# 2 bedroom terraced house for sale (M27 5TB) ## Property Details | Key | Value | |-----|-------| | Address | 26 CHESTER STREET, MANCHESTER, SWINTON, GREATER MANCHESTER M27 5TB | | Price | £200,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £223,600 Jun 2022 | ## Description ***STUNNING PERIOD PROPERTY***We are delighted to offer for sale this large period property offering a wealth of versatile living. The property is modern throughout whilst retaining many original features and lots of character. The accommodation briefly comprises to the ground floor, entrance hall, two reception rooms and lovely kitchen. On the first floor are two double bedrooms and stunning family bathroom. The property also benefits from a loft room which offers potential for further living accommodation. Further benefits a stunning rear garden and small garden area to the front. Viewing is highly recommended to appreciate the space and accommodation on offer. Ideally located, the property offers great transport links including bus routes into Manchester City Centre & Salford as well as offering easy access to the motorway network. A plethora of local amenities, within walking distance to Salford Royal Hospital and within the school catchment area for a number of great schools within the surrounding area. Awaiting EPC! **IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case. SWT200483/2 ## Property Photos - ![Picture No. 21](/listings/photos/120122327/335538) - Picture No. 21 - ![Picture No. 23](/listings/photos/120122327/335540) - Picture No. 23 - ![Picture No. 24](/listings/photos/120122327/335542) - Picture No. 24 - ![Picture No. 20](/listings/photos/120122327/335544) - Picture No. 20 - ![Picture No. 39](/listings/photos/120122327/335545) - Picture No. 39 - ![Picture No. 19](/listings/photos/120122327/335546) - Picture No. 19 - ![Picture No. 18](/listings/photos/120122327/335547) - Picture No. 18 - ![Picture No. 13](/listings/photos/120122327/335549) - Picture No. 13 - ![Picture No. 14](/listings/photos/120122327/335553) - Picture No. 14 - ![Picture No. 22](/listings/photos/120122327/335557) - Picture No. 22 - ![Picture No. 16](/listings/photos/120122327/335562) - Picture No. 16 - ![Picture No. 17](/listings/photos/120122327/335566) - Picture No. 17 - ![Picture No. 15](/listings/photos/120122327/335570) - Picture No. 15 - ![Picture No. 40](/listings/photos/120122327/335575) - Picture No. 40 - ![Picture No. 25](/listings/photos/120122327/335579) - Picture No. 25 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #1135645 - **Address:** 26 Chester Street, Swinton, M27 5TB - **Certificate Issued:** 21/11/2003 - **Work Completed:** 25/09/2003 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 26 CHESTER STREET, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5TB | £223,600 | 30/06/2022 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 WAYFARERS WAY, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5UZ | £210,000 | 08/12/2025 | Terraced | | 26 DEANS ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 0JB | £185,000 | 19/06/2023 | Terraced | | 27 WAYFARERS WAY, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5UZ | £220,000 | 05/05/2023 | Terraced | | [Same street] 13 CHESTER STREET, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5TB | £160,000 | 02/03/2023 | Terraced | | 22 DEANS ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 0JB | £195,000 | 30/11/2022 | Terraced | | 51 DEANS ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 0JA | £224,000 | 21/10/2022 | Terraced | | 30 STANWELL ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5TD | £320,000 | 28/09/2022 | Terraced | | 68 SHAFTESBURY ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5SZ | £155,000 | 13/08/2022 | Terraced | | 79 SHAFTESBURY ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5TA | £175,000 | 29/07/2022 | Terraced | | 36 WAYFARERS WAY, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5UZ | £208,000 | 30/06/2022 | Terraced | | 14 DEANS ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 0JB | £210,000 | 17/06/2022 | Terraced | | 78 PARTINGTON LANE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5ZG | £176,000 | 14/06/2022 | Terraced | | 62 SHAFTESBURY ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5SZ | £180,000 | 01/06/2022 | Terraced | | 46 SHAFTESBURY ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5SZ | £178,000 | 21/01/2022 | Terraced | | [Same street] 34 CHESTER STREET, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5TB | £187,000 | 12/10/2021 | Terraced | | 61 PARTINGTON LANE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5SR | £185,000 | 30/07/2021 | Terraced | | 190 PARTINGTON LANE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 0WN | £183,000 | 16/07/2021 | Terraced | **Street average:** £173,500 (2 sales) **Area average:** £200,267 (15 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £205,276 (38 Terraced, M27, 2024–2026) - **Deviation:** -2.6% ## Rental Range *ONS Price Index of Private Rents (Salford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,046/mo - **Realistic:** £1,162/mo - **Optimistic:** £1,278/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Deans Road, M27 | £990/mo | 2 | 0.07 miles | OpenRent | | 2 Bed Semi-Detached House, Algernon Street, M27 | £1,025/mo | 2 | 0.55 miles | OpenRent | | 2 Bed Terraced House, Manchester Road, M27 | £920/mo | 2 | 0.82 miles | OpenRent | **Average rent: £978/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.5% (weak for cashflow) - **Max investor price (0.8%):** £123,750 - **Target investor price (1%):** £99,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £990/mo).* - **Gross yield:** 5.9% - **Cost-to-rent:** 16.8× - **Monthly cashflow:** £78/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.3% - **10y growth:** 60.8% ## House Price Index (HM Land Registry) *Official index for Salford; Terraced series; as of March 2026.* - **1y growth (index):** -2.2% - **5y growth (index):** 22.4% - **10y growth (index):** 95% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)