Sold Semi-detached

20 CLEARWATER CLOSE

LIVERPOOL, LIVERPOOL, MERSEYSIDE L7 2SA

3 beds 89 m² Listed 6 Nov 2007 (-6794d)

£134,950

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# 3 bedroom semi-detached house for sale (L7 2SA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 CLEARWATER CLOSE, LIVERPOOL, LIVERPOOL, MERSEYSIDE L7 2SA |
| Price | £134,950 |
| Bedrooms | 3 |
| Last sold | £107,000 Dec 2008 |

## Description

Semi Detached

Three Bedrooms

Double Glazing and Gas Central Heating System

Gardens

No Chain

**Room Descriptions**

**Location**

A three bedroom semi detached property situated on a small residential development within a cul-de-sac location.  The property benefits from a gas central heating system  double glazing and is offered for sale without chain.  Internal viewing is recommended to appreciate the accommodation on offer.  Clearwater Close can be accessed via Prescot Road  Kensington.

**Entrance Hall

1.83m � 1.17m  (6'0'' � 3'10'')**

Single radiator.  Stairs to the first floor.  Laminate flooring.

**Lounge

4.95m � 3.76m  (16'3'' � 12'4'')**

Television point.  Single radiator.  Laminate flooring.  Under stairs storage cupboard.  Double doors through to:-

**Kitchen/Diner

4.72m � 2.87m  (15'6'' � 9'5'')**

Fitted base and wall units.  Stainless steel single drainer sink unit.  Plumbing for automatic washing machine.  Part tiled walls.  Ceramic tiled flooring.  Single radiator.

**First Floor Landing**

Laminate flooring

**Bedroom One

4.50m � 2.64m  (14'9'' � 8'8" )**

Single radiator.  Laminate flooring.

**Bedroom Two

3.51m � 2.31m  (11'6'' � 7'7'')**

Single radiator.  Laminate flooring.

**Bedroom Three

2.44m � 2.39m  (8'0'' � 7'10'')**

Single radiator.  Laminate flooring.

**Outside**

Front garden and driveway. Rear garden with lawn and timber panelled fencing.

## Property Photos

- ![External](/listings/photos/16188412/388014) - External

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 CLEARWATER CLOSE, LIVERPOOL, MERSEYSIDE, L7 2SA | £107,000 | 19/12/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT | £230,000 | 25/11/2022 | Semi-detached |
| 6 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT | £170,000 | 25/11/2022 | Semi-detached |
| 18 FARNWORTH STREET, LIVERPOOL, MERSEYSIDE, L6 9BB | £210,000 | 31/10/2022 | Semi-detached |
| 29 INGROW ROAD, LIVERPOOL, MERSEYSIDE, L6 9AJ | £162,500 | 02/08/2022 | Semi-detached |
| 2 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT | £140,000 | 30/05/2022 | Semi-detached |
| [Same street] 14 CLEARWATER CLOSE, LIVERPOOL, MERSEYSIDE, L7 2SA | £155,000 | 15/07/2021 | Terraced |

**Street average:** £155,000 (1 sale)
**Area average:** £182,500 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,750 (10 Semi-detached, L7, 2024–2026)
- **Deviation:** -32.1%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £807/mo
- **Realistic:** £897/mo
- **Optimistic:** £987/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Halsbury Road, L6 | £925/mo | 3 | 0.26 miles | OpenRent |

**Average rent: £925/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.69% (weak for cashflow)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 8.2%
- **Cost-to-rent:** 12.2×
- **Monthly cashflow:** £276/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31%
- **10y growth:** 140.7%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Semi-detached series; as of March 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 28.4%
- **10y growth (index):** 80.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External

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Property details

Floor area

89 m²

Last sold

£107,000 Dec 2008

Local average

£198,750 (-32.1%)

Deprivation

Decile 2 (3,940 of 33,755)

Street crime

622 incidents within 1 mile (Apr 2026)

Description

Semi Detached
Three Bedrooms
Double Glazing and Gas Central Heating System
Gardens
No Chain

Room Descriptions

Location
A three bedroom semi detached property situated on a small residential development within a cul-de-sac location. The property benefits from a gas central heating system double glazing and is offered for sale without chain. Internal viewing is recommended to appreciate the accommodation on offer. Clearwater Close can be accessed via Prescot Road Kensington.

Entrance Hall
1.83m � 1.17m (6'0'' � 3'10'')
Single radiator. Stairs to the first floor. Laminate flooring.

Lounge
4.95m � 3.76m (16'3'' � 12'4'')
Television point. Single radiator. Laminate flooring. Under stairs storage cupboard. Double doors through to:-

Kitchen/Diner
4.72m � 2.87m (15'6'' � 9'5'')
Fitted base and wall units. Stainless steel single drainer sink unit. Plumbing for automatic washing machine. Part tiled walls. Ceramic tiled flooring. Single radiator.

First Floor Landing
Laminate flooring

Bedroom One
4.50m � 2.64m (14'9'' � 8'8" )
Single radiator. Laminate flooring.

Bedroom Two
3.51m � 2.31m (11'6'' � 7'7'')
Single radiator. Laminate flooring.

Bedroom Three
2.44m � 2.39m (8'0'' � 7'10'')
Single radiator. Laminate flooring.

Outside
Front garden and driveway. Rear garden with lawn and timber panelled fencing.

Listed by

Old Swan

Farrell Heyworth

Reference: 16188412

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	19/12/2008 (17 years ago)	£107,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
18 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT	£230,000	25/11/2022	Semi-detached
6 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT	£170,000	25/11/2022	Semi-detached
18 FARNWORTH STREET, LIVERPOOL, MERSEYSIDE, L6 9BB	£210,000	31/10/2022	Semi-detached
29 INGROW ROAD, LIVERPOOL, MERSEYSIDE, L6 9AJ	£162,500	02/08/2022	Semi-detached
2 JOHN LENNON DRIVE, LIVERPOOL, MERSEYSIDE, L6 9HT	£140,000	30/05/2022	Semi-detached
Same street 14 CLEARWATER CLOSE, LIVERPOOL, MERSEYSIDE, L7 2SA	£155,000	15/07/2021	Terraced

Street average: £155,000 (1 sale)

Area average: £182,500 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31%

10y growth 140.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Liverpool. Series: Semi-detached. As of March 2026.

1y (index) 4.5%

5y (index) 28.4%

10y (index) 80.8%

Rental Range

Estimated market rent for Liverpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £807/mo

Realistic £897/mo

Optimistic £987/mo

Based on Local Authority from postcode lookup → Liverpool.

LHA (30th percentile) floor for Greater Liverpool: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View L7 2SA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	KENSINGTON/LIBRARY	0.1 miles
Shop	Unknown	0.1 miles
Shop	Kensington Garage	0.1 miles
Bus stop	KENSINGTON/KEMBLE STREET	0.1 miles
Hospital	Paddington Community Diagnostic Centre	0.4 miles
Hospital	Royal Liverpool University Hospital	0.5 miles
University	University of Liverpool	0.6 miles
Train station	Edge Hill	0.6 miles
Train station	Liverpool Lime Street	1.1 miles

Street-level crime

Category	Count
Violence and sexual offences	268
Drugs	71
Public order	70
Criminal damage and arson	42
Other theft	40
Anti-social behaviour	24
Burglary	24
Shoplifting	18
Vehicle crime	17
Other crime	16
Possession of weapons	13
Robbery	11
Bicycle theft	5
Theft from the person	3
Total incidents	622

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kensington Primary School	Primary	0.2 miles	Good — 13 May 2024
Marydale Lodge Sch	Other	0.2 miles	— (No rating)
Harmonize Academy AP Free School	Other	0.3 miles	Outstanding — 27 Apr 2015
New Park Primary School	Primary	0.3 miles	Outstanding — 27 Jan 2015
Sacred Heart Catholic Primary School and Nursery	Primary	0.4 miles	Good — 11 Dec 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Halsbury Road, L6	£925/mo	3	0.26 miles	OpenRent

Average rent: £925/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.69%

Max investor price (0.8%) £115,625

Target investor price (1%) £92,500

Gross yield 8.2%

Cost-to-rent ratio 12.2×

Monthly cashflow £276/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).