# 3 bedroom flat for sale (SS0 7NG) ## Property Details | Key | Value | |-----|-------| | Address | 48A, COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA SS0 7NG | | Price | £209,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Construction age | England and Wales: 1900-1929 | | Floor area | 76 m² | | Last sold | £32,000 May 1999 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** C - **Expiry date:** 29/08/2028 - **Current heating cost:** £646/year - **Est. upgrade cost to C:** £14,245 ### Recommendations - A (£100 - £350) - Q (£4,000 - £14,000) - E (£20) - S (£3,000 - £7,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8388-7128-6250-6060-0972) ## Description 3 BEDROOM FIRST FLOOR FLAT WITH POTENTIAL FOR OFF STREET PARKING & GARDEN! - Situated a convenient location within close proximity of Westcliff Station and local schools. This property is sold with the FREEHOLD with a 90+ year lease and NO ONWARD CHAIN! ## Property Photos - ![Photo 4](/listings/photos/79470707/741934) - Photo 4 - ![Photo 6](/listings/photos/79470707/741935) - Photo 6 - ![Photo 5](/listings/photos/79470707/741936) - Photo 5 - ![Photo 2](/listings/photos/79470707/741937) - Photo 2 - ![Photo 1](/listings/photos/79470707/741938) - Photo 1 - ![Photo 3](/listings/photos/79470707/741939) - Photo 3 - ![Photo 7](/listings/photos/79470707/741941) - Photo 7 - ![Photo 8](/listings/photos/79470707/741942) - Photo 8 - ![Photo 9](/listings/photos/79470707/741944) - Photo 9 ## Floorplans - ![2D Floorplan](/listings/photos/79470707/741946) - 2D Floorplan ## EPC Graphs - ![Energy Perform...](/listings/photos/79470707/741948) - Energy Perform... ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 48A COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £32,000 | 14/05/1999 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 31E PRESTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7ND | £245,000 | 12/12/2025 | Flat | | 33 ST JOHNS ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7JY | £190,000 | 27/11/2025 | Flat | | 5 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NJ | £185,000 | 26/11/2025 | Flat | | 58 PRESTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7ND | £108,000 | 13/11/2025 | Flat | | 49C ST HELENS ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7LA | £130,000 | 05/11/2025 | Flat | | 49A ST HELENS ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7LA | £130,000 | 05/11/2025 | Flat | | 60A PRESTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7ND | £180,000 | 21/05/2025 | Flat | | 7D PRESTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NB | £147,500 | 25/04/2025 | Flat | | 4A RETREAT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NN | £102,500 | 18/03/2025 | Flat | | 4B RETREAT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NN | £102,500 | 18/03/2025 | Flat | | 53A ST HELENS ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7LA | £215,000 | 31/10/2024 | Flat | | 11 FLAT 5 LEONARD ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NL | £256,000 | 27/11/2023 | Flat | | [Same street] 31 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £600,000 | 10/11/2023 | Detached | | 16 RETREAT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NN | £250,000 | 27/10/2023 | Flat | | 35A CANEWDON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NE | £150,000 | 16/10/2023 | Flat | | 75A HAMLET COURT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7EU | £317,750 | 19/05/2023 | Flat | | 71C HAMLET COURT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7EU | £145,000 | 07/12/2022 | Flat | | 14C HAMLET COURT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7LX | £111,000 | 02/12/2022 | Flat | | 3 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NJ | £499,995 | 25/11/2022 | Flat | | COURTWAY HOUSE, 129 FLAT 8 HAMLET COURT ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7EW | £592,500 | 14/11/2022 | Flat | | 15 WICKFORD ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NW | £215,000 | 07/11/2022 | Flat | | [Same street] 27A COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £315,500 | 18/02/2022 | Flat | | [Same street] COSSINGTON COURT FLAT 5 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £300,000 | 04/02/2022 | Flat | | [Same street] COSSINGTON COURT FLAT 6 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £275,000 | 04/02/2022 | Flat | | [Same street] COSSINGTON COURT, 35 - 37 FLAT 4 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £275,000 | 04/02/2022 | Flat | | [Same street] 50 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £250,000 | 29/09/2021 | Terraced | | [Same street] COSSINGTON COURT, 35 - 37 FLAT 10 COSSINGTON ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7NG | £265,000 | 23/08/2021 | Flat | **Street average:** £325,786 (7 sales) **Area average:** £213,637 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £224,515 (68 Flat, SS0, 2024–2026) - **Deviation:** -6.5% ## Rental Range *ONS Price Index of Private Rents (Southend-on-Sea). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,158/mo - **Realistic:** £1,287/mo - **Optimistic:** £1,416/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Southend (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,097/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Flat, Alexandra Road, SS1 | £2,450/mo | 3 | 0.39 miles | OpenRent | | 3 Bed Flat, The Leas, SS0 | £2,100/mo | 3 | 0.45 miles | OpenRent | | 3 Bed Flat, Baxter Avenue, SS2 | £1,385/mo | 3 | 0.59 miles | OpenRent | **Average rent: £1,978/mo (3 listings)** ## 1% Rule - **Rent ratio:** 1% (strong) - **Max investor price (0.8%):** £262,500 - **Target investor price (1%):** £210,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,100/mo).* - **Gross yield:** 12% - **Cost-to-rent:** 8.3× - **Monthly cashflow:** £1,038/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 20.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,763/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -7.9% - **10y growth:** 21.2% ## House Price Index (HM Land Registry) *Official index for Southend-on-Sea; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** -3.4% - **5y growth (index):** 2.9% - **10y growth (index):** 26.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)