# 1 bedroom flat for sale (SW1Y 6HR)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 33, BANK CHAMBERS, 25, JERMYN STREET, LONDON, GREATER LONDON SW1Y 6HR |
| Price | £1,275,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 68 m² |
| Last sold | £1,175,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** E
- **Expiry date:** 23/07/2034
- **Current heating cost:** £1,682/year
- **Est. upgrade cost to C:** £10,138

### Recommendations
- Q (£4,000 - £14,000)
- C (£15 - £30)
- E (£60)
- G (£350 - £450)
- Y (£585 - £725)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-2294-0430-2324-7081)

## Description

An immaculate one-bedroom apartment in a Grade II listed building with lift and porter.

Jermyn Street, well known for its established gentleman's outfitters, art galleries, hotels, and restaurants, is excellently located close to Piccadilly and St James Park. 

The transport links are excellent and include Piccadilly Circus underground station approximately 0.1 miles and Green Park underground station approximately 0.4 miles.

**Tenure:** Leasehold **Lease Years Remaining:** 150

**Service Charge:** £6,828 

**Annual Ground Rent:** £0

**Council Tax Band:** F

Information contained within this listing is for guidance only and should be checked and confirmed (prior to proceeding).

## Property Photos

- ![Photo](/listings/photos/161764694/1618570)
- ![Photo](/listings/photos/161764694/1618571)
- ![Photo](/listings/photos/161764694/1618572)
- ![Photo](/listings/photos/161764694/1618573)
- ![Photo](/listings/photos/161764694/1618574)
- ![Photo](/listings/photos/161764694/1618575)
- ![Photo](/listings/photos/161764694/1618576)
- ![Photo](/listings/photos/161764694/1618577)

## Floorplans

- ![Floorplan 1](/listings/photos/161764694/1618578) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/161764694/1618579) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| BANK CHAMBERS, 25 FLAT 33 JERMYN STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1Y 6HR | £1,175,000 | 12/02/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] BANK CHAMBERS, 25 FLAT 29 JERMYN STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1Y 6HR | £520,000 | 18/04/2023 | Flat |
| [Same street] BANK CHAMBERS, 25 FLAT 34 JERMYN STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1Y 6HR | £710,000 | 21/01/2022 | Flat |
| [Same street] BANK CHAMBERS, 25 FLAT 15 JERMYN STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1Y 6HR | £1,150,000 | 22/12/2021 | Flat |

**Street average:** £793,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,647,083 (3 Flat, SW1Y, 2024–2026)
- **Deviation:** -22.6%

## Rental Range

*ONS Price Index of Private Rents (Westminster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,851/mo
- **Realistic:** £3,168/mo
- **Optimistic:** £3,485/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,436/mo

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £396,000
- **Target investor price (1%):** £316,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £18,750/m²

## House Price Index (HM Land Registry)

*Official index for City of Westminster; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -20.1%
- **5y growth (index):** -23.5%
- **10y growth (index):** -22%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)