Sold STC House

10 EBENEZER TERRACE

FILEY, NORTH YORKSHIRE YO14 9EZ

2 beds 1 baths 58 m² Listed 2 May 2024 (-782d)

£154,950

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# 2 bedroom house for sale (YO14 9EZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 EBENEZER TERRACE, FILEY, NORTH YORKSHIRE YO14 9EZ |
| Price | £154,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £154,950 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/06/2034
- **Current heating cost:** £1,081/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1034-7326-8300-0403-9206)

## Description

An end of terraced cottage, looking over The Ravine Approach to Coble Landing, and offering two bedroomed accommodation.

The property is in the process of 'updating' and will include newly fitted floor and wall cupboards to the kitchen.

Other features include gas central heating, UPVC double glazing and well enclosed rear yard/patio area.

Offered for sale with vacant possession and no onward chain.

Contact our Filey Office to register interest.

Viewing is recommended.

**Description**

An end of terraced cottage, looking over The Ravine Approach to Coble Landing, and offering two bedroomed accommodation. This property has recently been updated and includes newly fitted floor and wall cupboards to the kitchen.

Other features include gas central heating, UPVC double glazing and well enclosed rear yard/patio area.

Offered for sale with vacant possession and no onward chain.

Contact our Filey Office to register interest.

Viewing is recommended.

**Notes**

Council Tax

Online enquiries suggest that the property lies in 'Band A'.

Verbal enquiries can be made to Scarborough Borough Council on  .

Reference

GM/F7207

Services

Mains supplies of water, electricity, drainage and gas are connected to the property.

(Please note it is not company policy to test any services or appliances in properties offered for sale, and these should be verified by the purchasers).

Tenure

The property is believed to be freehold.

All matters of tenure are subject to verification and clarification in a contract of sale.

Inspection

Strictly by appointment through the agents.

Disclaimer

These particulars are subject to constant review and updating.  Comments under tenure, council tax, planning use and service availability are provided for guidance only and are not based on formal enquiry, which is outside the scope of our Agency instructions.  It remains for purchasers to satisfy themselves as to the facts.  We cannot therefore accept any responsibility for information provided in good faith which may subsequently require amendment.  Measurements provided are approximate only and should not be relied upon for other purposes.

Mortgages

We will be pleased to offer mortgage advice for this property, details of which are available from our Filey Office by calling  .

Advice will be given by Licensed Credit Brokers.

Written quotations on request.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

## Property Photos

- ![Main Picture](/listings/photos/147559685/712792) - Main Picture
- ![Description](/listings/photos/147559685/712793) - Description
- ![Notes](/listings/photos/147559685/712794) - Notes
- ![Kitchen](/listings/photos/147559685/712795) - Kitchen
- ![Kitchen](/listings/photos/147559685/712796) - Kitchen
- ![Lounge](/listings/photos/147559685/712797) - Lounge
- ![Lounge](/listings/photos/147559685/712798) - Lounge
- ![Landing](/listings/photos/147559685/712799) - Landing
- ![Bathroom](/listings/photos/147559685/712800) - Bathroom
- ![Bathroom](/listings/photos/147559685/712801) - Bathroom
- ![Bedroom One](/listings/photos/147559685/712802) - Bedroom One
- ![Bedroom One](/listings/photos/147559685/712803) - Bedroom One
- ![Bedroom One](/listings/photos/147559685/712805) - Bedroom One
- ![Bedroom Two](/listings/photos/147559685/712806) - Bedroom Two
- ![Bedroom Two](/listings/photos/147559685/712808) - Bedroom Two
- ![Outside](/listings/photos/147559685/712809) - Outside
- ![Outside](/listings/photos/147559685/712812) - Outside
- ![Outside](/listings/photos/147559685/712814) - Outside
- ![Outside](/listings/photos/147559685/712816) - Outside

## Floorplans

- ![Floorplan 1](/listings/photos/147559685/712818) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 EBENEZER TERRACE, FILEY, NORTH YORKSHIRE, YO14 9EZ | £154,950 | 04/09/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 1 EBENEZER TERRACE, FILEY, NORTH YORKSHIRE, YO14 9EZ | £160,000 | 29/01/2026 | Terraced |
| 50 QUEEN STREET, FILEY, NORTH YORKSHIRE, YO14 9HB | £75,000 | 11/12/2025 | Other |
| 95 QUEEN STREET, FILEY, NORTH YORKSHIRE, YO14 9HE | £305,000 | 09/12/2025 | Other |
| 21 MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DX | £36,856 | 18/05/2022 | Other |
| 10 - 12 CHURCH STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9ED | £212,600 | 25/02/2022 | Other |
| HANLIS WEST ROAD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9LP | £180,000 | 24/02/2022 | Other |
| 3 CLAYHOUSE YARD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DS | £93,500 | 11/02/2022 | Other |
| 8 MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DY | £150,000 | 01/02/2022 | Other |
| 1 NORMAN CRESCENT, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9AP | £325,000 | 01/02/2022 | Other |
| STOREY & CAMBRIDGE CHAPEL STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9EA | £115,000 | 01/02/2022 | Other |
| 6B MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DY | £90,000 | 01/02/2022 | Other |
| CHURCH CLIFF FARM CHURCH CLIFF HOUSE, FILEY, NORTH YORKSHIRE, YO14 9ET | £881,500 | 14/10/2021 | Other |
| 5 STATION ROAD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9AR | £200,000 | 03/09/2021 | Other |

**Street average:** £160,000 (1 sale)
**Area average:** £222,038 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £291,250 (8 Other, YO14, 2024–2026)
- **Deviation:** -46.8%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £855/mo
- **Optimistic:** £941/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Scarborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £106,875
- **Target investor price (1%):** £85,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,672/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.9%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 20.3%
- **10y growth (index):** 53.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Main Picture Description Notes Kitchen Kitchen Lounge Lounge Landing Bathroom Bathroom Bedroom One Bedroom One Bedroom One Bedroom Two Bedroom Two Outside Outside Outside Outside

/ 19

Property details

Tenure

FREEHOLD

Floor area

58 m²

EPC rating

Last sold

£154,950 Sep 2024

Price per m²

£2,672/m²

Local average

£291,250 (-46.8%)

Deprivation

Decile 6 (17,911 of 33,755)

Street crime

55 incidents within 1 mile (Apr 2026)

Key features

END OF TERRACED COTTAGE
TWO BEDROOMED ACCOMMODATION
NEWLY FITTED KITCHEN & MODERN STYLE BATHROOM
GAS HEATING & DOUBLE GLAZING
WELL ENCLOSED REAR YARD/PATIO AREA
VACANT & NO CHAIN

Additional details

Garden: Yes

Description

An end of terraced cottage, looking over The Ravine Approach to Coble Landing, and offering two bedroomed accommodation.
The property is in the process of 'updating' and will include newly fitted floor and wall cupboards to the kitchen.
Other features include gas central heating, UPVC double glazing and well enclosed rear yard/patio area.
Offered for sale with vacant possession and no onward chain.
Contact our Filey Office to register interest.
Viewing is recommended.

Description
An end of terraced cottage, looking over The Ravine Approach to Coble Landing, and offering two bedroomed accommodation. This property has recently been updated and includes newly fitted floor and wall cupboards to the kitchen.
Other features include gas central heating, UPVC double glazing and well enclosed rear yard/patio area.
Offered for sale with vacant possession and no onward chain.
Contact our Filey Office to register interest.
Viewing is recommended.

Notes

Council Tax
Online enquiries suggest that the property lies in 'Band A'.
Verbal enquiries can be made to Scarborough Borough Council on .

Reference
GM/F7207

Services
Mains supplies of water, electricity, drainage and gas are connected to the property.
(Please note it is not company policy to test any services or appliances in properties offered for sale, and these should be verified by the purchasers).

Tenure
The property is believed to be freehold.
All matters of tenure are subject to verification and clarification in a contract of sale.

Inspection
Strictly by appointment through the agents.

Disclaimer
These particulars are subject to constant review and updating. Comments under tenure, council tax, planning use and service availability are provided for guidance only and are not based on formal enquiry, which is outside the scope of our Agency instructions. It remains for purchasers to satisfy themselves as to the facts. We cannot therefore accept any responsibility for information provided in good faith which may subsequently require amendment. Measurements provided are approximate only and should not be relied upon for other purposes.

Mortgages
We will be pleased to offer mortgage advice for this property, details of which are available from our Filey Office by calling .
Advice will be given by Licensed Credit Brokers.
Written quotations on request.
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Listed by

Filey

Nicholsons Yorkshire Coast Estate Agents

Reference: 147559685

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 07/06/2024

Expiry date: 06/06/2034

Current heating cost: £1,081/year

Potential heating cost: £754/year

Est. upgrade cost to C: £19,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	04/09/2024 (1 year ago)	£154,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 1 EBENEZER TERRACE, FILEY, NORTH YORKSHIRE, YO14 9EZ	£160,000	29/01/2026	Terraced
50 QUEEN STREET, FILEY, NORTH YORKSHIRE, YO14 9HB	£75,000	11/12/2025	Other
95 QUEEN STREET, FILEY, NORTH YORKSHIRE, YO14 9HE	£305,000	09/12/2025	Other
21 MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DX	£36,856	18/05/2022	Other
10 - 12 CHURCH STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9ED	£212,600	25/02/2022	Other
HANLIS WEST ROAD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9LP	£180,000	24/02/2022	Other
3 CLAYHOUSE YARD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DS	£93,500	11/02/2022	Other
8 MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DY	£150,000	01/02/2022	Other
1 NORMAN CRESCENT, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9AP	£325,000	01/02/2022	Other
STOREY & CAMBRIDGE CHAPEL STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9EA	£115,000	01/02/2022	Other
6B MITFORD STREET, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9DY	£90,000	01/02/2022	Other
CHURCH CLIFF FARM CHURCH CLIFF HOUSE, FILEY, NORTH YORKSHIRE, YO14 9ET	£881,500	14/10/2021	Other
5 STATION ROAD, FILEY, SCARBOROUGH, NORTH YORKSHIRE, YO14 9AR	£200,000	03/09/2021	Other

Street average: £160,000 (1 sale)

Area average: £222,038 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: All dwelling types. As of March 2026.

1y (index) -0.2%

5y (index) 20.3%

10y (index) 53.5%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo

Realistic £855/mo

Optimistic £941/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Scarborough: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View YO14 9EZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	H G Lovitt Fish Merchant	0.1 miles
Shop	Reality Hair	0.1 miles
Bus stop	The Croft	0.1 miles
Train station	Filey	0.3 miles
Train station	Hunmanby	2.8 miles
University	CU Scarborough	6.5 miles
Hospital	Scarborough Hospital	7.7 miles
Hospital	Cross Lane Hospital	8.0 miles

Street-level crime

Category	Count
Anti-social behaviour	17
Violence and sexual offences	14
Criminal damage and arson	8
Other crime	5
Shoplifting	4
Burglary	2
Other theft	2
Public order	2
Drugs	1
Total incidents	55

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Filey Junior School	Primary	0.3 miles	Good — 24 May 2018
Filey Church of England Nursery and Infants Academy	Primary	0.5 miles	Good — 18 Oct 2013
Filey School	Secondary	0.8 miles	Inadequate — 9 Mar 2022
Hunmanby Primary School	Primary	2.3 miles	Good — 11 Jun 2024

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.55%

Max investor price (0.8%) £106,875

Target investor price (1%) £85,500

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).