key | Value | |-----|-------| | Address | 96 SPENCER ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE | | Price | £1,083 pcm | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1900-1929 | | Floor area | 74 m² | | Last sold | £64,000 Apr 2006 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Current heating cost:** £490/year - **Est. upgrade cost to C:** £18,500 ### Recommendations - Internal or external wall insulation (£4,000 - £14,000) - Solar water heating (£4,000 - £6,000) - Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500) ## Description Nicholas Humphreys are pleased to offer this brand new, beautifully refurbished three bedroom & one bathroom student house. This three bedroom house has recently undergone a top quality refurbishment and comes with all new three double bedrooms and one bathroom. Key information: Rent - From £80.00 PPPW Room 1 = £80.00 PPPW Room 2 & 3 = £90.00 PPPW Deposit - £250.00 per person Optional Utilities Add-on; Gas, Electric, Water, Broadband & TV Licence - £29.79 PPPW extra Tenancy Length - Minimum 50 weeks Available from: 15/07/2026 Maximum Occupancy - 3 tenants (18+ Only) Let Type: Student Accommodation The property has a brand new modern fitted kitchen with plenty of surface & storage space for all tenants, fridge/freezer, gas oven & hob and a washing machine and dryer! There are two comfy leather sofas and a wall mounted flat screen TV in the lounge area which also offers lots of space for all tenants. There are new carpets and blinds throughout, and new furniture in every room! Each bedroom comes complete with a double bed, bedside table, wardrobe/storage, large desk and desk chair along with ethernet ports and plenty of wall sockets to plug your gadgets into. At the rear of the property there is a brand new shower room with a modern fitted suite which comprises shower, WC & basin. There is also a private yard with a gate, providing secure access to the alleyway. Spencer Road is situated in the popular student area of Shelton and is the next street over from Staffordshire University. Within walking distance is Stoke-on-Trent Railway Station, Hanley City Centre and Stoke Town Centre, where you can find shops, pubs, restaurants, cinema and much more! This three bedroom house has been finished to a very high standard, and is perfect for a group of students who are looking to be close to the University! EPC rating: C. ## Property Photos - ![Photo](/listings/photos/168651809/9851) - ![Photo](/listings/photos/168651809/9854) - ![Photo](/listings/photos/168651809/9855) - ![Photo](/listings/photos/168651809/9856) - ![Photo](/listings/photos/168651809/9857) - ![Photo](/listings/photos/168651809/9858) - ![Photo](/listings/photos/168651809/9861) - ![Photo](/listings/photos/168651809/9863) - ![Photo](/listings/photos/168651809/9865) - ![Photo](/listings/photos/168651809/9868) - ![Photo](/listings/photos/168651809/9870) - ![Photo](/listings/photos/168651809/9873) - ![Photo](/listings/photos/168651809/9874) - ![Photo](/listings/photos/168651809/9876) - ![Photo](/listings/photos/168651809/9878) - ![Photo](/listings/photos/168651809/9883) ## EPC Graphs - ![EPC Certificate](/listings/photos/168651809/9884) - EPC Certificate ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £64,000 | 12/04/2006 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced | | 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced | | [Same street] 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced | | 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced | | [Same street] 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced | | 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced | | [Same street] 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced | | 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced | | 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced | | 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced | | 88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £160,000 | 11/08/2023 | Terraced | | 102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £100,000 | 27/07/2023 | Terraced | | 104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £105,000 | 14/07/2023 | Terraced | | 105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £122,500 | 23/06/2023 | Terraced | | 113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £105,000 | 05/05/2023 | Terraced | | 140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £175,000 | 21/04/2023 | Terraced | | [Same street] 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £130,000 | 06/04/2023 | Other | | 112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £121,000 | 18/01/2023 | Terraced | | 144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £173,000 | 13/01/2023 | Terraced | | 140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 14/12/2022 | Terraced | | 110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £170,000 | 02/12/2022 | Terraced | | 13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £121,000 | 25/11/2022 | Terraced | | 117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £125,000 | 07/10/2022 | Terraced | | 118 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB | £149,950 | 31/08/2022 | Terraced | | [Same street] 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £110,500 | 08/07/2022 | Terraced | | [Same street] 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £108,000 | 10/05/2022 | Terraced | | [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £115,000 | 27/01/2022 | Terraced | | [Same street] 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £95,000 | 11/10/2021 | Terraced | | [Same street] 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £90,000 | 08/06/2021 | Terraced | **Street average:** £114,161 (9 sales) **Area average:** £136,323 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £112,715 (150 Terraced, ST4, 2024–2026) - **Deviation:** -99% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £637/mo - **Realistic:** £708/mo - **Optimistic:** £779/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Spencer Road, ST4 | £850/mo | 3 | 0.02 miles | OpenRent | | [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.09 miles | Rightmove | | [Northcote Avenue, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/654c027) | £895/mo | 3 | 0.5 miles | Rightmove | | [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.68 miles | Rightmove | | [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.71 miles | Rightmove | | [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.75 miles | Rightmove | | [Hartshill Road, Hartshill, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0059f32) | £1,100/mo | 3 | 1.07 miles | Rightmove | | [Shelburne Street](http://87.117.209.195:8080/listings/7675d93) | £715/mo | — | 1.12 miles | Rightmove | | [Steeple Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/46334d6) | £1,300/mo | 3 | 1.17 miles | Rightmove | | [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.28 miles | Rightmove | | [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.28 miles | Rightmove | | [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.29 miles | Rightmove | | [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5718963) | £995/mo | 3 | 1.43 miles | Rightmove | | [Clare Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/e119338) | £800/mo | 3 | 1.43 miles | Rightmove | | [King Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c835724) | £700/mo | 3 | 1.58 miles | Rightmove | | [Flash Lane, Trent Vale , Stoke-on-Trent](http://87.117.209.195:8080/listings/c1b59a8) | £750/mo | 3 | 1.76 miles | Rightmove | | [Newmount Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d9c27d7) | £900/mo | 3 | 1.8 miles | Rightmove | | [Leawood Road, Trent Vale, ST4](http://87.117.209.195:8080/listings/483ca66) | £800/mo | 3 | 1.94 miles | Rightmove | | [Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ce3e6e8) | £1,495/mo | 3 | 2.36 miles | Rightmove | | [Uxbridge Crescent, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/1b82bf3) | £1,350/mo | 3 | 2.6 miles | Rightmove | **Average rent: £1,002/mo (22 listings)** ## 1% Rule - **Rent ratio:** 81.72% (strong) - **Max investor price (0.8%):** £110,625 - **Target investor price (1%):** £88,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £885/mo).* - **Gross yield:** 980.6% - **Cost-to-rent:** 0.1× - **Monthly cashflow:** £767/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 2931.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £15/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 6.2% - **10y growth:** 30.6% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of February 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 24.9% - **10y growth (index):** 57.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)