# 3 bedroom semi-detached house for sale (ST3 7HJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 190 STAR AND GARTER ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 7HJ |
| Price | £290,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 127 m² |
| Last sold | £90,000 Nov 2006 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 19/10/2036
- **Current heating cost:** £1,148/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2538-8205-1356-4972-7713)

## Description

STUNNING FULLY REFURBISHED THREE BEDROOM PERIOD HOME – NO UPWARD CHAIN!

Beautifully combining traditional character with stylish modern living, this impressive three-bedroom semi-detached home has been fully refurbished throughout and is ready to move straight into!

Boasting spacious and superbly presented accommodation, the property features a stunning Shaker-style kitchen, two generous reception rooms enjoying far-reaching views, three exceptionally spacious double bedrooms, a contemporary tiled family bathroom and the added convenience of a ground floor WC.

Further highlights include UPVC double glazing, gas central heating powered by a new combi boiler and a substantial, privately gated block-paved driveway accessed from Star & Garter Road.

A fantastic opportunity to acquire a beautifully finished period home offering space, style and practicality in equal measure. Available with NO UPWARD CHAIN – early viewing is highly recommended!

MATERIAL INFORMATION

Tenure - Freehold

Council Tax Band - D

**Ground Floor** - 

**Entrance Hall** - 3.20m x 3.02m (10'6 x 9'11) - Generous sized hallway!  UPVC double glazed glass door with side windows.  New laminate flooring.  Radiator.

**Kitchen** - 4.65m x 3.35m (15'3 x 11'0) - New navy blue shaker style wall cupboards and base units with an integrated oven, microwave and five ring gas hob.  Tiled splashback.  Space for fridge freezer.  New grey laminate flooring.  UPVC double glazed window.  Radiator.  Spotlights.

**Middle Hall** - New grey laminate flooring.  Radiator.  Under stairs storage cupboard.  UPVC double glazed window.  Stairs to the first floor.

**Dining Room** - 4.11m x 3.66m (13'6 x 12'0) - New grey laminate flooring.  UPVC double glazed window.  Radiator.  Oak veneer internal door.

**Lounge** - 4.01m x 3.45m (13'2 x 11'4) - New grey laminate flooring.  UPVC double glazed patio doors and windows.  Radiator.

**Cloaks/Wc** - 1.88m x 1.37m (6'2 x 4'6) - White wash basin and wc.  Radiator.  Tiled floor.  Part tiled walls.  UPVC double glazed window.

**First Floor** - 

**Landing** - Grey fitted stair and landing carpet.  White painted balustrade.  Radiator.  Cupboard containing the new Baxi combi boiler.

**Bedroom One** - 4.11m x 3.71m (13'6 x 12'2) - New grey fitted carpet.  Radiator.  UPVC double glazed window.  Oak veneer internal door.

**Bedroom Two** - 4.04m x 3.45m (13'3 x 11'4) - New grey fitted carpet.  Radiator.  UPVC double glazed window.  Oak veneer internal door.

**Bedroom Three** - 3.28m x 3.00m (10'9 x 9'10) - New grey fitted carpet.  Radiator.  UPVC double glazed window.  Oak veneer internal door.

**Bathroom** - 2.26m x 1.91m (7'5 x 6'3) - Tiled floor and walls.  White suite consisting of a bath with shower and screen over, wash basin and wc.  Feature tiled shelves.  Radiator.  UPVC double glazed window.

**Outside** - The landscaped front garden has a raised patio seating area, lawn and planted sleeper borders.

The rear has gated access with a generous block paved driveway with outside tap and lighting.

## Property Photos

- ![dji_fly_20261008_163242_251_1791473578324_photo.jp](/listings/photos/94668351/2664217) - dji_fly_20261008_163242_251_1791473578324_photo.jp
- ![IMG_0938.jpg](/listings/photos/94668351/2664219) - IMG_0938.jpg
- ![IMG_0939.jpg](/listings/photos/94668351/2664221) - IMG_0939.jpg
- ![IMG_0943.jpg](/listings/photos/94668351/2664223) - IMG_0943.jpg
- ![IMG_0940.jpg](/listings/photos/94668351/2664225) - IMG_0940.jpg
- ![IMG_0941.jpg](/listings/photos/94668351/2664227) - IMG_0941.jpg
- ![IMG_0947.jpg](/listings/photos/94668351/2664229) - IMG_0947.jpg
- ![IMG_0949.jpg](/listings/photos/94668351/2664231) - IMG_0949.jpg
- ![IMG_0950.jpg](/listings/photos/94668351/2664233) - IMG_0950.jpg
- ![IMG_0951.jpg](/listings/photos/94668351/2664235) - IMG_0951.jpg
- ![IMG_0953.jpg](/listings/photos/94668351/2664237) - IMG_0953.jpg
- ![IMG_0956.jpg](/listings/photos/94668351/2664238) - IMG_0956.jpg
- ![IMG_0955.jpg](/listings/photos/94668351/2664239) - IMG_0955.jpg
- ![IMG_0957.jpg](/listings/photos/94668351/2664240) - IMG_0957.jpg
- ![IMG_0958.jpg](/listings/photos/94668351/2664241) - IMG_0958.jpg
- ![IMG_0959.jpg](/listings/photos/94668351/2664242) - IMG_0959.jpg
- ![IMG_0952.jpg](/listings/photos/94668351/2664243) - IMG_0952.jpg
- ![IMG_0946.jpg](/listings/photos/94668351/2664244) - IMG_0946.jpg

## Floorplans

- ![190 Star And Garter Rd.jpg.jpeg](/listings/photos/94668351/2664245) - 190 Star And Garter Rd.jpg.jpeg

## EPC Graphs

- ![EE Rating](/listings/photos/94668351/2664246) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 190 STAR AND GARTER ROAD, STOKE-ON-TRENT, ST3 7HJ | £90,000 | 14/11/2006 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 STARWOOD ROAD, STOKE-ON-TRENT, ST3 7EP | £220,000 | 16/08/2024 | Semi-detached |
| 14 DARTMOUTH PLACE, STOKE-ON-TRENT, ST3 5NU | £165,000 | 17/11/2023 | Semi-detached |
| 514 LIGHTWOOD ROAD, STOKE-ON-TRENT, ST3 7EW | £220,000 | 31/10/2023 | Semi-detached |
| 9 STARWOOD ROAD, STOKE-ON-TRENT, ST3 7EP | £206,000 | 01/06/2023 | Semi-detached |
| 528 LIGHTWOOD ROAD, STOKE-ON-TRENT, ST3 7EH | £340,000 | 09/05/2023 | Semi-detached |
| 613 LIGHTWOOD ROAD, STOKE-ON-TRENT, ST3 7HQ | £173,500 | 19/12/2022 | Semi-detached |
| 7 DOVECOTE PLACE, STOKE-ON-TRENT, ST3 7YR | £160,000 | 16/12/2022 | Semi-detached |
| [Same street] 197 STAR & GARTER ROAD, STOKE-ON-TRENT, ST3 7HJ | £190,000 | 29/07/2022 | Semi-detached |
| 600 LIGHTWOOD ROAD, STOKE-ON-TRENT, ST3 7EQ | £239,850 | 29/07/2022 | Semi-detached |
| 4 STARWOOD ROAD, STOKE-ON-TRENT, ST3 7EP | £237,000 | 24/06/2022 | Semi-detached |
| 89 STAR & GARTER ROAD, STOKE-ON-TRENT, ST3 7HN | £149,950 | 21/04/2022 | Semi-detached |
| 65 CRESTFIELD ROAD, STOKE-ON-TRENT, ST3 5NN | £132,000 | 12/04/2022 | Semi-detached |
| 31 STARWOOD ROAD, STOKE-ON-TRENT, ST3 7EP | £205,000 | 01/04/2022 | Semi-detached |
| 35 CRESTFIELD ROAD, STOKE-ON-TRENT, ST3 5NT | £130,000 | 21/01/2022 | Semi-detached |

**Street average:** £190,000 (1 sale)
**Area average:** £198,331 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,509 (120 Semi-detached, ST3, 2024–2026)
- **Deviation:** +66.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £646/mo
- **Realistic:** £718/mo
- **Optimistic:** £790/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Albert Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/88b6896) | £1,200/mo | 3 | 0.9 miles | Rightmove |
| [Grosvenor Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/e36eef3) | £935/mo | 3 | 1.54 miles | Rightmove |
| [Friar St, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/bfd5fd2) | £1,025/mo | 3 | 1.55 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 1.65 miles | Rightmove |
| [Pembridge Road, Blurton](http://87.117.209.195:8080/listings/b599847) | £975/mo | 3 | 1.72 miles | Rightmove |
| [Oldway Place,Longton, Stoke-on-Trent](http://87.117.209.195:8080/listings/57ad7e2) | £895/mo | 3 | 1.77 miles | Rightmove |
| [Weston Street, Adderley Green, Stoke-on-Trent](http://87.117.209.195:8080/listings/6221235) | £850/mo | 3 | 1.82 miles | Rightmove |
| [Emsworth Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/c7b2e9f) | £775/mo | 3 | 1.86 miles | Rightmove |

**Average rent: £981/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £119,375
- **Target investor price (1%):** £95,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £955/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 25.3×
- **Monthly cashflow:** £-308/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,283/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11%
- **10y growth:** 59.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of July 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 20%
- **10y growth (index):** 49.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)